The legislature's own summary of the bill, or its official long title.
Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s…
Read the full title (108 words)
Research has shown that certain underwriting factors used by insurers, while facially neutral, may have a disparate impact on protected classes. This bill seeks to address this disparate impact by prohibiting certain underwriting and rating factors, despite being correlative with loss, in homeowner’s and private passenger motor vehicle insurance policies. This bill would specifically prohibit an insurer’s consideration of an insured’s or proposed insured’s (i) non-pending arrests, charges and indictments that do not result in conviction, (ii) convictions unrelated to fraud or the risk being insured, or (iii) driver’s license suspensions or revocations for non-driving related reasons. This bill also corrects an incorrect statutory reference in current law.
Every action
8 steps, oldest first, as the legislature records them.
CommitteeIntroduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate · Senate Banking, Business, Insurance & Technology
CommitteeReported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 5 On Its Merits · Senate Banking, Business, Insurance & Technology
SenateSuspension of Rules in Senate
SenatePassed By Senate. Votes: 19 YES 1 NO 1 ABSENT19–1 vote
CommitteeAssigned to Economic Development/Banking/Insurance & Commerce Committee in House · House Economic Development/Banking/Insurance & Commerce
CommitteeReported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 6 Favorable, 3 On Its Merits · House Economic Development/Banking/Insurance & Commerce
HousePassed By House. Votes: 25 YES 16 ABSENT25–0 vote
GovernorSigned by Governor
Roll calls
2 recorded votes: 2 on the floor, 0 in committee. Each shows how every member voted.
Passed By Senate. Votes: 19 YES 1 NO 1 ABSENT · Full Senate