2nd Quarter - Report

U.S. PUBLIC INTEREST RESEARCH GROUP for U.S. PUBLIC INTEREST RESEARCH GROUP

Firm
Client
Income
—
Expenses
$78,558
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

9 issue areas, each in the filer's own words, with who lobbied on it and where.

Government Issues GOV

H.R. 2517, S 1360, H.R. 1148, H.R. 1973, S. 995

LobbyistCovered position, as disclosed
BLAIR BOWIE —
GARY KALMAN —

Contacted: State, Dept of (DOS); Office of the Comptroller of the Currency (OCC); SENATE; Natl Credit Union Administration (NCUA); Treasury, Dept of; Federal Reserve System; Commerce, Dept of (DOC); Federal Trade Commission (FTC); Commodity Futures Trading Commission (CFTC); Office of Thrift Supervision (OTS); Justice, Dept of (DOJ); Consumer Product Safety Commission (CPSC); Transportation, Dept of (DOT); Federal Communications Commission (FCC); Federal Election Commission (FEC); Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Natl Economic Council (NEC); Education, Dept of; Food & Drug Administration (FDA); White House Office; HOUSE OF REPRESENTATIVES

Bills named: H.R. 2517 (112th), S. 995 (112th), H.R. 1973 (112th), H.R. 1148 (112th)

Banking BAN

H.R. 2517, S 1360 1)Reform Financial Services Regulation. Provided comments to hill and administrative agencies -- signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to implementation of the Dodd-Frank Wall Street Reform and Consumer Protection Act which had become law 21 July 2010. Oppose all rollback legislation including Bachmann (HR 87), Moran (S 737), Shelby (S 746 and S 1615), DeMint (S 712) Bachus (HR 1121), Duffy (HR 1315), Capito ( HR1667) and any similar bills 2) Emphasis on opposing Congressional efforts to weaken Title 10 of Dodd-Frank, its establishment of the Consumer Financial Protection Bureau. Oppose efforts in HR 1 and any other appropriations bills to weaken budget or eliminate independence of CFPB, CFTC and SEC. 2) Support various efforts re consumer and transparency protections in various CFPB and other regulations including gift cards, credit cards, overdraft fees, credit bureaus, debt collectors, mortgages before Federal Reserve and all other financial agencies. 3) Support Durbin interchange fee amendment in Dodd-Frank through comments to Federal Reserve and letters to hill opposing repeal/delay. Oppose bills such as Tester (S 575) to delay Durbin. 4) oppose efforts to legalize predatory lending, suchas rent to own proposals from Canseco (HR 1588) and Landrieu (S. 881) 5) Oppose efforts to weaken other investor protection reforms, such as HR 1062 (Hayworth) and HR 1573 (Lucas) and HR 2308 (Garrett) (6) Support efforts to increase consumer protection in international financial services treaty and trade negotiations. (7) Oppose HR 3606, the Jumpstart Our Business Startups (JOBS) Act; support Senate efforts (Merkley, Levin, Landrieu) to improve bill, oppose similar capital formation bills that weaken investor protections, 8) Oppose HR 4367/S3204 to eliminate ATM signage notices. 9) Support efforts to strengthen Military Lending Act of 2007 (amt. to S 3254 this year). 10) Oppose HR 1909 and any similar bills to create federal non-bank OCC charter for high-cost paydyal lenders and similar firms, preempting authority of states and the CFPB. 11) Oppose HR 4101 to weaken debt collection rights.

LobbyistCovered position, as disclosed
BLAIR BOWIE —
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: Natl Economic Council (NEC); Securities & Exchange Commission (SEC); Consumer Product Safety Commission (CPSC); Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision (OTS); SENATE; Federal Trade Commission (FTC); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Federal Reserve System; White House Office; Federal Communications Commission (FCC); Commerce, Dept of (DOC); Transportation, Dept of (DOT); Office of the Comptroller of the Currency (OCC); State, Dept of (DOS); Federal Election Commission (FEC); Natl Credit Union Administration (NCUA); Justice, Dept of (DOJ); Food & Drug Administration (FDA); U.S. Trade Representative (USTR); Education, Dept of

Bills named: H.R. 1909 (112th), H.R. 1588 (112th), H.R. 2517 (112th), S. 881 (112th), H.R. 1667 (112th), H.R. 1315 (112th), H.R. 1 (112th), H.R. 4101 (112th), H.R. 4367 (112th), H.R. 3606 (112th), H.R. 2308 (112th), H.R. 1573 (112th), H.R. 1121 (112th), H.R. 87 (112th), H.R. 1062 (112th)

Health Issues HCR

Reauthorisation of PDUFA, MDUFA

LobbyistCovered position, as disclosed
NASIMA HOSSAIN —
GARY KALMAN —

Contacted: Federal Reserve System; Federal Communications Commission (FCC); Commerce, Dept of (DOC); Securities & Exchange Commission (SEC); Treasury, Dept of; Natl Credit Union Administration (NCUA); U.S. Trade Representative (USTR); White House Office; Justice, Dept of (DOJ); Natl Economic Council (NEC); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; SENATE; Transportation, Dept of (DOT); Commodity Futures Trading Commission (CFTC); Office of Thrift Supervision (OTS); Food & Drug Administration (FDA); Education, Dept of; State, Dept of (DOS); Office of the Comptroller of the Currency (OCC); Federal Trade Commission (FTC); Consumer Product Safety Commission (CPSC); Federal Election Commission (FEC)

Bankruptcy BNK

1) Support efforts to protect consumer housing, mortgage renegotiation and foreclosure protections. Restructure Mortgages in Bankruptcy and add foreclosure protections: Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Significant provisions added as Title 14 of Wall Street Reform and Consumer Protection Act. Support strongest versions of HR 2086/S 2049, Medical Debt Relief Act

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: Office of the Comptroller of the Currency (OCC); Federal Trade Commission (FTC); Securities & Exchange Commission (SEC); Federal Election Commission (FEC); Commerce, Dept of (DOC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Education, Dept of; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Transportation, Dept of (DOT); SENATE; Federal Communications Commission (FCC); Justice, Dept of (DOJ); Consumer Product Safety Commission (CPSC); Office of Thrift Supervision (OTS); White House Office; Natl Credit Union Administration (NCUA); Natl Economic Council (NEC); Treasury, Dept of; U.S. Trade Representative (USTR); Food & Drug Administration (FDA); State, Dept of (DOS)

Bills named: H.R. 2086 (112th)

Consumer Issues/Safety/Products CSP

Supported efforts to implement 2008 Consumer Product Safety Commission Improvement Act, which added resources, regulated dangerous and/or toxic products. Opposed Pompeo (KS) amendment to weaken its database. Miscellaneous other support for consumer safety protection as needed. Support strong CPSC rules, including crib safety and database. PRIVACY: Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. Filed comments to FTC and Department of Commerce on proposed privacy regimes. No formal position yet on some proposed Internet privacy and data breach bills, but strongly oppose concepts that legalize current invasive practices, preempt state laws, fail to provide adequate eforcement for consumers. Support do not track and reforms based on Fair Information Practices. OTHER ACTIVITIES: Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support (letters) to ban mandatory arbitration in consumer laws, including support for Arbitration Fairness Act. 2) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights including testimony to new DOT Advisory Committee on Aviation Consumer Protection (28 June 2012) 2) Support strong enforcement of antitrust laws including specific opposition to MEDCO merger and CVS Caremark mergers, 3) Urged support for legislation to overturn Supreme Court in Leegin, reinstating ban on resale price maintenance. 4) Opposed aspects of HR 326, Stop Online Piracy Act and similar legislation. (5) Generally oppose all efforts to weaken consumer legal rights, such as Gosar amendment to HR 5 to eliminate certain consumer class action rights. (6) support efforts to strnegthen consumer legal rights, such as Markey (HR1120) bill to improve consumer disclosure of travel safety risks. Example: HR 10, HR 3010, HR 527

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: Federal Reserve System; Federal Trade Commission (FTC); Treasury, Dept of; Education, Dept of; Federal Communications Commission (FCC); Federal Election Commission (FEC); State, Dept of (DOS); Commodity Futures Trading Commission (CFTC); U.S. Trade Representative (USTR); White House Office; Justice, Dept of (DOJ); Food & Drug Administration (FDA); Office of the Comptroller of the Currency (OCC); Consumer Product Safety Commission (CPSC); Transportation, Dept of (DOT); SENATE; Federal Deposit Insurance Corporation (FDIC); Natl Economic Council (NEC); Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Natl Credit Union Administration (NCUA); Office of Thrift Supervision (OTS)

Bills named: H.R. 1120 (112th), H.R. 10 (112th), H.R. 5 (112th), H.R. 527 (112th), H.R. 3010 (112th), H.R. 326 (112th)

Education EDU

HR 4348 Surface Transportation bill; House proposal, "Stop the Rate Hike Act of 2012; HR 4628 Interest Rate Reduction Act. S2366 Interest Rate Reduction Act Know Before You Owe financial aid shopping sheet initiative Public hearing for negotiated rulemaking session 2012

LobbyistCovered position, as disclosed
GARY KALMAN —
RICHARD T WILLIAMS —

Contacted: Federal Election Commission (FEC); SENATE; Treasury, Dept of; Federal Reserve System; Food & Drug Administration (FDA); HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC); Justice, Dept of (DOJ); Education, Dept of; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); Transportation, Dept of (DOT); Office of the Comptroller of the Currency (OCC); Consumer Product Safety Commission (CPSC); Office of Thrift Supervision (OTS); Natl Economic Council (NEC); Federal Trade Commission (FTC); State, Dept of (DOS); Commodity Futures Trading Commission (CFTC); White House Office; Natl Credit Union Administration (NCUA)

Bills named: H.R. 4348 (112th), H.R. 4628 (112th)

Food Industry (safety, labeling, etc.) FOO

Food Safety and Modernization Act

LobbyistCovered position, as disclosed
NASIMA HOSSAIN —
GARY KALMAN —

Contacted: Federal Reserve System; Securities & Exchange Commission (SEC); Consumer Product Safety Commission (CPSC); Federal Election Commission (FEC); Justice, Dept of (DOJ); White House Office; Office of Thrift Supervision (OTS); Education, Dept of; Office of the Comptroller of the Currency (OCC); State, Dept of (DOS); HOUSE OF REPRESENTATIVES; Transportation, Dept of (DOT); Treasury, Dept of; U.S. Trade Representative (USTR); Federal Deposit Insurance Corporation (FDIC); Federal Communications Commission (FCC); Commerce, Dept of (DOC); SENATE; Commodity Futures Trading Commission (CFTC); Natl Economic Council (NEC); Federal Trade Commission (FTC); Food & Drug Administration (FDA); Natl Credit Union Administration (NCUA)

Budget/Appropriations BUD

Example: S.1341, S2075, HR 2669

LobbyistCovered position, as disclosed
GARY KALMAN —
DANIEL JEFFREY SMITH —

Contacted: Justice, Dept of (DOJ); Food & Drug Administration (FDA); Natl Economic Council (NEC); Federal Election Commission (FEC); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); Transportation, Dept of (DOT); Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; SENATE; Education, Dept of; Commodity Futures Trading Commission (CFTC); Commerce, Dept of (DOC); White House Office; State, Dept of (DOS); Office of Thrift Supervision (OTS); Federal Communications Commission (FCC); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Federal Trade Commission (FTC); Consumer Product Safety Commission (CPSC); Natl Credit Union Administration (NCUA)

Bills named: H.R. 2669 (112th), S. 1341 (112th)

Financial Institutions/Investments/Securities FIN

Corporate disclosure of political contributions

LobbyistCovered position, as disclosed
BLAIR BOWIE —
GARY KALMAN —

Contacted: Justice, Dept of (DOJ); Consumer Product Safety Commission (CPSC); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; White House Office; Food & Drug Administration (FDA); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); Transportation, Dept of (DOT); Federal Election Commission (FEC); Commerce, Dept of (DOC); Federal Trade Commission (FTC); SENATE; Office of Thrift Supervision (OTS); Federal Communications Commission (FCC); Education, Dept of; Federal Reserve System; Natl Economic Council (NEC); State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Natl Credit Union Administration (NCUA)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.