2nd Quarter - Report

INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Firm
Client
Income
—
Expenses
$2,668,980
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

5 issue areas, each in the filer's own words, with who lobbied on it and where.

Agriculture AGR

HR 1822 The ACRE Act - Access to Credit for our Rural Economy Act H.R. 3633, the CLARITY Act S 838 The ACRE Act - Access to Credit for our Rural Economy Act S. 2100, Modernizing Agricultural and Manufacturing Bonds Act Digital assets The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions

LobbyistCovered position, as disclosed
ANNE BALCER —
STEPHEN KEEN —
JAMES KELLER —
SUSAN J KINNEY —
SCOTT MARKS —
PAUL G MERSKI —
REBECA ROMERO RAINEY —
MARK K SCANLAN —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 2100 (119th), H.R. 3633 (119th), H.R. 1822 (119th)

Banking BAN

H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 975 Credit Union Board Modernization Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1777 SECURE H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1806 Small LENDER Act H.R, 1919 Anti-CBDC Surveillance State Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2392 Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 2987 CEASE Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3633, the CLARITY Act H.R. 3709 Mentor-Protege Program for Small Financial Institutions Act H.R. 8071 Fair Exams Act H.J. Res 59 CRA Disapproval of CFPB Overdraft Lending Rule S. 112 Anti-CBDC Surveillance State Act S. 113 The Promoting New Bank Formation Act S. 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S . 1467 Homebuyers Privacy Protection Act S. 1582 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Bank-fintech partnerships Bank Loan Privacy Act Bank Merger Competitive Review Guidelines Central Bank Digital Currency CFPB 1033 Rule Check Fraud Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act (CISA) Reauthorization De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Ensuring Diversity in Community Banking Act Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Industrial Loan Company Charter Policy Issues related to the Community Reinvestment Act Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Open Banking / Dodd-Frank Section 1033 Payments Fraud Stablecoin Regulation Support for Bill Pultes nomination to be Director of the Federal Housing Finance Agency Support for William Briggs confirmation as Deputy Administrator of the Small Business Administration Support for Governor Michelle Bowmans nomination for a full term as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System

Contacted: Treasury, Dept of; SENATE; Securities & Exchange Commission (SEC); Natl Credit Union Administration (NCUA); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System; Consumer Financial Protection Bureau (CFPB)

Bills named: S. 113 (119th), H.R. 976 (119th), S. 1582 (119th), H.R. 2808 (119th), H.R. 3709 (119th), H.R. 1799 (119th), S. 112 (119th), H.R. 1806 (119th), H.J.Res. 59 (119th), H.R. 8071 (119th), H.R. 1777 (119th), H.R. 3234 (119th), S. 427 (119th), H.R. 1944 (119th), H.R. 2885 (119th), S. 557 (119th), H.R. 1606 (119th), H.R. 2987 (119th), H.R. 3380 (119th), H.R. 1652 (119th), H.R. 941 (119th), S.J.Res. 18 (119th), H.R. 2835 (119th), H.R. 975 (119th), H.R. 478 (119th), S. 394 (119th), H.R. 2392 (119th), H.R. 3633 (119th), H.R. 940 (119th)

Budget/Appropriations BUD

H. Con. Res 14 The Budget Resolution

LobbyistCovered position, as disclosed
ANNE BALCER —
SAM MAYPER —
PAUL G MERSKI —
REBECA ROMERO RAINEY —

Contacted: HOUSE OF REPRESENTATIVES

Bills named: H.Con.Res. 14 (119th)

Housing HOU

H.R. 2808 The Homebuyers Privacy Protection Act S. 1467 Homebuyers Privacy Protection Act Credit Score Models Implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform Issues related to FHFAs DUS program National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads

LobbyistCovered position, as disclosed
ANNE BALCER —
WALTER HAYNIE —
STEPHEN KEEN —
SUSAN J KINNEY —
MICHAEL MARSHALL —
SAM MAYPER —
PAUL G MERSKI —
REBECA ROMERO RAINEY —
TIMOTHY ROY —

Contacted: HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Federal Housing Finance Agency (FHFA); SENATE

Bills named: S. 1467 (119th), H.R. 2808 (119th)

Taxation/Internal Revenue Code TAX

H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 703 Main Street Tax Certainty Act H.R. 1822 ACRE act S. 213 Main Street Tax Certainty Act S. 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension

LobbyistCovered position, as disclosed
ANNE BALCER —
STEPHEN KEEN —
JAMES KELLER —
SCOTT MARKS —
PAUL G MERSKI —
REBECA ROMERO RAINEY —
MARK K SCANLAN —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 703 (119th), S. 838 (119th), H.R. 1 (119th), H.R. 1822 (119th), S. 213 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.