INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Agriculture AGR

H.R. 1977 Enhancing Credit Opportunities for Rural America Act (ECORA) S. 2092 A bill to permanently authorize the Native CDFI lending program of the Department of Agriculture S. 2202 Enhancing Credit Opportunities for Rural America (ECORA) FCS Appraisal Standards regulatory proposed rule - Modify / Oppose USDA Loan Forgiveness

Contacted: Federal Reserve System; Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); SENATE; Treasury, Dept of; Consumer Financial Protection Bureau (CFPB); Farm Credit Administration; Internal Revenue Service (IRS); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC)

Bills named: S. 2092 (117th), H.R. 1977 (117th), S. 2202 (117th)

Taxation/Internal Revenue Code TAX

H.R. 1319 American Rescue Plan Act H.R. 1381 Main St Tax Certainty Act. Makes permanent Section 199A of the tax code H.R. 1712 Death Tax Repeal Act. Permanent repeal of estate tax H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 1977 Enhancing Credit Opportunities in Rural America Act (ECORA) H.R. 5376 Build Back Better Act S. 480 Main Street Tax Certainty Act S. 617 Death Tax Repeal Act. Permanent repeal of estate tax S. 2202 Enhancing Credit Opportunities for Rural America S 2857 Protecting Financial Privacy Act S. Amend 3099 Amendment to the Senate Budget Resolution to bar new IRS reporting Administration Proposal to Close the Tax Gap Bank Account Information Reporting to the IRS Credit Union Tax Exemption ECORA - Tax relief for community banks - Support IRS Financial Transaction Reporting Proposal in budget reconciliation Stepped-Up Basis Tax Proposal (Opposed) Taxation of Capital Gains at Death

Contacted: Treasury, Dept of; Natl Credit Union Administration (NCUA); Agriculture, Dept of (USDA); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); Federal Housing Finance Agency (FHFA); SENATE; Consumer Financial Protection Bureau (CFPB); Farm Credit Administration; Office of the Comptroller of the Currency (OCC)

Bills named: H.R. 1319 (117th), H.R. 5376 (117th), H.R. 1381 (117th), S. 2202 (117th), H.R. 2561 (117th), S. 617 (117th), H.R. 1977 (117th), S. 480 (117th), H.R. 1712 (117th)

Housing HOU

H.R. 3008 Homebuyer Assistance Act of 2021 H.R. 3323 Federal Home Loan Banks' Mission Implementation Act S. 1684 Federal Home Loan Banks' Mission Implementation Act S. 2131 Improving FHA Support for Small-Dollar Mortgages Act of 2021 Fannie Mae and Freddie Mac Guarantee Fees Government Sponsored Enterprises Reform and Recapitalization GSE Adverse Market Fee GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance reauthorization Qualified Mortgage Rules TILA-RESPA Integrated Disclosures

Contacted: Federal Deposit Insurance Corporation (FDIC); Farm Credit Administration; Office of the Comptroller of the Currency (OCC); Internal Revenue Service (IRS); Consumer Financial Protection Bureau (CFPB); Natl Credit Union Administration (NCUA); Small Business Administration (SBA); Treasury, Dept of; Federal Reserve System; Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); SENATE

Bills named: H.R. 3008 (117th), S. 2131 (117th), H.R. 3323 (117th), S. 1684 (117th)

Small Business SMB

CARES Act, Paycheck Protection Program (PPP) Implementation PPP Forgiveness Process PPP Modifications to Program SBA 7(a) Program Funding and Terms SBA COVID-19 Lending Programs

Contacted: Consumer Financial Protection Bureau (CFPB); SENATE; Natl Credit Union Administration (NCUA); Agriculture, Dept of (USDA); Farm Credit Administration; Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Federal Reserve System; Treasury, Dept of; Internal Revenue Service (IRS); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA)

Budget/Appropriations BUD

H.R. 5376 Build Back Better Act S. Amen 3099Amendment to the Senate Budget Resolution to bar new IRS reporting

Contacted: Federal Deposit Insurance Corporation (FDIC); SENATE; Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Internal Revenue Service (IRS); Small Business Administration (SBA); Natl Credit Union Administration (NCUA); Treasury, Dept of; Federal Housing Finance Agency (FHFA); Farm Credit Administration; Office of the Comptroller of the Currency (OCC); Federal Reserve System

Bills named: H.R. 5376 (117th)

Banking BAN

H.R. 1187 Corporate Governance Improvement and Investor Protection Act (climate provisions) H.R. 1319 American Rescue Plan Act of 2021 H.R. 1711 Financial Inclusion in Banking Act of 2021 H.R. 1799 The PPP Extension Act H.R. 1996 SAFE Banking Act H.R. 2211 Central Bank Digital Currency Study Act H.R. 2547 Comprehensive Debt Collection Improvement Act H.R. 2561 Promoting Access to Capital in Underbanked Communities Act of 2021 H.R. 2570 Climate Risk Disclosure Act of 2021 H.R. 3009 Improving Language Access in Mortgage Servicing H.R. 3910 To Amend the Gramm Leach Bliley Act to give the CFPB rulemaking and enforcement authority over the safeguards rule with respect to data aggregators H.R. 3911 To Amend the GLBA to establish procedures for disclosures by financial institutions of nonpublic personal information H.R. 3912 To amend the GBLA to require consumers to opt in before a financial institution may share the nonpublic personal information H.R. 3926 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 H.R. 4345 FY 2022 Financial Services and General Government Appropriation - Postal Banking Pilot Program H.R. 4350 National Defense Authorization Act for FY 2022 cybersecurity provisions H.R. 4590 The Promoting New and Diverse Depository Institutions Act H.R. 4616 The Adjustable Interest Rate (LIBOR) Act H.R. 4773 The Consumer Financial Protection Commission Act H.R. 5253 Fossil Free Finance Act H.R. 5376 The Build Back Better Act H.R. 5440 Cyber Incident Reporting for Critical Infrastructure Act H.J. Res. 25 Congressional disapproval of OCC True Lender Rule S. 910 SAFE Banking Act S. 1625 Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2021 S. 2407 Cyber Incident Notification Act of 2021 S. 2508 Veterans and Consumers Fair Credit Act S. 2792 National Defense Authorization Act for FY2022 S. 2816 PIGGY BANK Act S. 2857 - Protecting Financial Privacy Act S. 2875 Cyber Incident Reporting Act of 2021 S. Amend 3099 - Amendment to the Senate Budget Resolution to bar new IRS reporting S.J. Res. 15 Congressional disapproval of OCC True Lender Rule Audit and reporting regulatory asset thresholds Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Brokered Deposits Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Central Bank Digital Currency/Digital Dollar Climate Crisis Financial Stability Act (draft) Climate Crisis Financial Stability Act (draft) Climate-Related Financial Regulation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Reporting Credit Union Acquisitions of Community Banks/Vystar CU-Heritage Southeast Bank Transaction and Wings Financial CU/Brainerd Savings and Loan Transaction Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Supplemental Capital Cryptocurrency Customer Data Access, Implementation of Dodd Frank Act Section 1033 Cyber Incident reporting legislation Cybersecurity Data Security, Breaches and Privacy De Novo Bank Formation DFA 1071- Small Business Loan Data Collection Durbin Amendment on Interchange; Extension to Credit Cards Emergency Capital Investment Program Implementation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases. Federal Reserve Accounts for Consumers Fintech Regulatory Requirements Fintech/Banking Relationships Flood Insurance Reauthorization House - The Public Banking Act of 2021 (draft) House - The Access to No-Fee Accounts Act of 2021 (draft) Industrial Loan Corporation Loophole Reforms/ Rakuten (ILC) et al, Deposit Insurance Applications Interchange Interest Rate Caps IRS Reporting Issue LIBOR Transition Minority Depository Institutions Issues OCC Interpretive Letter 1176/Protego & Anchorage Conversion Applications OCC Proposed Payments Charter Postal Banking Protecting Financial Privacy Act introduced in the Senate and the House Public banking Raising the FDICIA asset thresholds of Part 363--FDIC Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Small Business Loan Data Collection--CFPB Implementation of Dodd-Frank Act Section 1071 Stablecoins

Contacted: Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; SENATE; Treasury, Dept of; Internal Revenue Service (IRS); Farm Credit Administration; Agriculture, Dept of (USDA); Federal Housing Finance Agency (FHFA); Natl Credit Union Administration (NCUA); Office of the Comptroller of the Currency (OCC); Federal Reserve System; Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC)

Bills named: S. 2792 (117th), S. 2407 (117th), H.R. 4350 (117th), H.R. 4616 (117th), H.R. 2211 (117th), H.R. 1996 (117th), H.R. 2570 (117th), H.J.Res. 25 (117th), H.R. 2547 (117th), S. 2816 (117th), H.R. 1187 (117th), S.J.Res. 15 (117th), H.R. 3912 (117th), H.R. 1319 (117th), H.R. 2561 (117th), S. 910 (117th), H.R. 4590 (117th), H.R. 3926 (117th), H.R. 5253 (117th), H.R. 4345 (117th), H.R. 4773 (117th), H.R. 3910 (117th), H.R. 3911 (117th), H.R. 3009 (117th), S. 2875 (117th), H.R. 1711 (117th), S. 2857 (117th), H.R. 5376 (117th), H.R. 1799 (117th), H.R. 5440 (117th), S. 2508 (117th), S. 1625 (117th)