NATIONAL ASSOCIATION OF REALTORS for NATIONAL ASSOCIATION OF REALTORS

Financial Institutions/Investments/Securities FIN

Improvement of Short Sales Process S361 - Prompt Notification of Short Sales Act HR839 - Prompt Decision for Qualification for Short Sales ActGSE Modifications S249 - Responsible Homeowner Refinancing Act of 2013 S536 - Jumpstart GSE Reform HR736 - Responsible Homeowner Refinancing Act of 2013 Conversations with the Consumer Financial Protection Bureau (CFPB) on Qualified Mortgages (QM), Qualified Residential Mortgages (QRM), mortgage regulations, Loan Officer Compensation Rules, and the 3% cap. Discussions with the Department of Housing and Urban Development (HUD) on the Federal Housing Administration, Qualified Residential Mortgages (QRMs), housing, condominiums, loan limits, and the e-Signature. Discussions with the Treasury Department on GSE Reform, Qualified Residential Mortgages (QRM), banking, housing, and Terrorism Risk Insurance. Discussions with the FDIC on Qualified Residential Mortgages (QRM), Conversations with the Securities and Exchange Commission (SEC) on lease accounting. Discussions with the Office of the Comptroller of the Currency (OCC) on Commercial Concentrations at Banks. Discussions with the Federal Housing Finance Agency on GSE Reform, Fannie Mae and Freddie Mac operations. Discussions with the Small Business Administration (SBA) on its commercial refinance program.

Contacted: Internal Revenue Service (IRS); SENATE; Energy, Dept of; General Services Administration (GSA); Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Veterans Affairs, Dept of (VA); Environmental Protection Agency (EPA); Small Business Administration (SBA); Agriculture, Dept of (USDA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 736 (113th), H.R. 839 (113th)

Transportation TRA

Conversations with the Department of Housing and Urban Development (HUD) on the Housing and Transportation Affordability Index project.

Contacted: Securities & Exchange Commission (SEC); General Services Administration (GSA); Energy, Dept of; Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); SENATE; Agriculture, Dept of (USDA); Environmental Protection Agency (EPA); Veterans Affairs, Dept of (VA)

Copyright/Patent/Trademark CPT

Patent Litigation Reform HR845 - SHIELD Act

Contacted: Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Homeland Security, Dept of (DHS); SENATE; Energy, Dept of; Federal Deposit Insurance Corporation (FDIC); Veterans Affairs, Dept of (VA); Internal Revenue Service (IRS); Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); General Services Administration (GSA); Environmental Protection Agency (EPA); Agriculture, Dept of (USDA)

Bills named: H.R. 845 (113th)

Consumer Issues/Safety/Products CSP

Data Privacy and Security HR624 - Cyber Information Sharing and Protection ActTruth in Lending Act (TILA) Amendments HR1077 - Consumer Mortgage Choice Act

Contacted: Veterans Affairs, Dept of (VA); General Services Administration (GSA); Homeland Security, Dept of (DHS); Agriculture, Dept of (USDA); Federal Emergency Management Agency (FEMA); SENATE; HOUSE OF REPRESENTATIVES; Energy, Dept of; Environmental Protection Agency (EPA); Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); Securities & Exchange Commission (SEC)

Bills named: H.R. 1077 (113th), H.R. 624 (113th)

Energy/Nuclear ENG

Energy Efficiency & Climate Change HR332 - Climate Protection Act of 2013Discussions with the Department of Energy (DOE) on home energy performance scores, the commercial building asset rating program, and energy labels.

Contacted: Housing & Urban Development, Dept of (HUD); Federal Emergency Management Agency (FEMA); Internal Revenue Service (IRS); HOUSE OF REPRESENTATIVES; Veterans Affairs, Dept of (VA); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Energy, Dept of; Small Business Administration (SBA); Environmental Protection Agency (EPA); General Services Administration (GSA); SENATE; Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); Securities & Exchange Commission (SEC); Homeland Security, Dept of (DHS)

Bills named: H.R. 332 (113th)

Taxation/Internal Revenue Code TAX

Carried Interest Tax Treatment S268 - Cut Unjustified Tax Loopholes ActState and Local Use Tax Laws for Remote Sellers S336 - Marketplace Fairness Act Comments to the Internal Revenue Service (IRS) on the proposed rule for shared resonsibility for employers regarding health coverage.

Contacted: Securities & Exchange Commission (SEC); Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); Federal Emergency Management Agency (FEMA); SENATE; Agriculture, Dept of (USDA); Small Business Administration (SBA); General Services Administration (GSA); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Veterans Affairs, Dept of (VA); Homeland Security, Dept of (DHS); Environmental Protection Agency (EPA); Energy, Dept of; Housing & Urban Development, Dept of (HUD)

Disaster Planning/Emergencies DIS

Natural Disaster Policy HR152 - Disaster Relief Appropriations Act of 2013 HR240 - Homeowners Insurance Protection Act of 2013 HR960 - Flood Victim Premium Relief Act of 2013Natural Disaster Policy (cont'd) HR1101 - Homeowners and Taxpayers Protection Act of 2013 HR1267 - Flood Insurance Premium Relief Act of 2013 Discussions with Federal Emergency Management Agency (FEMA) within the Department of Homeland Security (DHS) on flood insurance disaster relief, reform of the National Flood Insurance Program.

Contacted: Internal Revenue Service (IRS); Environmental Protection Agency (EPA); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Securities & Exchange Commission (SEC); Homeland Security, Dept of (DHS); Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; General Services Administration (GSA); Agriculture, Dept of (USDA); Small Business Administration (SBA); Energy, Dept of; Housing & Urban Development, Dept of (HUD); Veterans Affairs, Dept of (VA); Federal Deposit Insurance Corporation (FDIC); SENATE

Bills named: H.R. 1101 (113th), H.R. 152 (113th), H.R. 240 (113th), H.R. 960 (113th), H.R. 1267 (113th)

Health Issues HCR

Changes in Health Insurance Markets S40 - American Liberty Restoration Act HR763 - A bill to repeal the annual fee on health insurance providers enacted by the Patient Protection and Affordable Care Act. HR544 - LIBERTY ActComments to the Internal Revenue Service (IRS) on the proposed rule for shared responsibility for employers regarding health coverage.

Contacted: Housing & Urban Development, Dept of (HUD); Environmental Protection Agency (EPA); Treasury, Dept of; Internal Revenue Service (IRS); Securities & Exchange Commission (SEC); Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Veterans Affairs, Dept of (VA); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Energy, Dept of; Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); General Services Administration (GSA); SENATE

Bills named: H.R. 763 (113th), H.R. 544 (113th)

Housing HOU

FHA Mortgage Insurance Programs HR1145 - FHA Emergency Fiscal Solvency Act of 2013Rural Housing Provisions HR858 - Rural Housing Preservation Act of 2013 HR933 - Department of Defense, Military Construction, and Veterans Affairs Full-Year Continuing Appropriations Act of 2013 Discussions with the Department of Agriculture on rural housing. Discussions with the U.S. Department of Veterans Affairs (VA) on the VA home loan guaranty program. Discussions with the Department of Housing and Urban Development (HUD) on the Fair Housing Act (FHA), Section 8 Housing, the Indian Home Loan Guarantee Program, e-Signature, and Big Data/Realtors Property Insurance.

Contacted: Office of the Comptroller of the Currency (OCC); Veterans Affairs, Dept of (VA); Agriculture, Dept of (USDA); Energy, Dept of; General Services Administration (GSA); SENATE; Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Deposit Insurance Corporation (FDIC); Environmental Protection Agency (EPA); Small Business Administration (SBA); Securities & Exchange Commission (SEC); Treasury, Dept of; Federal Emergency Management Agency (FEMA); Internal Revenue Service (IRS)

Bills named: H.R. 1145 (113th), H.R. 933 (113th), H.R. 858 (113th)

Environment/Superfund ENV

Improvements to Implementing Lead Paint Regulations S484 - Lead Exposure Reduction Amendments Act of 2013Discussions with the EPA regarding commercial lead based paint Renovation, Repair and Painting (RRP) program for commercial buildings. Discussions with the General Services Administration (GSA) on lead paint.

Contacted: Federal Emergency Management Agency (FEMA); SENATE; Homeland Security, Dept of (DHS); Securities & Exchange Commission (SEC); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); General Services Administration (GSA); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Office of the Comptroller of the Currency (OCC); Energy, Dept of; Environmental Protection Agency (EPA); Agriculture, Dept of (USDA); Veterans Affairs, Dept of (VA); Internal Revenue Service (IRS)

Immigration IMM

Use of "g-fees" to offset the cost of the STEM Visa Program S303 - STEM Jobs Act of 2013Encouraging foreign investment in US Real Estate S169 - Immigration Innovation Act of 2013 HR459 - STEM Visa Act of 2013

Contacted: Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD); General Services Administration (GSA); Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Veterans Affairs, Dept of (VA); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Internal Revenue Service (IRS); Environmental Protection Agency (EPA); Energy, Dept of; Treasury, Dept of; SENATE

Bills named: H.R. 459 (113th)

Clean Air and Water (quality) CAW

Discussion with the Environmental Protection Agency (EPA) on the Waters of the U.S. Draft Guidance/Proposed Regulation.

Contacted: Environmental Protection Agency (EPA); Veterans Affairs, Dept of (VA); Securities & Exchange Commission (SEC); General Services Administration (GSA); Federal Deposit Insurance Corporation (FDIC); Energy, Dept of; Agriculture, Dept of (USDA); SENATE; HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Treasury, Dept of; Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); Homeland Security, Dept of (DHS); Housing & Urban Development, Dept of (HUD)