AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS for AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA

Bankruptcy BNK

Issues related to the Bankruptcy Reform Act of 2005

Contacted: Small Business Administration (SBA); Office of the Vice President of the United States; Federal Deposit Insurance Corporation (FDIC); Justice, Dept of (DOJ); HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); SENATE; Federal Reserve System; Natl Credit Union Administration (NCUA); Treasury, Dept of; Executive Office of the President (EOP)

Small Business SMB

Issues related to the implementation of provisions of HR 1, the American Recovery and Reinvestment Act of 2009, related to the Small Business Administration.

Contacted: Treasury, Dept of; Internal Revenue Service (IRS); Office of the Vice President of the United States; Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Executive Office of the President (EOP); Justice, Dept of (DOJ); SENATE; Federal Reserve System; HOUSE OF REPRESENTATIVES

Bills named: H.R. 1 (111th)

Budget/Appropriations BUD

Issues related to the Central Liquidity Facility Issues related to the Community Development Revolving Loan Fund Issues related to the Community Development Financial Institution Fund Program

Contacted: Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Federal Reserve System; Office of the Vice President of the United States; Executive Office of the President (EOP); Natl Credit Union Administration (NCUA); Internal Revenue Service (IRS); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Justice, Dept of (DOJ); SENATE

Foreign Relations FOR

Issues related to the Foreign Assistance Act of 1961. Issues related to the development of credit cooperatives in Afghanistan. Issues related to the development of credit cooperatives in Haiti. Issues related to the disaster relief in Haiti.

Contacted: Office of the Vice President of the United States; Justice, Dept of (DOJ); Treasury, Dept of; Federal Reserve System; SENATE; Executive Office of the President (EOP); Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Internal Revenue Service (IRS); Federal Deposit Insurance Corporation (FDIC)

Banking BAN

Please see addendum. H.R. 1456, Consumer Overdraft Protection Practices Act, all provisions H.R. 1479, Community Reinvestment Modernization Act, all provisions H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act of 2007, all provisions Issues related to Interchange Fees Issues related to corporate credit unions Issues related to premium assessments by the National Credit Union Share Insurance Fund H.R. 2211, the Data Accountability and Trust Act, all provisions H.R. 2382, the Credit Card Interchange Fees Act, all provisions Issues related to Fannie Mae and Freddie Mac Issues related to proposed rules on home-equity lines of credit Issues related to the implementation of section 106 of the Credit Card Accountability, Responsibility and Disclosure Act (CARD Act) H.R. 2695, the Credit Card Fair Fee Act, all provisions S. 1212, the Credit Card Fair Fee Act, all provisions H.R. 3126, the Consumer Financial Protection Agency Act, all provisions S. 500, the Protecting Consumers from Unreasonable Credit Rates Act, all provisions S. 566, the Financial Products Safety Commission Act, all provisions H.R. 3639, the Expedited CARD Reform for Consumers Act, all provisions H.R. 3269, the Corporate and Financial Institution Compensation Fairness Act, section 4, related to enhanced compensation structure reporting to reduce perverse incentives." H.R. 3380, the Promoting Lending to America's Small Business Act, all provisions H.R. 4300, Restoring America's Commitment to Consumers Act, all provisions S. 1799, Fairness and Accountability in Reviewing Overdraft Coverage Act, all provisions H.R. 3904, Overdraft Protection Act of 2009, all provisions S. 2919, Small Business Lending Enhancement Act of 2009, all provisions H.R. 4173, Wall Street Reform with Consumer Protection Act, Title I, Subtitle G, related to Enhanced dissolution authority, Title II, section 2004, Title IV, related to the creation of the Consumer Financial Protection Agency, all provisions Restoring American Financial Stability Act of 2010 (bill number not yet assigned) (Senate Banking Committee Print of March 15, 2010),--Title I, Subtitle A, related to the Financial Stability Oversight Council --Title II, Section 210(o), related to Assessments to capitalize the orderly Liquidation Fund --Title IX, Subtitle E, related to Accountability and Executive Compensation, all provisions --Title X, related to the Bureau of Consumer Financial Protection, including: Subtitle B, Section 1021, related to regulatory burden; Section 1023, related to review of Bureau Regulation; Section 1025, related to review of Bureau Regulation; Section 1025, related to the Supervision of Very Large Credit Unions, Subtitle D, Preservation of State Law, all provisions, Subtitle G; Section 1071 related to the Collection of Deposit Account Data Manager's Amendment to the Committee Print of March 15, 2010, including Section 1076, related to Remittance transfers and Title XII, related to Improving Access to Mainstream Financial Institutions, all provisions. H.R. 4376, the Freedom from Discrimination in Credit Act, all provisions S. 2824, the Safe Affordable Loan Act, all provisions H.R. 4694, the Safe Affordable Small Dollar Loan Act, all provisions Issues related to the Troubled Asset Relief Program Issues related to the fiduciary duties at credit unions H.R. 4872, the Reconciliation Act of 2010, Division III, provisions related to the Federal Family Education Loan Program H.R. 4851, the Continuing Extension Act, Section 7, related to the National Flood Insurance Program H.R. 4936, the Faster Access and Shorter Transaction Time for Checks Act, all provisions

Contacted: Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Internal Revenue Service (IRS); Federal Reserve System; Natl Credit Union Administration (NCUA); SENATE; Treasury, Dept of; Office of the Vice President of the United States; Justice, Dept of (DOJ); HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP)

Bills named: H.R. 3639 (111th), H.R. 2382 (111th), H.R. 3380 (111th), S. 2919 (111th), H.R. 4173 (111th), H.R. 4300 (111th), H.R. 4936 (111th), S. 2824 (111th), H.R. 4376 (111th), S. 1799 (111th), H.R. 4694 (111th), H.R. 2211 (111th), H.R. 4872 (111th), H.R. 3126 (111th), S. 500 (111th), H.R. 3269 (111th), S. 1212 (111th), H.R. 1479 (111th), H.R. 1728 (111th), H.R. 4851 (111th), H.R. 2695 (111th), H.R. 3904 (111th), S. 566 (111th), H.R. 1456 (111th)

Taxation/Internal Revenue Code TAX

Issues related to Individual Development Account (IDA) Issues related to the Credit Union Tax Status Issues related to Health Savings Accounts

Contacted: Executive Office of the President (EOP); Office of the Vice President of the United States; Federal Reserve System; Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Internal Revenue Service (IRS); Small Business Administration (SBA); Justice, Dept of (DOJ); Natl Credit Union Administration (NCUA)

Health Issues HCR

Please see addendum. H.R. 3200, America's Affordable Health Choices Act, provisions related to health savings accounts Senate Finance Committee Chairman's Mark of America's Healthy Future Act, provision related to small employee tax credit. Grassley Amendment #490 to Senate Finance Committee Chairman's Mark of America's Health Future Act, related to the rebuttable presumption of reasonableness. H.R. 3590, Patient Protection and Affordable Care Act, provisions related to small employers tax credits, HSAs, and FSAs. H.R. 3962, Affordable Health Care for America Act, provisions related to small employers for tax credits, HSAs, and FSAs. H.R. 4872, the Reconciliation Act of 2010, provisions related to small employers for tax credits, HSAs and FSAs.

Contacted: Small Business Administration (SBA); SENATE; HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP); Federal Deposit Insurance Corporation (FDIC); Internal Revenue Service (IRS); Treasury, Dept of; Justice, Dept of (DOJ); Office of the Vice President of the United States; Natl Credit Union Administration (NCUA); Federal Reserve System

Bills named: H.R. 4872 (111th), H.R. 3590 (111th), H.R. 3200 (111th), H.R. 3962 (111th)

Government Issues GOV

Please see addendum. Issues related to Credit Union field of membership Issues related to Credit Union Service Organizations (CUSO) Issues related to credit union operations Issues related to National Credit Union Administration examination procedures Issues related to Financial Accounting Standards Board Issues related to foreign remittance payments Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to the Bank Secrecy Act and Currency Transaction Reporting Requirements Issues related to the Department of Treasury's Blueprint for a Modernized Financial Regulatory Structure Issues related to Mark-to-Market accounting Issues related to NCUA's Corporate Stabilization Plan H.R. 885, Improved Financial and Commodity Market Oversight and Accountability Act, all provisions H.R. 2266, Reasonable Prudence in Regulation Act, all provisions H.R. 2267, Internet Gambling Regulation, Consumer Protection, and Enforcement Act, all provisions

Contacted: Natl Credit Union Administration (NCUA); Office of the Vice President of the United States; Internal Revenue Service (IRS); Small Business Administration (SBA); SENATE; Treasury, Dept of; Justice, Dept of (DOJ); Federal Reserve System; Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Executive Office of the President (EOP)

Bills named: H.R. 885 (111th), H.R. 2266 (111th), H.R. 2267 (111th)