J.P. MORGAN CHASE BANK, N.A. for J P MORGAN CHASE BANK N A

Trade (domestic/foreign) TRD

Discuss the issue of cross-border market access; Discuss various proposals related to the application of privacy laws within the context of the Asian Pacific Economic Cooperation.

Contacted: State, Dept of (DOS); U.S. Trade Representative (USTR); SENATE; Federal Deposit Insurance Corporation (FDIC); Commodity Futures Trading Commission (CFTC); Securities & Exchange Commission (SEC); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC)

Banking BAN

HR 627, HR 3639, S 1833, S 1927 - discuss implementation of Credit Card Holders' Bill of Rights Act of 2009; HR 1456, S 1799, HR 3904 - discuss legislation affecting overdraft protection programs; HR 1728 - discuss business implications of proposed legislation affecting the underwriting of residential mortgages; HR 2695, HR 2382, S1212 - discuss legislation to regulate the market for credit card transaction fees; HR 4173 - Discuss the impact of changes to the premium assessment base; Discuss industry's efforts to modify home loan mortgages.

Contacted: U.S. Trade Representative (USTR); Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Treasury, Dept of; State, Dept of (DOS); Federal Deposit Insurance Corporation (FDIC); SENATE

Bills named: H.R. 3639 (111th), H.R. 3904 (111th), H.R. 1728 (111th), H.R. 1456 (111th), H.R. 2382 (111th), H.R. 4173 (111th), H.R. 627 (111th), H.R. 2695 (111th)

Financial Institutions/Investments/Securities FIN

S 272, HR 977, S 1691, HR 4173 - discuss the value and use of derivatives to hedge risk; HR 4173 - discuss proposals for comprehensive reform of market regulation to address recent market turmoil; HR 2861, HR 3269, S 1074 - discuss the impact of proposed changes to corporate governance practices; HR 3126 - discuss proposals for the creation of a Consumer Financial Protection Agency; Discuss the potential impact of increased capital requirements; Discuss short selling practices with Members of Congress and agency officials; Discuss position limits and hedge exemptions with the CFTC; Discuss secured lending practices with Members of Congress and agency officials.

Contacted: State, Dept of (DOS); Commodity Futures Trading Commission (CFTC); Commerce, Dept of (DOC); Securities & Exchange Commission (SEC); SENATE; Treasury, Dept of; HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR); Federal Deposit Insurance Corporation (FDIC)

Bills named: H.R. 977 (111th), H.R. 4173 (111th), H.R. 3126 (111th), H.R. 3269 (111th), H.R. 2861 (111th)

Taxation/Internal Revenue Code TAX

HR 1083 - discuss legislation that would create a physical presence standard under which a state may tax the income of business; HR 1944 - discuss proposal to extend active finance exception to Subpart F of the IRC, which requires current taxation of income earned overseas; Discuss the impact of proposed changes to the rules for deferral of taxation of income earned overseas; Discuss the impact of proposals to impose a tax on financial transactions.

Contacted: Commerce, Dept of (DOC); U.S. Trade Representative (USTR); SENATE; State, Dept of (DOS); Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC); Treasury, Dept of; HOUSE OF REPRESENTATIVES

Bills named: H.R. 1083 (111th), H.R. 1944 (111th)

Retirement RET

HR 2989, HR 2779 - discuss the impact of proposed changes to the provision of investment advice, fee disclosure, an index fund mandate, and target date funds.

Contacted: HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Commerce, Dept of (DOC); SENATE; Treasury, Dept of; U.S. Trade Representative (USTR); State, Dept of (DOS); Securities & Exchange Commission (SEC)

Bills named: H.R. 2989 (111th), H.R. 2779 (111th)

Health Issues HCR

HR 3200, S 1679, HR 3590 - discuss the role of health savings accounts in the health care marketplace and potential savings from the simplification of the payments system.

Contacted: Treasury, Dept of; Commodity Futures Trading Commission (CFTC); HOUSE OF REPRESENTATIVES; Commerce, Dept of (DOC); U.S. Trade Representative (USTR); State, Dept of (DOS); SENATE; Federal Deposit Insurance Corporation (FDIC); Securities & Exchange Commission (SEC)

Bills named: H.R. 3590 (111th), H.R. 3200 (111th)

Housing HOU

HR 2997, S 1406 - Discuss the USDA Rural Housing program.

Contacted: Securities & Exchange Commission (SEC); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; State, Dept of (DOS); SENATE; Commodity Futures Trading Commission (CFTC); Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR)

Bills named: H.R. 2997 (111th)

Environment/Superfund ENV

HR 2454 - Discuss aspects of a proposed "cap & trade" regime to reduce the emission of green house gasses; HR 2454, S 1462 - discuss the creation of a federally chartered financial institution to encourage renewable energy and energy efficiency.

Contacted: Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); SENATE; Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); HOUSE OF REPRESENTATIVES; Treasury, Dept of; U.S. Trade Representative (USTR); State, Dept of (DOS)

Bills named: H.R. 2454 (111th)

Bankruptcy BNK

S 61, HR 1106, HR 4173 - discuss the impact of revising the bankruptcy code to allow for the modification of primary mortgages.

Contacted: Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); U.S. Trade Representative (USTR); SENATE; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Commodity Futures Trading Commission (CFTC); State, Dept of (DOS); HOUSE OF REPRESENTATIVES

Bills named: H.R. 4173 (111th), H.R. 1106 (111th)

Immigration IMM

Discuss proposals for immigration reform.

Contacted: Securities & Exchange Commission (SEC); HOUSE OF REPRESENTATIVES; U.S. Trade Representative (USTR); Treasury, Dept of; SENATE; Federal Deposit Insurance Corporation (FDIC); Commerce, Dept of (DOC); State, Dept of (DOS); Commodity Futures Trading Commission (CFTC)

Welfare WEL

Discuss the use of electronic benefits transfer (EBT) in the WIC program.

Contacted: Securities & Exchange Commission (SEC); Commerce, Dept of (DOC); State, Dept of (DOS); U.S. Trade Representative (USTR); HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); SENATE