Mid-Year Report

MORRISON & FOERSTER, LLP for VISA INC (FKA VISA U S A INC )

Firm
Client
Income
$140,000
Expenses
—

What was lobbied

8 issue areas, each in the filer's own words, with who lobbied on it and where.

Gaming/Gambling/Casino GAM

H.R. 1531 - Video Game Decency Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 S. 568 - Truth in Video Game Rating Act

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES; Federal Trade Commission (FTC); Federal Reserve System

Bills named: H.R. 2046 (110th), S. 568 (110th), H.R. 1531 (110th)

Banking BAN

H.R. 41 - Business Checking Fairness Act of 2007 H.R. 111 - Community Choice in Real Estate Act H.R. 531 - Retirement Security Education Act of 2007 H.R. 698 - Industrial Bank Holding Company Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 958 - Data Accountability and Trust Act H.R. 1066 - Depository Institution Community Development Investments Enhancement Act H.R. 1117 - REAL ID Repeal and Identification Security Enhancement Act of 2007 H.R. 1170 - Comprehensive Awareness of Problem Gambling Act of 2007 H.R. 1257 - Shareholder Vote on Executive Compensation Act H.R. 1289 - Community Reinvestment Modernization Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1427 - Federal Housing Finance Reform Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1750 - a bill to amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act. H.R. 1767 - Consumer Rental Purchase Agreement Act H.R. 1776 - Call Center Consumer's Right to Know Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 2046 - Internet Gambling Regulation and Enforcement Act of 2007 H.R. 2061 - Predatory Mortgage Lending Practices Reduction Act H.R. 2096 - Freedom to Bank Act H.R. 2440 - FinCEN Reauthorization Act of 2007 H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2871 - Payday Loan Reform Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H.R. 2895 - National Affordable Housing Trust Fund Act of 2007 H.R. 2911 - Electronic Funds Transfer Equal Consumer Protection Act H.R. 2973 - a bill to amend the Truth in Lending Act to require a store in which a consumer may apply to open a credit or charge card account to display a sign, at each location where the application may be made, containing the same information required by such Act to be prominently placed in a tabular format on the application. H.R. 2974 - Innocent Check Depositor Protection Act H.R. 3012 - Fair Mortgage Practices Act of 2007 H.R. 3081 - Fairness for Homeowners Act of 2007 H.R. 3113 - Affordable Financial Services Enhancement Act H.R. 3200 - National Insurance Act of 2007 S. 40 - National Insurance Act of 2007 S. 413 - Community Choice in Real Estate Act S. 473 - Combating Money Laundering and Terrorist Financing Act of 2007 S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 1012 - Consumer Rental-Purchase Agreement Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1299 - Borrower's Protection Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 S. 1401 - Student Financial Aid Data Privacy Protection Act S. 1530 - Rent-To-Own Reform Act of 2007 S. 1733 - Housing Fairness Act of 2007 S. 1831 - Private Student Loan Disclosure Enhancement Act of 2007 See Addendum.

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: SENATE; Treasury, Dept of; Federal Reserve System; Federal Trade Commission (FTC); HOUSE OF REPRESENTATIVES

Bills named: H.R. 2974 (110th), H.R. 1776 (110th), H.R. 1750 (110th), S. 1176 (110th), H.R. 1117 (110th), S. 413 (110th), H.R. 2895 (110th), H.R. 2568 (110th), H.R. 3012 (110th), H.R. 2096 (110th), H.R. 1395 (110th), S. 1733 (110th), S. 40 (110th), H.R. 531 (110th), H.R. 2061 (110th), H.R. 111 (110th), S. 1395 (110th), H.R. 1170 (110th), H.R. 873 (110th), H.R. 3113 (110th), S. 1401 (110th), H.R. 1598 (110th), H.R. 1257 (110th), H.R. 1066 (110th), H.R. 3200 (110th), H.R. 41 (110th), H.R. 2973 (110th), H.R. 2911 (110th), S. 1831 (110th), H.R. 1427 (110th), S. 789 (110th), S. 473 (110th), H.R. 1767 (110th), H.R. 958 (110th), H.R. 3081 (110th), S. 1530 (110th), H.R. 2046 (110th), H.R. 1967 (110th), H.R. 1289 (110th), H.R. 946 (110th), H.R. 2607 (110th), H.R. 2440 (110th), H.R. 698 (110th), H.R. 1510 (110th), H.R. 2871 (110th), S. 1012 (110th), S. 1299 (110th), H.R. 2885 (110th)

Financial Institutions/Investments/Securities FIN

H.R. 108 - National Small Business Regulatory Assistance Act of 2007 H.R. 324 - Working Families Wage and Access to Health Care Act H.R. 472 - College Affordability and Transparency Act of 2007 H.R. 836 - Cyber-Security Enhancement and Consumer Data Protection Act of 2007 H.R. 837 - Internet Stopping Adults Facilitating the Exploitation of Today's Youth Act (SAFETY) of 2007 H.R. 890 - Student Loan Sunshine Act H.R. 1443- Consumer Fairness Act of 2007 H.R. 1461 - Credit Card Accountability, Responsibility and Disclosure Act of 2007 or Credit CARD Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1537 - Credit Union Regulatory Improvements Act of 2007 H.R. 1550 - Regulatory Relief and Fairness Act H.R. 1967 - Financial Privacy Notice Relief Act of 2007 H.R. 1996 - Preservation of Federalism in Banking Act H.R. 2140 - To provide for a study by the National Academy of Sciences to identify the proper response of the United States to the growth of Internet gambling. H.R. 2607 - Internet Gambling Regulation and Tax Enforcement Act of 2007 H.R. 2756 - Honest Money Act S. 74 - High Risk Protection Act S. 239 - Notification of Risk to Personal Data Act of 2007 S. 780 - Protecting Consumer Phone Records Act S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 796 - Fair Currency Act of 2007 S. 806 - Consumer ID Protection and Security Act S. 834 - Promoting Transparency in Financial Reporting Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1178 - Identity Theft Prevention Act S. 1222 - Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse and Underdevelopment Act or the STOP FRAUD Act S. 1356 - Industrial Bank Holding Company Act of 2007 S. 1399 - College Affordability and Creating Chances for Educational Success for Students Act of 2007 S. 1691 - Social Security Number Online Protection Act of 2007 See Addendum.

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: Federal Trade Commission (FTC); SENATE; Federal Reserve System; HOUSE OF REPRESENTATIVES; Treasury, Dept of

Bills named: S. 806 (110th), H.R. 1967 (110th), S. 1356 (110th), H.R. 890 (110th), H.R. 837 (110th), S. 780 (110th), H.R. 324 (110th), H.R. 2756 (110th), H.R. 1443 (110th), S. 74 (110th), H.R. 1550 (110th), S. 796 (110th), S. 239 (110th), S. 1176 (110th), H.R. 1510 (110th), H.R. 1537 (110th), H.R. 472 (110th), H.R. 2607 (110th), S. 1178 (110th), H.R. 1461 (110th), H.R. 108 (110th), S. 1222 (110th), S. 789 (110th), S. 1691 (110th), S. 1399 (110th), H.R. 1996 (110th), H.R. 2140 (110th), S. 834 (110th), H.R. 836 (110th)

Bankruptcy BNK

H.R. 513 - National Heroes Credit Protection Act H.R. 2146 - Universal Default Prohibition Act of 2007 H.R. 2840 - National Financial Literacy Act of 2007 S. 1309 - Universal Default Prohibition Act of 2007

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: SENATE; HOUSE OF REPRESENTATIVES; Federal Trade Commission (FTC); Treasury, Dept of; Federal Reserve System

Bills named: H.R. 513 (110th), H.R. 2840 (110th), H.R. 2146 (110th), S. 1309 (110th)

Consumer Issues/Safety/Products CSP

H.R. 220 - Identity Theft Prevention Act of 2007 H.R. 516 - Federal Agency Data Privacy Protection Act H.R. 837 - Internet Stopping Adults Facilitating the Exploitation of Today's Youth Act (SAFETY) of 2007 H.R. 852 - Consumer Telephone Records Protection Act of 2007 H.R. 936 - Prevention of Fraudulent Access to Phone Records Act H.R. 948 - Social Security Number Prohibition Act of 2007 H.R. 964 - Securely Protect Yourself Against Cyber Trespass Act or the Spy Act H.R. 1008 - Safeguarding America's Families by Enhancing and Reorganizing New and Efficient Technologies Act of 2007 or the SAFER NET Act H.R. 1077 - Internet Consumer Protection Act of 2007 H.R. 1307 - Veterans Identity Protection Act or the VIP Act H.R. 1443 - Consumer Fairness Act of 2007 H.R. 1652 - Protection From Telemarketers Act H.R. 1685 - Data Security Act of 2007 H.R. 2124 - Federal Agency Data Breach Protection Act H.R. 2725 - Alarm Customer VOIP Notification Act of 2007 H.R 3046 - Social Security Number Privacy and Identity Theft Prevention Act of 2007 S. 92 - Protecting Consumer Phone Records Act S. 239 - Notification of Risk to Personal Data Act of 2007 S. 496 - Personal Data Privacy and Security Act of 2007 S. 699 - Social Security Number Fraud and Identity Theft Prevention Act S. 704 - Truth in Caller ID Act of 2007 S. 717 - Identification Security Enhancement Act of 2007 S. 806 - Consumer ID Protection and Security Act S. 1178 - Identity Theft Prevention Act S. 1202 - Personal Data Protection Act of 2007 S. 1208 - Social Security Account Number Protection Act S. 1260 - Data Security Act of 2007 S. 1455 - National Health Information Technology and Privacy Advancement Act of 2007 S. 1558 - Federal Agency Data Breach Protection Act S. 1625 - Counter Spy Act S. 1654 - to prohibit the sale or provision of caller ID spoofing services. S. 1691 - Social Security Number Online Protection Act See Addendum.

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Federal Trade Commission (FTC); Federal Reserve System; Treasury, Dept of

Bills named: H.R. 1077 (110th), S. 806 (110th), S. 1202 (110th), S. 1625 (110th), H.R. 948 (110th), H.R. 220 (110th), H.R. 852 (110th), S. 92 (110th), S. 1208 (110th), S. 1260 (110th), S. 699 (110th), H.R. 516 (110th), H.R. 2124 (110th), S. 496 (110th), H.R. 2725 (110th), H.R. 3046 (110th), S. 1178 (110th), S. 704 (110th), H.R. 1008 (110th), H.R. 1443 (110th), S. 1691 (110th), H.R. 1307 (110th), H.R. 1685 (110th), H.R. 936 (110th), S. 1558 (110th), S. 239 (110th), S. 1654 (110th), H.R. 1652 (110th), H.R. 837 (110th), H.R. 964 (110th), S. 1455 (110th), S. 717 (110th)

Education EDU

H.R. 722 - Increasing Access to Higher Education Act H.R. 836 - Cyber-Security Enhancement and Consumer Data Protection Act of 2007 H.R. 837- Internet Stopping Adults Facilitating the Exploitation of Today's Youth Act (SAFETY) of 2007 H.R. 1342 - Secure Entry Act H.R. 1394 - Helping Our Students Communicate Act of 2007 H.R. 1421 - Parents' Tax Relief Act of 2007 H.R. 1461 - Credit Card Accountability Responsibility and Disclosure Act of 2007 or the Credit CARD Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1514 - Savings for Working Families Act of 2007 H.R. 1519 - American Homebuyers Protection Act H.R. 1623 - Graduation for All Act H.R. 1852 - Expanding American Homeownership Act of 2007 H.R. 1867 - National Science Foundation Authorization Act of 2007 H.R. 2370 - Financial Security Accounts for Individuals with Disabilities Act of 2007 H.R. 2672 - Real Access to College Education Act of 2007 H. Res. 273 - Whereas personal financial literacy is essential to ensure that individuals are prepared to manage money, credit, and debt, and become responsible workers, heads of households, investors. S. 14 - Invest in America Act S. 766 - Paycheck Fairness Act S. 780 - Protecting Consumer Phone Records Act S. 851 - Higher Education Opportunity Act of 2007 S. 945 - College Textbook Affordability Act of 2007 S. 958 - Striving Readers Act of 2007 S. 969 - Re-Employment of Skilled and Professional Employees and Construction Trade Workers Act or the RESPECT Act S. 1141 - Automatic IRA Act of 2007 S. 1159 - IDEA Full Funding Act S. AMDT. 524 - To provide $100 million for the Summer Term Education Program supporting summer learning opportunities for low-income students in the early grades to lessen summer learning losses that contribute to the achievement gaps separating low-income students from their middle-class peers. See Addendum.

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: SENATE; HOUSE OF REPRESENTATIVES; Federal Reserve System; Federal Trade Commission (FTC); Treasury, Dept of

Bills named: H.R. 1394 (110th), H.R. 1461 (110th), S. 780 (110th), H.R. 2672 (110th), S. 958 (110th), S. 1141 (110th), H.R. 1421 (110th), S. 766 (110th), S. 945 (110th), H.R. 1867 (110th), H.R. 1623 (110th), H.R. 1514 (110th), H.R. 1342 (110th), S. 14 (110th), H.R. 2370 (110th), H.R. 1519 (110th), H.Res. 273 (110th), H.R. 837 (110th), H.R. 1510 (110th), H.R. 836 (110th), S. 851 (110th), H.R. 1852 (110th), H.R. 722 (110th), S. 969 (110th), S. 1159 (110th)

Labor Issues/Antitrust/Workplace LBR

H.R. 382 - Municipal Deposit Insurance Protection Act of 2007 H.R. 480 - To amend the Truth in Lending Act to prohibit issuance of residential mortgages to any individual who lacks a Social Security account number. H.R. 513 - National Heroes Credit Protection Act H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 890 - Student Loan Sunshine Act H.R. 946 - Consumer Overdraft Protection Fair Practices Act H.R. 1161 - Social Security Caregiver Credit Act of 2007 H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1461 - Credit Card Accountability, Responsibility and Disclosure Act of 2007 or the Credit CARD Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1537 - Credit Union Regulatory Improvements Act of 2007 H.R. 1598 - Servicemembers Credit Protection Act H.R. 1849 - Credit Union Small Business Lending Act H.R. 2568 - Credit Agencies Identity Theft Responsibilities Act of 2007 H.R. 2885 - Credit Monitoring Clarification Act H. Res. 273 - Whereas personal financial literacy is essential to ensure that individuals are prepared to manage money, credit, and debt, and become responsible workers, heads of households, investors. S. 789 - Government Credit Card Abuse Prevention Act of 2007 S. 894 - Idling Reduction Tax Credit Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 S. 1230 - College Saver's Credit Act of 2007 S. 1239 - New Markets Tax Credit Extension Act of 2007 S. 1333 - Strengthen the Earned Income Tax Credit Act of 2007 S. 1395 - Stop Unfair Practices in Credit Cards Act of 2007 See Addendum

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: SENATE; Federal Trade Commission (FTC); Treasury, Dept of; Federal Reserve System; HOUSE OF REPRESENTATIVES

Bills named: S. 789 (110th), H.R. 2568 (110th), S. 1176 (110th), H.R. 890 (110th), H.R. 1537 (110th), H.R. 1510 (110th), H.Res. 273 (110th), H.R. 480 (110th), S. 1395 (110th), H.R. 1598 (110th), S. 1230 (110th), H.R. 2885 (110th), H.R. 1461 (110th), H.R. 873 (110th), H.R. 946 (110th), S. 1239 (110th), H.R. 1395 (110th), S. 1333 (110th), H.R. 1849 (110th), H.R. 1161 (110th), H.R. 382 (110th), S. 894 (110th), H.R. 513 (110th)

Science/Technology SCI

H.R. 555 - Family Telephone Connection Protection Act of 2007 H.R. 873 - Credit Card Payment Fee Act of 2007 H.R. 890 - Student Loan Sunshine Act H.R. 1395 - Government Credit Card Abuse Prevention Act of 2007 H.R. 1510 - Credit Card Repayment Act of 2007 H.R. 1525 - Internet Spyware (I-SPY) Prevention Act of 2007 H.R. 1852 - Expanding American Homeownership Act of 2007 S. 596 - Safe Internet Pharmacy Act of 2007 S. 1176 - Credit Card Minimum Payment Warning Act of 2007 See Addendum.

LobbyistCovered position, as disclosed
L RICHARD FISCHER N/A
OLIVER IRELAND N/A

Contacted: SENATE; HOUSE OF REPRESENTATIVES; Federal Trade Commission (FTC); Federal Reserve System; Treasury, Dept of

Bills named: S. 596 (110th), H.R. 1395 (110th), H.R. 890 (110th), H.R. 1852 (110th), H.R. 555 (110th), S. 1176 (110th), H.R. 1510 (110th), H.R. 873 (110th), H.R. 1525 (110th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.