3rd Quarter - Report

U.S. PUBLIC INTEREST RESEARCH GROUP for U.S. PUBLIC INTEREST RESEARCH GROUP

Firm
Client
Income
—
Expenses
$78,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

11 issue areas, each in the filer's own words, with who lobbied on it and where.

Media (information/publishing) MIA

Low Power FM

LobbyistCovered position, as disclosed
AMINA FAZLULLAH —
GARY KALMAN —

Contacted: SENATE; Natl Credit Union Administration (NCUA); Transportation, Dept of (DOT); Consumer Product Safety Commission (CPSC); Justice, Dept of (DOJ); Federal Communications Commission (FCC); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; White House Office; Environmental Protection Agency (EPA); Securities & Exchange Commission (SEC); Education, Dept of; U.S. Trade Representative (USTR); Natl Economic Council (NEC); State, Dept of (DOS); HOUSE OF REPRESENTATIVES; Food & Drug Administration (FDA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Office of Thrift Supervision (OTS); Federal Trade Commission (FTC)

Banking BAN

HR 2492, To amend the Internal Revenue Code of 1986 to exclude from gross income discharges of student loans the repayment of which is income contingent or income based, all provisions. Ending the use of offshore tax havens. Transparency in the Federal Reserve. 1) Reform Credit Card Practices. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform of unfair practices of credit card industry. Bills include S 414, Credit CARD Act; HR 627, Credit Cardholders Bill of Rights Act, which became law. (As part of HR 627, unsuccessfully supported efforts to make interchange fees fairer and extend bill to include small business owners.) 2) Reform Mortgage Practices and Reform Financial Services Regulation. Provided comments to hill, signed letters, testified, lobbied on all aspects of legislation and proposed regulations pertaining to reform of mortgage and predatory lending. Bills included HR 1728 and HR 1782 on mortgage reform, supporting in part and opposing in part. 3) Provided comments to hill, signed letters, testified, lobbied on all aspects of legislation and proposed regulations pertaining to reform of financial industry by establishment of Financial Product Safety Commission, S. 566 and HR 1705 and renamed Consumer Financial Protection Agency (HR 3126) and other reforms to expand prudential regulation and improve safety net. 4) Support efforts against unfair bank fees, including support for HR 1456, the Consumer Overdraft Protection Fair Practices Act (testified in House in March). 5) Support reinstatement of federal usury ceilings on financial transactions (S. 500/HR 1608). 6) Support efforts to implement strong consumer and transparency protections in regulations and enforcement of the Emergency Economic Stabilization Act (HR 1424-Division A, became PL 110-343) and related bills. Supported bills including HR 384 and S 195 to reform the Troubled Asset Relief Program (TARP) and other programs established either by EESA or by federal regulators concerning financial reform and bailout funding. These and other similar bills would restore original purposes of bailout funds, increase transparency, limit executive compensation, grant greater authority to oversight agencies, etc. 7) Supported Section 626 of HR 1105 (Omnibus Appropriations) to grant greater authority to FTC and state attorneys general to better protect consumers against financial fraud and impose greater sanctions against wrongdoers. 8) urged administration/DOJ to support state causes of actions/state attorneys general enforcement authority in various state and federal cases including Cuomo vs. Clearinghouse and OCC. 8) In various fora, urged administration, State and USTR to support international financial rules as floor not ceiling of consumer protection; 9) Support S 1595, Deceptive Loan Check Elimination Act.

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —
NICOLE TICHON Legislative Assistant, Legislative Correspondent
RICHARD T WILLIAMS —

Contacted: Office of Thrift Supervision (OTS); White House Office; Education, Dept of; Federal Communications Commission (FCC); State, Dept of (DOS); U.S. Trade Representative (USTR); Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Environmental Protection Agency (EPA); Consumer Product Safety Commission (CPSC); Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Justice, Dept of (DOJ); Securities & Exchange Commission (SEC); Treasury, Dept of; Transportation, Dept of (DOT); SENATE; Food & Drug Administration (FDA); Federal Trade Commission (FTC)

Bills named: H.R. 1728 (111th), H.R. 384 (111th), H.R. 1456 (111th), S. 566 (111th), H.R. 1105 (111th), H.R. 3126 (111th), H.R. 1705 (111th), H.R. 627 (111th), S. 500 (111th), H.R. 1608 (111th), H.R. 2492 (111th), H.R. 1782 (111th), H.R. 1424 (111th)

Bankruptcy BNK

1) Restructure Mortgages in Bankruptcy: Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Supported efforts to enact strongest possible provisions to allow bankruptcy judges to restructure first mortgages. Bills included S 61, HR 200 and HR 1106. 2) Support efforts to repeal/amend 2005 bankruptcy law (PL 109-8) restrictions on consumer rights. Testimony in House. 3) Testified at oversight hearing (House Judiciary) on credit cards and bankruptcy. 4) Creation of legislation to change 2006 Bankruptcy Laws which prevent dischargability of private student loans.

LobbyistCovered position, as disclosed
GARY KALMAN —
EDMUND M MIERZWINSKI —
RICHARD T WILLIAMS —

Contacted: Federal Communications Commission (FCC); State, Dept of (DOS); Transportation, Dept of (DOT); Consumer Product Safety Commission (CPSC); White House Office; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Natl Credit Union Administration (NCUA); Education, Dept of; Environmental Protection Agency (EPA); Office of Thrift Supervision (OTS); Treasury, Dept of; SENATE; Natl Economic Council (NEC); Federal Trade Commission (FTC); Office of the Comptroller of the Currency (OCC); Securities & Exchange Commission (SEC); Food & Drug Administration (FDA); Justice, Dept of (DOJ); HOUSE OF REPRESENTATIVES; Federal Reserve System

Bills named: H.R. 200 (111th), H.R. 1106 (111th)

Chemicals/Chemical Industry CHM

Support Chemical Facilities Anti-Terrorism Act of 2008 (HR 2868), all titles; Drinking Water System Security Act (H.R. 3258), all titles; support Kid Safe Chemicals Act (HR 6100; S3040 in 110th ; not yet introduced in 111th) all titles; support measures to ban or restrict use of Bisphenol A (HR 1523; S.593; S753)

LobbyistCovered position, as disclosed
ELIZABETH HITCHCOCK —
GARY KALMAN —

Contacted: State, Dept of (DOS); Food & Drug Administration (FDA); Consumer Product Safety Commission (CPSC); Transportation, Dept of (DOT); U.S. Trade Representative (USTR); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; Education, Dept of; Justice, Dept of (DOJ); Treasury, Dept of; SENATE; Federal Deposit Insurance Corporation (FDIC); Environmental Protection Agency (EPA); Natl Credit Union Administration (NCUA); Federal Communications Commission (FCC); Securities & Exchange Commission (SEC); White House Office; Office of the Comptroller of the Currency (OCC); Federal Trade Commission (FTC); Office of Thrift Supervision (OTS); Federal Reserve System

Bills named: S. 593 (111th), H.R. 1523 (111th), H.R. 2868 (111th), H.R. 3258 (111th), H.R. 6100 (111th)

Education EDU

HR 3221, the Student Aid and Fiscal ResponsibilityAct, all student aid provisions.

LobbyistCovered position, as disclosed
GARY KALMAN —
RICHARD T WILLIAMS —

Contacted: HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Consumer Product Safety Commission (CPSC); State, Dept of (DOS); Office of Thrift Supervision (OTS); Office of the Comptroller of the Currency (OCC); Federal Reserve System; U.S. Trade Representative (USTR); Federal Trade Commission (FTC); White House Office; Natl Credit Union Administration (NCUA); SENATE; Federal Communications Commission (FCC); Federal Deposit Insurance Corporation (FDIC); Education, Dept of; Transportation, Dept of (DOT); Environmental Protection Agency (EPA); Food & Drug Administration (FDA); Justice, Dept of (DOJ); Treasury, Dept of; Natl Economic Council (NEC)

Bills named: H.R. 3221 (111th)

Transportation TRA

FY 2010 Transportation, Housing and Urban Development Appropriations Bill, all provisions relating to high speed rail. Surface Transportation Authorization Act of 2009, all provisions.

LobbyistCovered position, as disclosed
GARY KALMAN —
JOHN KRIEGER —

Contacted: Transportation, Dept of (DOT); White House Office; Food & Drug Administration (FDA); Federal Reserve System; Education, Dept of; Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; SENATE; Natl Economic Council (NEC); Environmental Protection Agency (EPA); Treasury, Dept of; Office of Thrift Supervision (OTS); Federal Trade Commission (FTC); State, Dept of (DOS); Natl Credit Union Administration (NCUA); Justice, Dept of (DOJ); Federal Communications Commission (FCC); U.S. Trade Representative (USTR); Office of the Comptroller of the Currency (OCC); Consumer Product Safety Commission (CPSC); Securities & Exchange Commission (SEC)

Telecommunications TEC

Internet Freedom Preservation Act of 2009 (H.R. 3458); National Broadband Plan

LobbyistCovered position, as disclosed
AMINA FAZLULLAH —
GARY KALMAN —

Contacted: Justice, Dept of (DOJ); Education, Dept of; Securities & Exchange Commission (SEC); White House Office; Federal Communications Commission (FCC); Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Transportation, Dept of (DOT); Environmental Protection Agency (EPA); Consumer Product Safety Commission (CPSC); Federal Trade Commission (FTC); SENATE; Food & Drug Administration (FDA); Natl Credit Union Administration (NCUA); State, Dept of (DOS); Office of Thrift Supervision (OTS); Federal Reserve System; Natl Economic Council (NEC)

Bills named: H.R. 3458 (111th)

Government Issues GOV

Campaign Finance Reform-The Fair Elections Now Act (HR 1826, S152); Election Reform-Pending Bill Number-Modernizing the Voter Registration System; Ethics-Office of Congressional Ethics Mechanisms

LobbyistCovered position, as disclosed
LISA GILBERT —
GARY KALMAN —

Contacted: White House Office; U.S. Trade Representative (USTR); Treasury, Dept of; Environmental Protection Agency (EPA); Education, Dept of; Federal Communications Commission (FCC); State, Dept of (DOS); Transportation, Dept of (DOT); Consumer Product Safety Commission (CPSC); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Food & Drug Administration (FDA); Securities & Exchange Commission (SEC); Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; SENATE; Office of Thrift Supervision (OTS); Justice, Dept of (DOJ); Federal Trade Commission (FTC); Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 1826 (111th)

Health Issues HCR

H.R. 3200- the American Affordable Health Choices Act; Senate- the Affordable Health Choices Act and the America's Healthy Future Act.

LobbyistCovered position, as disclosed
GARY KALMAN —
LARRY C MCNEELY —

Contacted: Justice, Dept of (DOJ); HOUSE OF REPRESENTATIVES; Environmental Protection Agency (EPA); Transportation, Dept of (DOT); Treasury, Dept of; Securities & Exchange Commission (SEC); Consumer Product Safety Commission (CPSC); Office of Thrift Supervision (OTS); Federal Communications Commission (FCC); White House Office; Education, Dept of; Office of the Comptroller of the Currency (OCC); Food & Drug Administration (FDA); Federal Trade Commission (FTC); State, Dept of (DOS); Natl Economic Council (NEC); Federal Reserve System; SENATE; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Natl Credit Union Administration (NCUA)

Bills named: H.R. 3200 (111th)

Environment/Superfund ENV

Support reauthorization of Superfund polluter pays tax.

LobbyistCovered position, as disclosed
ELIZABETH HITCHCOCK —
GARY KALMAN —

Contacted: Consumer Product Safety Commission (CPSC); State, Dept of (DOS); Natl Economic Council (NEC); Education, Dept of; Natl Credit Union Administration (NCUA); U.S. Trade Representative (USTR); White House Office; Federal Reserve System; Transportation, Dept of (DOT); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); SENATE; Food & Drug Administration (FDA); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Trade Commission (FTC); Environmental Protection Agency (EPA); Office of Thrift Supervision (OTS); Securities & Exchange Commission (SEC); Justice, Dept of (DOJ); Federal Communications Commission (FCC)

Consumer Issues/Safety/Products CSP

Consumer Product Safety Modernization Act (PL 110-314). Supported efforts to implement new Consumer Product Safety Commission Improvement Act, add resources, regulate dangerous and/or toxic products. Provided comments to hill, signed letters, lobbied on all aspects of legislation and proposed regulations pertaining to reform. Testified in previous quarters. Specific new law is PL 110-314 (HR 4040, Consumer Product Safety Modernization Act). 2) Supported efforts, Medical Device Safety Act (S. 540, HR 1346) to overturn Supreme Court decision in Riegel v. Medtronic limiting state common law remedies against certain medical device manufacturers. 3) Broadly support all other efforts to preserve consumer private rights of action and to oppose preemption of stronger state consumer financial or health and safety laws. 4) Supported Representative Weiners amendment to H.R. 3200, Americas Affordable Health Choices Act of 2009, to require transparency by pharmacy benefit managers (PBMs) who contract with health plans in the national insurance exchange or with the public plan. OTHER ACTIVITIES: Supported various efforts to protect consumers from unfair business or marketplace practices by signing letters, lobbying or commenting on various proposals: 1) Mandatory Arbitration: Support (letters) for HR 1020, the Arbitration Fairness Act to ban mandatory arbitration in consumer laws. 2) Opposed (letter) S. 202 and S. 164, the "Passenger Vehicle Loss Disclosure Act of 2009" 3) Letters limited to opposition to elimination of inequitable conduct defense in the Patent Reform Act (S 515, HR 1260), to encourage generic substitutes for brand name pharmaceuticals. 4) Opposition to the Consumer Rental Purchase Agreement Act, S 738, HR 1744, which would legalize unfair practices of predatory rent to own stores. 5) Supported aspects of Federal Aviation Administration reforms pertaining to Airline Passengers Bill of Rights (HR 915, FAA Reauthorization and S. 213 (Boxer-Snowe) 5) Support strong enforcement of antitrust laws, including opposition to merger of Ticketmaster and LiveNation (testimony in House in previous quarter). 6) Signed letters to White House urging amendments to GM/Chrysler bankruptcy negotiations to reinstate compensation rights of injured victims. 7) Supported variety of efforts, including Equal Employment for All Act (Cohen, House) to amend Fair Credit Reporting Act. 7) Urged support for legislation (not yet filed) to overturn Supreme Court in Leegin, reinstating ban on resale price maintenance. 8) Opposed aspects of Chrysler car company bankruptcy negotiations with administration that limited crash victim rights. PRIVACY: Support efforts to ensure that federal law provides consumers with strong privacy protection, prevents identity theft, and holds companies and government agencies accountable when they lose consumer data. Support includes lobbying, letters, and communications as necessary. Support HR 2221 in part/oppose in part.

LobbyistCovered position, as disclosed
ELIZABETH HITCHCOCK —
GARY KALMAN —
EDMUND M MIERZWINSKI —

Contacted: Federal Reserve System; Food & Drug Administration (FDA); Education, Dept of; State, Dept of (DOS); Federal Communications Commission (FCC); HOUSE OF REPRESENTATIVES; Natl Economic Council (NEC); Office of Thrift Supervision (OTS); Federal Deposit Insurance Corporation (FDIC); Federal Trade Commission (FTC); Natl Credit Union Administration (NCUA); Securities & Exchange Commission (SEC); Justice, Dept of (DOJ); Transportation, Dept of (DOT); U.S. Trade Representative (USTR); Consumer Product Safety Commission (CPSC); Office of the Comptroller of the Currency (OCC); SENATE; Environmental Protection Agency (EPA); Treasury, Dept of; White House Office

Bills named: H.R. 1020 (111th), H.R. 2221 (111th), S. 540 (111th), H.R. 915 (111th), H.R. 4040 (111th), H.R. 1260 (111th), S. 213 (111th), H.R. 3200 (111th), H.R. 1346 (111th), H.R. 1744 (111th), S. 164 (111th), S. 202 (111th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.