AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICAS CREDIT UNIONS for AMERICAS CREDIT UNIONS, FKA CREDIT UNION NATIONAL ASSOCIATION, INC. DBA AMERICA

Small Business SMB

Issues related to credit union participation in Small Business Administration programs

Contacted: HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC); SENATE; Executive Office of the President (EOP); Federal Reserve System; Securities & Exchange Commission (SEC); Office of Government Ethics (OGE); Internal Revenue Service (IRS); Homeland Security, Dept of (DHS); Treasury, Dept of; Small Business Administration (SBA); Federal Trade Commission (FTC); Natl Credit Union Administration (NCUA); Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ)

Government Issues GOV

H.R. 367, Regulations from the Executive in Need of Scrutiny Act of 2013, all provisions S. 15, Regulations from the Executive in Need of Scrutiny Act of 2013, all provisions

Contacted: Office of Government Ethics (OGE); Justice, Dept of (DOJ); Agriculture, Dept of (USDA); Securities & Exchange Commission (SEC); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Commodity Futures Trading Commission (CFTC); SENATE; Executive Office of the President (EOP); Treasury, Dept of; Federal Trade Commission (FTC); Federal Reserve System; Internal Revenue Service (IRS); Homeland Security, Dept of (DHS); Federal Deposit Insurance Corporation (FDIC)

Bills named: S. 15 (113th), H.R. 367 (113th)

Taxation/Internal Revenue Code TAX

Please see addendum.Issues related to the federal income tax exemption for credit unions Issues related to unrelated business income tax and the revised Form 990 Issues related to the tax treatment of mortgage interest Issues related to the Foreign Account Tax Compliance Act (FATCA) H.R. 243, Bowles-Simpson Plan of Lowering Americas Debt Act, all provisions H.R. 892, the S Corporation Modernization Act, all provisions S. 268, Cut Unjustified Tax (CUT) Loopholes Act, all provisions

Contacted: Agriculture, Dept of (USDA); SENATE; Federal Trade Commission (FTC); Natl Credit Union Administration (NCUA); Homeland Security, Dept of (DHS); Executive Office of the President (EOP); Treasury, Dept of; Office of Government Ethics (OGE); Federal Reserve System; HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); Securities & Exchange Commission (SEC); Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 892 (113th), H.R. 243 (113th), S. 268 (113th)

Budget/Appropriations BUD

S.Amdt 389 to S.Con.Res. 8, related to the regulatory burden of community financial institutions S.Amdt 594 to S.Con.Res. 8, related to the use of guarantee fees paid to government sponsored enterprises

Contacted: Treasury, Dept of; Agriculture, Dept of (USDA); Federal Reserve System; SENATE; Natl Credit Union Administration (NCUA); Office of Government Ethics (OGE); Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Commodity Futures Trading Commission (CFTC); Executive Office of the President (EOP); Federal Trade Commission (FTC); Justice, Dept of (DOJ); Small Business Administration (SBA); Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS)

Bills named: S.Con.Res. 8 (113th)

Bankruptcy BNK

S. 114, Fairness for Struggling Students Act, all provisions

Contacted: Commodity Futures Trading Commission (CFTC); Internal Revenue Service (IRS); Executive Office of the President (EOP); Agriculture, Dept of (USDA); Federal Trade Commission (FTC); SENATE; HOUSE OF REPRESENTATIVES; Small Business Administration (SBA); Federal Reserve System; Justice, Dept of (DOJ); Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Office of Government Ethics (OGE); Natl Credit Union Administration (NCUA); Homeland Security, Dept of (DHS)

Bills named: S. 114 (113th)

Intelligence INT

Issues related to cyber security H.R. 624, Cyber Intelligence Sharing and Protection Act, all provisions

Contacted: Commodity Futures Trading Commission (CFTC); Justice, Dept of (DOJ); Agriculture, Dept of (USDA); Small Business Administration (SBA); Natl Credit Union Administration (NCUA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Securities & Exchange Commission (SEC); Office of Government Ethics (OGE); Homeland Security, Dept of (DHS); Treasury, Dept of; Federal Trade Commission (FTC); Executive Office of the President (EOP); SENATE; Internal Revenue Service (IRS)

Bills named: H.R. 624 (113th)

Banking BAN

Please see addendum.Issues related to credit union operations Issues related to credit union field of membership Issues related to credit union service organizations Issues related to vacancies on the National Credit Union Administration (NCUA) Board Issues related to NCUAs proposed rule on credit union service organizations Issues related to NCUAs rule on net worth and bargain purchase agreements Issues related to NCUAs low income designation regulations Issues related to NCUA examination procedures Issues related to NCUAs proposed rule regarding loan participations Issues related to NCUAs regulation regarding its regulatory flexibility program Issues related to NCUAs proposed rule regarding emergency liquidity Issues related to material loss reports of the NCUA Office of Inspector General Issues related to the authority of the CFPB to exempt credit unions from its rulemaking Issues related to the CFPB proposal related to remittances and international wire transfers Issues related to the proposed CFPB form on RESPA/TILA Issues related to overdraft protection and check ordering practices Issues related to mortgage servicing Issues related to mortgage loan originator compensation and qualifications Issues related to high-cost mortgage loans (HOEPA) Issues related to the CFPBs proposed rule regarding qualified mortgage / ability to repay Issues related to reverse mortgages Issues related to the Financial Accounting Standards Board (FASB) Issues related to mark-to-market accounting Issues related to private equity standards Issues related to the implementation of the Unlawful Internet Gambling Prohibition Act Issues related to data and cyber security Issues related to mobile banking and mobile payments Issues related to the oversight of the Federal Housing Administration Issues related to USDA Rural Development Loan program Issues related to identity theft and fraud reduction Issues related to student lending Issues related to derivatives and NCUAs proposed rule related to credit union use of derivatives Issues related to the Federal Home Loan Bank System H.R. 450, Bureau of Consumer Financial Protection Accountability Act, all provisions H.R. 688, Credit Union Small Business Jobs Creation Act of 2013, all provisions H.R. 719, Capital Access for Small Businesses and Jobs Act of 2013, all provisions H.R. 736, Responsible Homeowner Refinancing Act of 2013, all provisions H.R. 749, Eliminate Privacy Notice Confusion Act of 2013, all provisions H.R. 801, Holding Company Registration Threshold Equalization Act of 2013, all provisions H.R. 839, Prompt Notification of Short Sale Act, all provisions H.R. 861, Elder Abuse Victims Act of 2013, all provisions H.R. 927, Common Sense Economic Recovery Act of 2013, all provisions H.R. 1077, Consumer Mortgage Choice Act H.R. 1255, Home Construction Lending Regulatory Improvement Act of 2013, all provisions H.R. 1261, Overdraft Protection Act of 2013, all provisions S. 172, Stopping Abuse and Fraud in Electronic (SAFE) Lending Act of 2013, all provisions S. 187, Deceptive Loan Check Elimination Act, all provisions S. 205, Responsible Consumer Financial Protection Regulations Act of 2013, all provisions S. 249, Responsible Homeowner Refinancing Act of 2013, all provisions S. 361, Prompt Notification of Short Sale Act of 2013, all provisionsS. 450, Financial Regulatory Responsibility Act of 2013, all provisions S. 451, a bill to make technical corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act, all provisions S. 563, Jumpstart GSE Reform Act, all provisions S. 635, Privacy Notice Modernization Act of 2013, all provisions

Contacted: SENATE; Small Business Administration (SBA); Treasury, Dept of; Agriculture, Dept of (USDA); Justice, Dept of (DOJ); Executive Office of the President (EOP); Internal Revenue Service (IRS); Office of Government Ethics (OGE); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Federal Trade Commission (FTC); Federal Reserve System; HOUSE OF REPRESENTATIVES; Natl Credit Union Administration (NCUA); Homeland Security, Dept of (DHS); Commodity Futures Trading Commission (CFTC)

Bills named: H.R. 1255 (113th), S. 205 (113th), S. 187 (113th), S. 361 (113th), H.R. 861 (113th), H.R. 688 (113th), H.R. 801 (113th), S. 451 (113th), H.R. 719 (113th), H.R. 927 (113th), H.R. 749 (113th), S. 563 (113th), S. 172 (113th), S. 635 (113th), H.R. 1261 (113th), S. 249 (113th), H.R. 736 (113th), H.R. 1077 (113th), H.R. 839 (113th), H.R. 450 (113th)

Foreign Relations FOR

Please see addendum.Issues related to the development of credit cooperatives in Afghanistan Issues related to the development of credit cooperatives in Libya Issues related to the implementation of the remittances provisions in the Dodd-Frank Act Issues related to the Foreign Assistance Act of 1961. Issues related to the Overseas Private Investment Corporations cooperative development projects Issues related to OPICs Certificates of Participation and other OPIC-guarantee programs Issues related to USAIDs Cooperative Development Program

Contacted: Justice, Dept of (DOJ); Securities & Exchange Commission (SEC); Federal Reserve System; Federal Trade Commission (FTC); Executive Office of the President (EOP); Homeland Security, Dept of (DHS); Office of Government Ethics (OGE); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Agriculture, Dept of (USDA); SENATE; Small Business Administration (SBA); Internal Revenue Service (IRS); Treasury, Dept of; Commodity Futures Trading Commission (CFTC); Natl Credit Union Administration (NCUA)