2nd Quarter - Report

INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Firm
Client
Income
—
Expenses
$850,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

7 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1491 FINTECH Act of 2019 H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 2514 Coordinating Oversight, Upgrading and Innovating Technology, and Examiner Reform Act: Makes amendments to Bank Secrecy Act H.R. 2650 Payment Choice Act of 2019 H.R. 3167 National Flood Insurance Program Reauthorization Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 3951 Payments Modernization Act of 2019 H.R. 4328 Protecting Innocent Consumers Affected by a Shutdown Act H.R. 5050 Veterans and Consumers Fair Credit Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 5332 Protecting Your Credit Score Act of 2019 H.R. 6116 Consumer Financial Protection Commission Act H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6782 TRUTH Act H.R. 6800 HEROES Act H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 656 SAFE Lending Act of 2019 S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 1790 Sec. 2821: Equal treatment between community banks and credit unions when assessing rent and related charges. S.2563 Illicit Cash Act S.2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3918 Paycheck Protection for Producers Act. Modify PPP terms for farmers and ranchers S. 3962 Asset Growth Restriction Act of 2020 S. 3990 Financial Product Safety Commission Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4914 Prioritized Paycheck Protection Program Act Bank Capital and Accounting Relief Bank Qualified Municipal Bonds Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Emergency Mergers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Due Diligence Rule Customer-permissioned Data Access Cybersecurity Data Security, Breaches and Privacy Deposit Insurance Coverage Levels Direct Deposit Economic Growth, Regulatory Relief and Consumer Protection Act Implementation Faster Payments/Federal Reserve Real Time Gross Settlement System Fintech Regulatory Requirements Flood Insurance Reauthorization Home Mortgage Disclosure Act (HMDA) Regulations Housing Finance Reform Industrial Loan Corporation Loophole Reforms/ Square (ILC) and Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Mortgage servicer liquidity facility NCUA amendment to definition of low-income credit union PACE Loans Private Flood Insurance Qualified Mortgages - Ability to Repay Rules Regulation CC--Availability of Funds and Collection of Checks Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks Remittance Transfers Rulemaking Delay Request During COVID-19 Emergency SBA 7(a) Loan Program Funding and Terms Telephone Consumer Protection Act Waiver Petition Transaction Account Deposit Insurance Guarantee Program Troubled Debt Restructuring

Contacted: Federal Housing Finance Agency (FHFA); White House Office; Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); Treasury, Dept of; Small Business Administration (SBA); SENATE; Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System

Bills named: H.R. 4328 (116th), S. 4117 (116th), S. 1564 (116th), H.R. 6776 (116th), H.R. 6385 (116th), H.R. 2514 (116th), H.R. 3951 (116th), S. 4914 (116th), H.R. 6364 (116th), H.R. 5050 (116th), H.R. 3182 (116th), H.R. 2650 (116th), S. 3612 (116th), S. 4049 (116th), H.R. 388 (116th), S. 3533 (116th), H.R. 3167 (116th), S. 3548 (116th), S. 2563 (116th), H.R. 6782 (116th), H.R. 1491 (116th), S. 1233 (116th), H.J.Res. 90 (116th), H.R. 1595 (116th), S. 3774 (116th), S. 3918 (116th), H.R. 1038 (116th), H.R. 5332 (116th), S. 1200 (116th), S. 4116 (116th), H.R. 7413 (116th), H.R. 6116 (116th), S. 4171 (116th), S. 4159 (116th), H.R. 6800 (116th), S. 3990 (116th), H.R. 6395 (116th), S. 3841 (116th), H.R. 1039 (116th), H.R. 6249 (116th), H.R. 5315 (116th), S. 3962 (116th), H.R. 5322 (116th), H.R. 7010 (116th), H.R. 2513 (116th), S. 656 (116th), S. 1790 (116th), S. 4014 (116th), H.R. 3642 (116th), H.R. 748 (116th), S. 3502 (116th), S. 2839 (116th), H.R. 442 (116th)

Accounting ACC

H.R. 748 CARES Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard H.R. 6249 Coronavirus Accounting Relief Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository institutions substantially affected by COVID-19, and for other purposes. H.R. 6551 CARES Act Section 4014 Technical Corrections Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 3502 Community Bank Regulatory Relief Act, Accounting Provisions S. 3548 CARES Act, Accounting Provisions Current Expected Credit Losses (CECL) Standard

LobbyistCovered position, as disclosed
BRIAN COONEY —
STEPHEN KEEN —
PAUL G MERSKI —
AMY ROBERTI —
REBECA ROMERO RAINEY —
MARK K SCANLAN —
SUSAN J SULLIVAN —

Contacted: Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); White House Office; Federal Reserve System; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Consumer Financial Protection Bureau (CFPB); SENATE; HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA)

Bills named: H.R. 6385 (116th), H.R. 6249 (116th), S. 3548 (116th), H.R. 6551 (116th), S. 1564 (116th), H.R. 3182 (116th), H.R. 748 (116th), S. 3502 (116th)

Housing HOU

H.R. 2852 Homebuyer Assistance Act of 2019 S. 3620 A bill to establish a Housing Assistance Fund at the Department of the Treasury Fannie Mae and Freddie Mac Guarantee Fees Federal Home Loan Bank Membership Government Sponsored Enterprises Qualified Mortgage Patch Government Sponsored Enterprises Reform and Recapitalization Home Mortgage Disclosure Act Housing Finance Reform Mortgage and Rental Relief Options Under CARES Act Validation and Approval of Credit Score Models

LobbyistCovered position, as disclosed
BRIAN COONEY —
WALTER HAYNIE —
AMY ROBERTI —
REBECA ROMERO RAINEY —

Contacted: Federal Reserve System; Agriculture, Dept of (USDA); Treasury, Dept of; Federal Emergency Management Agency (FEMA); Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); White House Office; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); SENATE; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 2852 (116th), S. 3620 (116th)

Insurance INS

H.R. 469 To require the use of replacement cost value in determining the premium rates for flood insurance coverage under the National Flood Insurance Act. H.R. 470 To repeal the mandatory flood insurance coverage requirement for commercial properties located in flood hazard areas H.R. 1666 To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements H.R. 3167 National Flood Insurance Program Reauthorization National Flood Insurance Program Reauthorization Private Flood Insurance

LobbyistCovered position, as disclosed
AMY ROBERTI —

Contacted: White House Office; Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Federal Emergency Management Agency (FEMA); Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Federal Housing Finance Agency (FHFA); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 1666 (116th), H.R. 469 (116th), H.R. 470 (116th), H.R. 3167 (116th)

Agriculture AGR

HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Exemption of USDA-guaranteed loans from National Environmental Protection Act Market Facilitation Payments Funding Paycheck Protection Program Producer Flexibility Act Regulatory Oversight of Farm Loans - Support forbearance Support for Maintaining Crop Insurance Funding USDA Lending Programs Enhancements

LobbyistCovered position, as disclosed
BRIAN COONEY —
REBECA ROMERO RAINEY —
MARK K SCANLAN —
AARON W STETTER —

Contacted: White House Office; SENATE; Consumer Financial Protection Bureau (CFPB); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Federal Reserve System; Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA)

Bills named: S. 1641 (116th), H.R. 1872 (116th)

Taxation/Internal Revenue Code TAX

H.R. 216 Main Street Tax Certainty Act H.R. 748 CARES Act, Tax Provisions H.R. 1872 Enhancing Credit Opportunities in Rural America Act H.R. 6776 JOBS Credit Act of 2020 S. 1641 Enhancing Credit Opportunities in Rural America Act S. 3548 CARES Act, Tax Provisions S. 3612 Small Business Expense Protection Act of 2020 Credit Union Tax Exemption Deductibility of Expenses Covered by PPP Loans Net Operating Loss Carrybacks S. Corp Reforms

LobbyistCovered position, as disclosed
BRIAN COONEY —
STEPHEN KEEN —
JAMES KELLER —
PAUL G MERSKI —
AMY ROBERTI —
REBECA ROMERO RAINEY —

Contacted: Federal Housing Finance Agency (FHFA); Federal Reserve System; Federal Emergency Management Agency (FEMA); Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); Housing & Urban Development, Dept of (HUD); Treasury, Dept of; Small Business Administration (SBA); SENATE; White House Office; HOUSE OF REPRESENTATIVES

Bills named: H.R. 6776 (116th), H.R. 1872 (116th), S. 1641 (116th), H.R. 216 (116th), S. 3612 (116th), S. 3548 (116th), H.R. 748 (116th)

Small Business SMB

H.R. 748 CARES Act H.R. 6782 TRUTH Act H.R. 6800 HEROES Act H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4116 Reauthorize lending under the payment protection program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4171 Calculate PPP Forgiveness Act of 2020 CARES Act, Paycheck Protection Program Implementation PPP Forgiveness Process PPP Modifications to Program SBA 7(a) Program Funding and Terms SBA COVID-19 Lending Programs

LobbyistCovered position, as disclosed
BRIAN COONEY —
STEPHEN KEEN —
PAUL G MERSKI —
AMY ROBERTI —
REBECA ROMERO RAINEY —
AARON W STETTER New —
SUSAN J SULLIVAN —

Contacted: SENATE; Consumer Financial Protection Bureau (CFPB); Federal Emergency Management Agency (FEMA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Housing & Urban Development, Dept of (HUD); Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); White House Office; Federal Reserve System; Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Treasury, Dept of

Bills named: S. 4171 (116th), H.R. 7413 (116th), S. 4117 (116th), H.R. 6800 (116th), H.R. 6782 (116th), S. 3612 (116th), S. 4116 (116th), S. 4014 (116th), S. 3548 (116th), H.R. 7010 (116th), H.R. 748 (116th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.