J.P. MORGAN CHASE BANK, N.A. for J P MORGAN CHASE BANK N A

Housing HOU

HR 2997 and S 1406 - Discuss the USDA Rural Housing program.

Contacted: Securities & Exchange Commission (SEC); Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); U.S. Trade Representative (USTR); State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 2997 (111th)

Welfare WEL

Discuss the use of electronic benefits transfer (EBT) in the WIC program.

Contacted: U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); SENATE; HOUSE OF REPRESENTATIVES; State, Dept of (DOS); Commerce, Dept of (DOC); Treasury, Dept of

Immigration IMM

Discuss various proposals for immigration reform with Members of Congress.

Contacted: SENATE; HOUSE OF REPRESENTATIVES; State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); Commerce, Dept of (DOC); Treasury, Dept of; Securities & Exchange Commission (SEC)

Trade (domestic/foreign) TRD

Discuss the issue of cross-border market access with trade representatives; Discuss various proposals related to the application of privacy laws within the context of the Asian Pacific Economic Cooperation.

Contacted: HOUSE OF REPRESENTATIVES; State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); SENATE; Treasury, Dept of; Commerce, Dept of (DOC); U.S. Trade Representative (USTR)

Retirement RET

HR 2989 and HR 2779 - discuss the impact of proposed changes to the provision of investment advice, fee disclosure, an index fund mandate, and target date funds with Members of Congress.

Contacted: State, Dept of (DOS); SENATE; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Treasury, Dept of; Commerce, Dept of (DOC)

Bills named: H.R. 2779 (111th), H.R. 2989 (111th)

Bankruptcy BNK

S 61 and HR 1106 - discuss with Members of Congress the impact of revising the bankruptcy code to allow for the modification of primary mortgages.

Contacted: Securities & Exchange Commission (SEC); Treasury, Dept of; U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; State, Dept of (DOS); Commerce, Dept of (DOC); Federal Deposit Insurance Corporation (FDIC); SENATE

Bills named: H.R. 1106 (111th)

Banking BAN

HR 627 and S 414 - discuss implementation of Credit Card Holders' Bill of Rights Act of 2009; Discuss with Administration and Congress the industry's response to crisis in mortgage lending, including loan modification; HR 1456 - address concerns and discuss business implications of proposed legislation affecting overdraft protection programs; HR 1728 - address concerns and discuss business implications of proposed legislation affecting the underwriting of residential mortgages; HR 2695 - address concerns and discuss the role of interchange in the electronic payments network; Discuss the impact of changes to the premium assessment base.

Contacted: Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; State, Dept of (DOS); SENATE; Commerce, Dept of (DOC)

Bills named: H.R. 1456 (111th), H.R. 627 (111th), H.R. 1728 (111th), H.R. 2695 (111th)

Financial Institutions/Investments/Securities FIN

S 272, HR 977, S 1691, unintroduced Chairman Frank bill - Discuss the value of derivatives with Members of Congress; Discuss proposals for comprehensive reform of market regulation to address recent market turmoil; HR 2861, HR 3269 and S 1074 - discuss the impact of proposed changes to corporate governance practices with Members of Congress; HR 3126 - discuss proposals for the creation of a Consumer Financial Protection Agency; Discuss the potential impact of increased capital requirements with Members of Congress and the Administration; Discuss short selling practices with Members of Congress and agency officials.

Contacted: Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); SENATE; Commerce, Dept of (DOC); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Treasury, Dept of; State, Dept of (DOS)

Bills named: H.R. 3269 (111th), H.R. 3126 (111th), H.R. 977 (111th), H.R. 2861 (111th)

Taxation/Internal Revenue Code TAX

HR 1083 - promote legislation that would create a physical presence standard under which a state may tax the income of business; HR 1944 - extend the active finance exception to Subpart F of the IRC, which requires current taxation of income earned overseas; Discuss the impact of proposed changes to the rules for deferral of taxation of income earned overseas with Members of Congress.

Contacted: U.S. Trade Representative (USTR); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); SENATE; State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC); Commerce, Dept of (DOC)

Bills named: H.R. 1083 (111th), H.R. 1944 (111th)

Health Issues HCR

S 1679 - discuss the value of preserving health savings accounts in health care reform legislation and the savings to be achieved by simplifying the payments system.

Contacted: U.S. Trade Representative (USTR); Commerce, Dept of (DOC); Treasury, Dept of; Securities & Exchange Commission (SEC); State, Dept of (DOS); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); SENATE

Environment/Superfund ENV

S 1462 and HR 2454 - Discuss with Members of Congress various aspects of a proposed "cap & trade" regime to reduce the emission of green house gasses and the creation of a federally chartered financial institution to encourage renewable energy and energy efficiency.

Contacted: HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); Securities & Exchange Commission (SEC); State, Dept of (DOS); SENATE; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); U.S. Trade Representative (USTR)

Bills named: H.R. 2454 (111th)