3rd Quarter - Report

MORTGAGE BANKERS ASSOCIATION for MORTGAGE BANKERS ASSOCIATION

Firm
Client
Income
—
Expenses
$605,000
Expense method
C: businesses, Internal Revenue Code section 162(e)

What was lobbied

8 issue areas, each in the filer's own words, with who lobbied on it and where.

Taxation/Internal Revenue Code TAX

H.Con.Res. 130, Expressing support for the current standards of the Federal mortgage interest tax deduction. All Provisions. H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of (continued) (continued) mortgage principal balance. Amends Title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. S. 1230, Home Buyer Tax Credit Act of 2009. All Provisions. A bill to amend the Internal Revenue Code of 1986 to provide a Federal income tax credit for certain home purchases. H.R. 1748, Fight Fraud Act of 2009. All Provisions. Amends title 18, United States Code, to enhance the investigation and prosecution of mortgage fraud and financial institution fraud, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. All Provisions. Amends the Internal Revenue Code to allow a five-year carryback of net operating losses, including the operating losses of life insurance companies, incurred in 2008 and 2009. Denies such extended loss carryover period to: 1) taxpayers in whom the federal government acquires an equity interest under the Emergency Economic Stabilization Act of 2008; (2) the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac); and (3) members of certain affiliated groups. H.R. 2847, Hiring Incentives to Restore Employment Act. All Provisions. Makes appropriations for the Departments of Commerce and Justice, and Science, and Related Agencies for the fiscal year ending September 30, 2010, and for other purposes. (BILL IS NOW LAW) H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW) H.R. 6322, To amend the Internal Revenue Code of 1986 to make permanent the deduction for mortgage insurance premiums. All Provisions.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
JOHN COURSON —
JOSH DENNEY —
WILLIAM P KILLMER New —
KEN MARKISON —
JOHN T MECHEM —
SARAH TINSLEY DEMAREST —

Contacted: HOUSE OF REPRESENTATIVES; Treasury, Dept of; Justice, Dept of (DOJ); Homeland Security, Dept of (DHS); White House Office; Energy, Dept of; Housing & Urban Development, Dept of (HUD); Federal Bureau of Investigation (FBI); SENATE; Federal Housing Finance Agency (FHFA)

Bills named: H.R. 225 (111th), H.R. 1748 (111th), H.R. 2452 (111th), H.R. 200 (111th), H.R. 5623 (111th), H.Con.Res. 130 (111th), H.R. 2847 (111th), H.R. 6322 (111th), S. 1230 (111th), H.R. 3706 (111th)

Economics/Economic Development ECN

H.R. 1664, Grayson-Himes Pay For Performance Act of 2009. All Provisions. Amends the executive compensation provisions of the Emergency Economic Stabilization Act of 2008 to prohibit unreasonable and excessive compensation and compensation not based on performance standards. H.R. 3081, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2010. All Provisions. Makes appropriations for the Department of State, foreign operations, and related programs for the end of FY10 (9/30/10). Bill is Now Law. H.R. 3139, National Flood Insurance Program Extension Act of 2009. All Provisions. Extends the authorization of the national flood insurance program, and for other purposes. H.R. 4899, Disaster Relief and Summer Jobs Act of 2010. All Provisions. Makes emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes. BILL IS NOW LAW. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Extends the National Flood Insurance Program until September 30, 2010. BILL IS NOW LAW. H.R. 6334, To amend the Community Reinvestment Act of 1977 to improve the assessments of regulated financial institutions, and for other purposes. All Provisions.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
BRADFORD CHENEY —
JOHN COURSON —
WILLIAM P KILLMER New —
LEONARD WOLFSON —

Contacted: Homeland Security, Dept of (DHS); SENATE; Justice, Dept of (DOJ); Federal Housing Finance Agency (FHFA); White House Office; Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Energy, Dept of; HOUSE OF REPRESENTATIVES; Federal Bureau of Investigation (FBI)

Bills named: H.R. 5569 (111th), H.R. 3139 (111th), H.R. 3081 (111th), H.R. 4899 (111th), H.R. 1664 (111th), H.R. 6334 (111th)

Housing HOU

H.R. 47, Expand & Preserve Home Ownership Through Counseling Act. All Provisions. To establish an Office of Housing Counseling to carry out & coordinate the responsibilities of HUD regarding counseling on homeownership & rental housing issues, to make grants to entities for providing such counseling, to launch a national housing counseling advertising campaign, & for other purposes. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 787, To make improvements in the Hope for Homeowners Program, and for other purposes. Amends the National Housing Act to modify requirements under the HOPE for Homeowners Program (Program) regarding borrower certification and liability. Revises the requirement of certification to the Secretary of Housing and Urban Development (HUD) that the mortgagor has not intentionally defaulted on the existing mortgage or any other debt. H.R. 1106, Helping Families Save Their Homes Act of 2009. All Provisions. Prevents mortgage foreclosures and enhance mortgage credit availability. S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S.3024, Job Impact Analysis Act of 2010. All Provisions. A bill to ensure that the creation of jobs by small businesses is considered during the Federal legislative and rulemaking process, and for other purposes. H.R.3146, 21 Century FHA Housing Act of 2009. All Provisions. Makes improvements to the FHA mortgage insurance programs of the Department of Housing and Urban Development, and for other purposes. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high-cost areas. H.R. 3706, FHA Taxpayer Protection Act of 2009. All Provisions. Requires borrowers under FHA-insured mortgages for single-family housing to make downpayments of at least 5 percent and to prohibit financing of closing costs under such mortgages. H.R. 4229, Borrower's Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to revise procedures governing the furnishing of closing documents to borrowers. H.R.5017, Rural Housing Preservation and Stabilization Act of 2010. All Provisions. Ensures the availability of loan guarantees for rural homeowners. H.R. 5028, Right to Rent Act of 2010. All Provisions. Allows homeowners of moderate-value homes who are subject to mortgage foreclosure proceedings to remain in their homes as renters. H.R. 5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5569, National Flood Insurance Program Extension Act of 2010. All Provisions. Amends the National Flood Insurance Act of 1968 extending the national flood insurance program to March 31, 2010. It repeals the extermination date for the authority of FEMA to provide assistance to any state or community. It also extends the eligibility for flood insurance to any community that had made adequate progress on reconstruction, construction, or improvement on a flood protection system. H.R.5623, Homebuyer Assistance and Improvement Act of 2010. All provisions. Amends the Internal Revenue Code of 1986 to extend the homebuyer tax credit for the purchase of a principal residence before October 1, 2010, in the case of a written binding contract entered into with respect to such principal residence before May 1, 2010, and for other purposes.(BILL IS NOW LAW)

Contacted: SENATE; Federal Housing Finance Agency (FHFA); Federal Bureau of Investigation (FBI); White House Office; Justice, Dept of (DOJ); Treasury, Dept of; Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Energy, Dept of; Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 5028 (111th), H.R. 1106 (111th), H.R. 225 (111th), H.R. 5623 (111th), H.R. 3527 (111th), S. 1379 (111th), H.R. 47 (111th), H.R. 5072 (111th), H.R. 230 (111th), H.R. 5017 (111th), S. 3024 (111th), H.R. 5569 (111th), H.R. 4229 (111th), H.R. 3706 (111th), H.R. 787 (111th), H.R. 3146 (111th)

Banking BAN

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 788, To provide a safe harbor for mortgage servicers who engage in specified mortgage loan modifications (continued) H.R. 788, (continued)and for other purposes. All Provisions. H.R. 225, Emergency Homeownership and Equity Protection Act. All Provisions. Provides for cramdowns of mortgage principal balance. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 230, Housing Opportunity and Mortgage Equity Act of 2009. All Provisions. Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (the enterprises) to implement a program to purchase and securitize qualified refinancing mortgages and qualified new mortgages on single-family housing in accordance with policies and procedures established by the Director of the Federal Housing Finance Agency (FHFA). H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act. All Provisions. Amends TILA to reform consumer mortgage practices and provides accountability. H.R. 1731, Credit Risk Retention Act of 2009. All Provisions. Amends the Truth in Lending Act to require any creditor who transfers, sells, or conveys certain residential mortgage loans to third parties to retain an economic interest in a material portion of the credit risk for any such loan, and for other purposes. H.R. 2181, Mortgage Assistance Information and Scam Prevention Act of 2009. All Provisions. To require servicers of mortgages on single family homes to provide notice to mortgagors of possible eligibility for Federal mortgage assistance. H.R. 2666, Mortgage Foreclosure Rescue and Loan Modification Services Fraud Prevention Act of 2009. All Provisions. To require the Federal Trade Commission to conduct a rulemaking proceeding with respect to mortgage foreclosure rescue and loan modification services, and for other purposes. H.R. 3126, Consumer Financial Protection Agency Act of 2009. All Provisions. Establishes a Consumer Financial Protection Agency with the authority and accountability to supervise, examine, and enforce consumer financial protection laws. H.R. 3527, FHA Multifamily Loan Limit Adjustment Act of 2009. All Provisions. Increases the maximum mortgage amount limitations under the FHA mortgage insurance programs for multifamily housing projects with elevators and for extremely high cost areas. H.R. 3996, Financial Stability Improvement Act of 2009. All Provisions. Improves financial stability ; provisions regarding risk retention obligations. Provides for financial regulatory reform, to protect consumers and investors. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4229, Borrowers' Right to Inspect Closing Documents Act of 2009. All Provisions. Amends the Real Estate Settlement Procedures Act of 1974 to ensure that borrowers under federally related mortgage loans have an opportunity to inspect closing documents. H.R.5072, FHA Reform Act of 2010. All Provisions. Improves the financial safety and soundness of the FHA mortgage insurance program. H.R. 5297, Small Business Jobs and Credit Act of 2010. All Provisions. Creates the Small Business Lending Fund Program to direct the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses, and for other purposes. (BILL IS NOW LAW)

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
BRADFORD CHENEY —
JOHN COURSON —
JOSH DENNEY —
WILLIAM P KILLMER New —
LEONARD WOLFSON —

Contacted: Justice, Dept of (DOJ); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Federal Bureau of Investigation (FBI); SENATE; Energy, Dept of; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); White House Office

Bills named: H.R. 225 (111th), H.R. 230 (111th), H.R. 5072 (111th), H.R. 2181 (111th), H.R. 788 (111th), H.R. 1728 (111th), S. 61 (111th), H.R. 4173 (111th), H.R. 4229 (111th), H.R. 1731 (111th), H.R. 3527 (111th), H.R. 3126 (111th), H.R. 3996 (111th), H.R. 2666 (111th), H.R. 5297 (111th)

Financial Institutions/Investments/Securities FIN

S. 566, Financial Product Safety Commission Act of 2009. All Provisions. A bill to create a Financial Product Safety Commission, to provide consumers with stronger protections and better information in connection with consumer financial products, and to give providers of consumer financial products more regulatory certainty. H.R. 4173, Dodd-Frank Wall Street Reform and Consumer Protection Act. All Provisions. Provides for financial regulatory reform, to protect consumers and investors, to enhance Federal understanding of insurance issues, to regulate the over-the-counter derivatives markets, and for other purposes.(BILL IS NOW LAW) H.R. 4953, Mortgage Servicing Conflict Elimination Act of 2010. All Provisions. Amends the Truth in Lending Act to prohibit the servicer of a home mortgage, or any affiliate of the servicer, from holding any other mortgage on the property. H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
BRADFORD CHENEY —
JOSH DENNEY —
WILLIAM P KILLMER New —
KEN MARKISON —
STEPHEN A O'CONNOR —
VICKI VIDAL —

Contacted: Homeland Security, Dept of (DHS); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); Justice, Dept of (DOJ); Treasury, Dept of; White House Office; SENATE; Federal Bureau of Investigation (FBI); Energy, Dept of

Bills named: H.R. 4953 (111th), H.R. 4173 (111th), S. 566 (111th), H.R. 5766 (111th)

Bankruptcy BNK

S. 61, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income). H.R. 200, Helping Families Save Their Homes in Bankruptcy Act of 2009. All Provisions. Amends title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes. H.R. 2452, Net Operating Loss (NOL) Carryback Act. To amend the Internal Revenue Code of 1986 a 5-year carryback of operating losses, and for other purposes.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
JOHN COURSON —
JOSH DENNEY —
KEN MARKISON —
STEPHEN A O'CONNOR —
SARAH TINSLEY DEMAREST —
VICKI VIDAL —
LEONARD WOLFSON —

Contacted: Treasury, Dept of; Energy, Dept of; HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); White House Office; Housing & Urban Development, Dept of (HUD); Justice, Dept of (DOJ); Homeland Security, Dept of (DHS); Federal Bureau of Investigation (FBI); SENATE

Bills named: S. 61 (111th), H.R. 2452 (111th), H.R. 200 (111th)

Government Issues GOV

H.R. 78, Stop Mortgage Fraud Act. All Provisions. Authorizes additional appropriations for the Federal Bureau of Investigation to enhance its ability to more effectively stop mortgage fraud, and for other purposes. H.R. 3081, Department of State, Foreign Operations, and Related Programs Appropriations Act, 2010. All Provisions. Makes appropriations for the Department of State, foreign operations, and related programs for the end of FY10 (9/30/10). Bill is Now Law.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
BRADFORD CHENEY —
WILLIAM P KILLMER New —
LEONARD WOLFSON —

Contacted: Energy, Dept of; Housing & Urban Development, Dept of (HUD); Treasury, Dept of; White House Office; Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; Justice, Dept of (DOJ); Federal Bureau of Investigation (FBI); Homeland Security, Dept of (DHS); SENATE

Bills named: H.R. 3081 (111th), H.R. 78 (111th)

Energy/Nuclear ENG

S. 1379, Energy Efficiency in Housing Act of 2009. All Provisions. A bill to encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. H.R. 2336, GREEN Act of 2009. All Provisions. Encourages energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities. S. 3402, REAL Act of 2010. All Provisions. Encourages residential use of renewable energy systems by minimizing upfront costs and providing immediate utility cost savings to consumers through leasing of such systems to homeowners, and for other purposes. H.R. 5766, To ensure that the underwriting standards of Fannie Mae and Freddie Mac facilitate the use of property assessed clean energy programs to finance the installation of renewable energy and energy efficiency improvements. All Provisions.

LobbyistCovered position, as disclosed
RYAN PACE BRADSHAW —
BRADFORD CHENEY —
JOHN COURSON —
JOSH DENNEY —
WILLIAM P KILLMER New —
STEPHEN A O'CONNOR —
ANDREW SZALAY —
LEONARD WOLFSON —

Contacted: SENATE; White House Office; Federal Housing Finance Agency (FHFA); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Justice, Dept of (DOJ); Energy, Dept of; Homeland Security, Dept of (DHS); Federal Bureau of Investigation (FBI)

Bills named: H.R. 5766 (111th), H.R. 2336 (111th), S. 1379 (111th), S. 3402 (111th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.