3rd Quarter - Report

EXPERIAN NORTH AMERICA for EXPERIAN NORTH AMERICA

Firm
Client
Income
—
Expenses
$440,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

7 issue areas, each in the filer's own words, with who lobbied on it and where.

Housing HOU

Issues related to credit scores and tri-merge reporting.

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
JEREMY HANCOCK —
MIKE LUCIER —
CIARA MCCARTY —
ELIZABETH TREANOR OESTERLE —

Contacted: Office of Management & Budget (OMB); Treasury, Dept of; SENATE; Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD)

Consumer Issues/Safety/Products CSP

Issues related to consumer privacy, data breach, data security, data sharing, cyber security and consumer marketing; including the DELETE Act (H.R. 2612 & S. 1287), a bill to improve safety of members of Congress (S. 2144), and the Securing and Establishing Consumer Uniform Rights and Enforcement over ("SECURE") Data Act (H.R. 8413).

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
JEREMY HANCOCK —
MIKE LUCIER —
CIARA MCCARTY —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 1287 (119th), H.R. 8413 (119th), S. 2144 (119th), H.R. 2612 (119th)

Financial Institutions/Investments/Securities FIN

Legislative and regulatory issues pertaining to FCRA requirements, credit reporting, monitoring, and scoring; including Credit Access and Inclusion Act (S. 1465 & H.R. 5402), ESCRA Act (H.R. 306), FCRA Liability Harmonization Act (H.R. 5775), Credit Freeze for Kids Act (S. 619); the Guidelines for Use, Access, and Responsible Disclosure ("GUARD") of Financial Data Act (H.R. 8308); and Consumer Financial Protection Accountability and Reform Act of 2026 (H.R. 10184).

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
JEREMY HANCOCK —
MIKE LUCIER —
CIARA MCCARTY —

Contacted: Treasury, Dept of; White House Office; Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 306 (119th), H.R. 5775 (119th), H.R. 8308 (119th), H.R. 5402 (119th), S. 619 (119th), S. 1465 (119th), H.R. 10184 (119th)

Health Issues HCR

Issues related to the use and sharing of electronic health records and payments.

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
JEREMY HANCOCK —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Taxation/Internal Revenue Code TAX

Issues related to tax credits; including the Improve and Enhance the Work Opportunity Tax Credit Act (H.R. 1177 & S. 492).

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
MIKE LUCIER —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: H.R. 1177 (119th), S. 492 (119th)

Defense DEF

S. 2296, National Defense Authorization Act of 2026; Legislative and regulatory issues pertaining to credit reporting, monitoring, and scoring.

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
JEREMY HANCOCK —
MIKE LUCIER —

Contacted: SENATE; HOUSE OF REPRESENTATIVES

Bills named: S. 2296 (119th)

Budget/Appropriations BUD

Issues related to credit monitoring.

Foreign entity interest: Experian Plc has an interest in the activities of its US subsidiary on all issues.

LobbyistCovered position, as disclosed
MIKE LUCIER —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.