NATIONAL ASSOCIATION OF REALTORS for NATIONAL ASSOCIATION OF REALTORS

Environment/Superfund ENV

Discussions with the Environmental Protection Agency (EPA) regarding the Waters of the U.S. rule. Discussions with the Council on Environmental Quality (CEQ) within the White House regarding environmental permitting.

Contacted: Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB); Housing & Urban Development, Dept of (HUD); Labor, Dept of (DOL); Federal Emergency Management Agency (FEMA); White House Office; Council on Environmental Quality (CEQ); Environmental Protection Agency (EPA); Veterans Affairs, Dept of (VA); Centers For Disease Control & Prevention (CDC); Small Business Administration (SBA); Homeland Security, Dept of (DHS); Agriculture, Dept of (USDA); SENATE; HOUSE OF REPRESENTATIVES; Treasury, Dept of

Copyright/Patent/Trademark CPT

Copyright Reform S__ - Digital Copyright Act of 2021

Contacted: Consumer Financial Protection Bureau (CFPB); Treasury, Dept of; Veterans Affairs, Dept of (VA); Housing & Urban Development, Dept of (HUD); White House Office; Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Council on Environmental Quality (CEQ); Homeland Security, Dept of (DHS); Agriculture, Dept of (USDA); Labor, Dept of (DOL); Centers For Disease Control & Prevention (CDC); Federal Emergency Management Agency (FEMA); SENATE; Environmental Protection Agency (EPA); HOUSE OF REPRESENTATIVES

Banking BAN

Cannabis Businesses Access to Banking HR1996 - SAFE Banking Act S__ - SAFE Banking Act

Contacted: Centers For Disease Control & Prevention (CDC); Treasury, Dept of; Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Council on Environmental Quality (CEQ); Veterans Affairs, Dept of (VA); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); White House Office; SENATE; Small Business Administration (SBA); Labor, Dept of (DOL); Housing & Urban Development, Dept of (HUD); Environmental Protection Agency (EPA); Homeland Security, Dept of (DHS)

Bills named: H.R. 1996 (117th)

Financial Institutions/Investments/Securities FIN

GSE Reform Discussions with the U.S. House of Representatives and the U.S. Senate regarding GSE reform. PSPAs Discussions with the Senate Banking Committee regarding PSPAs. QM/QRM Discussions with the Senate Banking Committee regarding QM/QRM. TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Forbearance Programs Discussions with the Senate Banking Committee regarding mortgage forbearance programs. Credit Discrimination HR166 - Fair Lending for All Act Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Commercial Real Estate Discussions with the U.S. House of Representatives regarding proposals to incentivize repurposing of commercial real estate properties. Communications with the U.S. Department of the Treasury regarding GSE Reform, PSPAs, the mortgage relief fund, and anti-money laundering policies. Communications with the Federal Housing Finance Agency (FHFA) regarding "condotels," PSPAs, and conventional financing policies. Communications with the Consumer Financial Protection Bureau (CFPB) regarding post-forbearance programs.

Contacted: Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; White House Office; Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Environmental Protection Agency (EPA); Homeland Security, Dept of (DHS); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Centers For Disease Control & Prevention (CDC); Labor, Dept of (DOL); Housing & Urban Development, Dept of (HUD); Council on Environmental Quality (CEQ); Federal Emergency Management Agency (FEMA); Veterans Affairs, Dept of (VA); SENATE

Bills named: H.R. 3009 (117th), H.R. 166 (117th)

Health Issues HCR

Discussions with the Department of Labor regarding Association Health Plans (AHPs).

Contacted: Veterans Affairs, Dept of (VA); HOUSE OF REPRESENTATIVES; SENATE; Federal Emergency Management Agency (FEMA); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Homeland Security, Dept of (DHS); Small Business Administration (SBA); Environmental Protection Agency (EPA); White House Office; Labor, Dept of (DOL); Centers For Disease Control & Prevention (CDC); Council on Environmental Quality (CEQ); Treasury, Dept of; Consumer Financial Protection Bureau (CFPB)

Civil Rights/Civil Liberties CIV

Fair Housing Protections HR5 - Equality Act Conversations with the House of Representatives re: appropriations for fair housing programs Credit Discrimination HR166 - Fair Lending for All Act TILA - Language Access HR3009 - Improving Language Access in Mortgage Servicing Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Student Loan Debt Communications with the Senate Banking Committee regarding impact of student loan debt on racial justice, borrowers, and the economy Equal Access to Housing and Financial Services Statement for the Record: HFSC Hearing Justice for All: Achieving Racial Equity Through Access to Housing and Financial Services Racial Discrimination in Housing Letter to the Senate Banking Committee for its hearing Separate and Unequal: The Legacy of Racial Discrimination in Housing Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. Discussions with the Department of Housing and Urban Development (HUD) regarding the FHA and Fair Housing policies.

Contacted: SENATE; Environmental Protection Agency (EPA); Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Veterans Affairs, Dept of (VA); Federal Housing Finance Agency (FHFA); Treasury, Dept of; Labor, Dept of (DOL); Centers For Disease Control & Prevention (CDC); Agriculture, Dept of (USDA); Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Council on Environmental Quality (CEQ); White House Office; Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 2553 (117th), H.R. 166 (117th), H.R. 3009 (117th), H.R. 5 (117th)

Transportation TRA

Infrastructure HR__ - Build More Transit Near Housing Act S902 - Housing Supply and Affordability Act S1931 - Surface Transportation Reauthorization Act of 2021 Communications with the Senate Banking Committee regarding infrastructure proposals Communications with the House and Senate regarding the Biden Administration's "American Jobs Plan" proposal and the pay-fors. Communications with the House and Senate to discuss housing as infrastructure.

Contacted: SENATE; Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); White House Office; Veterans Affairs, Dept of (VA); Centers For Disease Control & Prevention (CDC); Agriculture, Dept of (USDA); Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); Council on Environmental Quality (CEQ); Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); Environmental Protection Agency (EPA); Labor, Dept of (DOL)

Taxation/Internal Revenue Code TAX

Extension and Expansion of Credits for Paid Sick and Family Leave and Employee Retention HR1319 - The American Rescue Plan Act of 2021 State and Local Tax Deduction HR__ - SALT Relief and Marriage Penalty Elimination Act HR202 - SALT Fairness Act HR613 - SALT Deductibility Act HR946 - SALT Act HR2439 - SALT Fairness for Working Families Act S85 - SALT Deductibility Act S804 - SALT Deduction Fairness Act Section 199A Deduction HR1381 - Main Street Certainty Act S480 - Main Street Tax Certainty Act Communications with the House Ways & Means Committee and the Senate Finance Committee opposing the repeal of the Section 199A Qualified Business Interest Deduction Opportunity Zones HR970 - The Opportunity Zone Extension Act Section 1031 Like-Kind Exchanges Conversations with the U.S. House of Representatives and the U.S. Senate in support of retaining Section 1031 Like-Kind Exchanges. Neighborhood Homes Investment Act S98 - The Neighborhood Homes Investment Act HR2143 - The Neighborhood Homes Investment Act Conversations with the U.S. House of Representatives and the U.S. Senate supporting bolstering the NHIA. First time homebuyer tax credits HR2863 - First-Time Homebuyer Act of 2021 Conversations with the U.S. House of Representatives and the U.S. Senate in support of a first-time homebuyer tax credit. Low Income Housing Tax Credit Conversations with the U.S. House of Representatives and the U.S. Senate in support of bolstering the Low Income Housing Tax Credit. Increasing Housing Supply Conversations with the U.S. House of Representatives and the U.S. Senate in support of tax incentives to create more housing supply and more housing options for first-time homebuyers. Communications with the House and Senate regarding legislative proposals to convert underused/abandoned commercial properties into residential real estate Estate Tax Reform HR1712 - Death Tax Repeal Act S617 - Death Tax Repeal Act Affordable Housing HR2573 - Affordable Housing Credit Improvement Act of 2021 HR2768 - American Housing and Economic Mobility Act S1136 - Affordable Housing Credit Improvement Act of 2021 S1368 - American Housing and Economic Mobility Act Carried Interest HR1068 - The Carried Interest Fairness Act S1598 - Carried Interest Fairness Act of 2021 Capital Gains Discussions regarding proposed legislation, the Sensible Taxation and Equity Promotion (STEP) Act. Communications with the House and Senate opposing increases to the capital gains tax rate and taxing of unrealized capital gains Energy Efficiency Tax Incentives HR2346 - E-QUIP Act Tax Credit for Disaster Mitigation/Expenses S1805 - Shelter Act REITs HR3123 - Parity for Non-Traded REITs Act Tax Reform S126 - A bill to amend the Internal Revenue Code of 1986 to make permanent the individual tax provisions of the tax reform law, and for other purposes. Communications with the House and Senate opposing changes to the "step-up in basis" provision Infrastructure Proposals Communications with the House and Senate regarding the pay-fors in the American Rescue Plan and the American Jobs Plan Discussions with the U.S. Treasury Department regarding tax policy, 1031 like-kind exchanges, capital gains, and tax incentives for building residential housing units.

Contacted: Federal Housing Finance Agency (FHFA); Council on Environmental Quality (CEQ); Veterans Affairs, Dept of (VA); Labor, Dept of (DOL); Small Business Administration (SBA); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Emergency Management Agency (FEMA); Consumer Financial Protection Bureau (CFPB); Centers For Disease Control & Prevention (CDC); Treasury, Dept of; White House Office; Homeland Security, Dept of (DHS); Environmental Protection Agency (EPA); SENATE; Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 2143 (117th), H.R. 1068 (117th), H.R. 2863 (117th), H.R. 1381 (117th), H.R. 2346 (117th), H.R. 2439 (117th), H.R. 202 (117th), H.R. 946 (117th), H.R. 613 (117th), H.R. 970 (117th), H.R. 1712 (117th), H.R. 3123 (117th), H.R. 2768 (117th), H.R. 1319 (117th), H.R. 2573 (117th)

Disaster Planning/Emergencies DIS

Flood Insurance Discussions with the U.S. House of Representatives and the U.S. Senate regarding the National Flood Insurance Program (NFIP). Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps. Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP. HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3416 - Community Mapping Act HR3417 - Taxpayer Exposure Mitigation Act COVID-19 Relief HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S404 - Coronavirus Housing Counseling Improvement Act S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the House and Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP). Communications with the Treasury Department regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program (ERAP). Communications with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and rental assistance for rural housing. Communications with the Department of Housing and Urban Development (HUD) regarding the CDC Eviction Moratorium, Emergency Rental Assistance Program, and rental assistance requirements for federally-assisted housing. Communications with the White House regarding the CDC Eviction Moratorium and the Treasury Department guidance for and administration of the Emergency Rental Assistance Program. Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding flood insurance.

Contacted: Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); White House Office; Labor, Dept of (DOL); Council on Environmental Quality (CEQ); Agriculture, Dept of (USDA); Homeland Security, Dept of (DHS); Consumer Financial Protection Bureau (CFPB); Centers For Disease Control & Prevention (CDC); Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES; Environmental Protection Agency (EPA); Veterans Affairs, Dept of (VA)

Bills named: H.R. 3417 (117th), H.R. 1799 (117th), H.R. 3414 (117th), H.R. 3415 (117th), H.R. 3416 (117th), H.R. 1319 (117th)

Unemployment UNM

Pandemic Unemployment Assistance HR1319 - The American Rescue Plan Act of 2021 Independent Contractor Status HR842 - Protecting the Right to Organize Act of 2021 S420 - Protecting the Right to Organize Act of 2021 Discussions with the U.S. House of Representatives and the U.S. Senate regarding independent contractor status and worker classification. Discussions with the Department of Labor regarding the definition and status of "independent contractors." Unemployment Insurance Discussions with Congress regarding proposed legislation, "The Unemployment Insurance Modernization Act" Discussions with the Department of Labor regarding independent contractor status.

Contacted: SENATE; Environmental Protection Agency (EPA); Veterans Affairs, Dept of (VA); Federal Housing Finance Agency (FHFA); Council on Environmental Quality (CEQ); Federal Emergency Management Agency (FEMA); Labor, Dept of (DOL); Centers For Disease Control & Prevention (CDC); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); White House Office; Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Treasury, Dept of

Bills named: H.R. 842 (117th), H.R. 1319 (117th)

Small Business SMB

COVID-19 Relief for Small Businesses and Independent Contractors HR1319 - American Rescue Plan Act of 2021 HR1799 - PPP Extension Act of 2021 S723 - PPP Extension Act of 2021 S1249 - PPP Flexibility for Farmers, Ranchers, and the Self-Employed Act Communications with the U.S. House of Representatives and the U.S. Senate supporting relief for commercial real estate due to the COVID-19 Pandemic Communications with the Small Business Administration (SBA) regarding the Paycheck Protection Program (PPP) and Economic Injury Disaster Loans (EIDLs).

Contacted: SENATE; Council on Environmental Quality (CEQ); Agriculture, Dept of (USDA); Labor, Dept of (DOL); Consumer Financial Protection Bureau (CFPB); Centers For Disease Control & Prevention (CDC); White House Office; Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Treasury, Dept of; Veterans Affairs, Dept of (VA); HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); Federal Emergency Management Agency (FEMA); Federal Housing Finance Agency (FHFA)

Bills named: H.R. 1799 (117th), H.R. 1319 (117th)

Housing HOU

Fair housing protections HR5 - Equality Act Conversations with the House of Representatives re: appropriations for fair housing programs Conversations with the U.S. House of Representatives and the U.S. Senate regarding Fair Housing issues. VA Loan Programs Conversations with the House of Representatives and Senate regarding VA loans. Down-payment Assistance Discussions with the House of Representatives about down-payment assistance programs. Affordable Housing S902 - Housing Supply and Affordability Act S1820 - Choice in Affordable Housing Act of 2021 CDC Eviction Moratorium/Emergency Rental Assistance Program Funding HR1319 - The American Rescue Plan Act of 2021 Discussions with the House Financial Services Committee regarding the Emergency Rental Assistance Program (ERAP). Communications with the U.S. House of Representatives and the U.S. Senate regarding the CDC Eviction Moratorium and the Treasury Department's Emergency Rental Assistance Program (ERAP). COVID-19 Relief S404 - Coronavirus Housing Counseling Improvement Act FHA Programs HR1395 - Housing Financial Literacy Act of 2021 HR1532 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 S2131 - Improving FHA Support for Small-Dollar Mortgages Act of 2021 Conversations with the House of Representatives and Senate regarding FHA and HUD programs. Violence Against Women Act Reauthorization HR1620 - Violence Against Women Act Reauthorization Act of 2021 S527 - Protecting Domestic Violence and Stalking Victims Act of 2021 Discrimination in Valuations HR2553 - Real Estate Valuation Fairness and Improvement Act of 2021 Appraisal/FHA Programs Discussions with the Senate on proposed legislation to amend the National Housing Act to authorize State-licensed appraisers to conduct appraisals in connection with mortgages insured by the FHA and to ensure compliance with the existing appraiser education and competency requirements, and for other purposes. Affordable Housing S902 - A bill to authorize a grant program for the development and implementation of housing supply and affordability plans, and for other purposes. Conversations with the Department of Housing and Urban Development (HUD) regarding the FHA, fair housing policies, FHA loans, multifamily housing programs, and the Emergency Rental Assistance Program (ERAP). Discussions with the U.S. Department of Agriculture (USDA) regarding the CDC Eviction Moratorium and the Emergency Rental Assistance Program. Conversations with the White House regarding the CDC Eviction Moratorium, the Treasury Department Emergency Rental Assistance program guidelines, and black homeownership collaborations. Discussions with the U.S. Treasury Department regarding the CDC Eviction Moratorium and the Treasury Department Emergency Rental Assistance program guidelines. Discussions with the Department of Veterans Affairs (VA) regarding the VA Home Loan Guaranty. Discussions with the Federal Housing Finance Agency (FHFA) regarding short-term rental policy.

Contacted: Federal Housing Finance Agency (FHFA); Federal Emergency Management Agency (FEMA); Agriculture, Dept of (USDA); Environmental Protection Agency (EPA); HOUSE OF REPRESENTATIVES; SENATE; White House Office; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Council on Environmental Quality (CEQ); Veterans Affairs, Dept of (VA); Labor, Dept of (DOL); Small Business Administration (SBA); Homeland Security, Dept of (DHS); Centers For Disease Control & Prevention (CDC); Consumer Financial Protection Bureau (CFPB)

Bills named: H.R. 2553 (117th), H.R. 1319 (117th), H.R. 1620 (117th), H.R. 1395 (117th), H.R. 5 (117th), H.R. 1532 (117th)

Insurance INS

Flood Insurance Communications with the House and Senate re: DHS appropriations for NFIP extension, flood maps Discussions with the House Financial Services Committee re: draft legislation to reauthorize the NFIP HR3417 - Taxpayer Exposure Mitigation HR3416 - Community Mapping Act HR3415 - To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act, and for other purposes HR3414 - To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas, and for other purposes Discussions with the Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) regarding flood insurance. Discussions with the Federal Housing Finance Agency (FHFA) regarding flood insurance. Discussions with the Department of Labor regarding Association Health Plans (AHPs).

Contacted: Federal Emergency Management Agency (FEMA); Council on Environmental Quality (CEQ); Small Business Administration (SBA); Treasury, Dept of; Centers For Disease Control & Prevention (CDC); Veterans Affairs, Dept of (VA); HOUSE OF REPRESENTATIVES; White House Office; SENATE; Housing & Urban Development, Dept of (HUD); Environmental Protection Agency (EPA); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Federal Housing Finance Agency (FHFA); Homeland Security, Dept of (DHS)

Bills named: H.R. 3415 (117th), H.R. 3417 (117th), H.R. 3414 (117th), H.R. 3416 (117th)

Consumer Issues/Safety/Products CSP

Privacy and Data Security HR1816 - To require the Federal Trade Commission to promulgate regulations related to sensitive personal information, and for other purposes. Conversations with the House and Senate regarding privacy legislation. Remote Online Notarization S1625 - Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act Discussions with the U.S. House of Representatives and the U.S. Senate in support of federal Remote Online Notarization ("RON") policies. Broadband Access S2017 - The Broadband Reform and Investment (BRIDGE) Act Discussions with the U.S. House or Representatives and the U.S. Senate in support of funding for increased broadband access. QM/QRM Discussions with the Senate Banking Committee regarding QM and QRM.

Contacted: Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Centers For Disease Control & Prevention (CDC); Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); Federal Emergency Management Agency (FEMA); Small Business Administration (SBA); Council on Environmental Quality (CEQ); HOUSE OF REPRESENTATIVES; Environmental Protection Agency (EPA); SENATE; Treasury, Dept of; White House Office; Consumer Financial Protection Bureau (CFPB); Labor, Dept of (DOL); Veterans Affairs, Dept of (VA)

Bills named: H.R. 1816 (117th)