NATIONAL MULTIFAMILY HOUSING COUNCIL, INC. for NATIONAL MULTIFAMILY HOUSING COUNCIL INC

Environment/Superfund ENV

Lead-Based Paint Renovation, Repair and Painting Rule (40 CFR 745, Subpart E) Lead-safe Housing for Kids Act of 2016 (S. 2316 and H.R. 4694) Get the Lead Out, Clear, Test Kids and Fund Water (S.2588, S. 2587, S. 2586 and S. 2583)

Contacted: Army, Dept of (Corps of Engineers); Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); Environmental Protection Agency (EPA); Federal Reserve System; Federal Emergency Management Agency (FEMA); Federal Communications Commission (FCC); Treasury, Dept of; U.S. Postal Service (USPS); SENATE; Office of Management & Budget (OMB); Small Business Administration (SBA)

Bills named: S. 2587 (114th), H.R. 4694 (114th), S. 2583 (114th), S. 2588 (114th), S. 2316 (114th), S. 2586 (114th)

Housing HOU

Balanced Housing Policy Section 8 Reform Project -Based Voucher Programs Federal Affordable Housing Programs Federal Affordable Housing Energy Savings Programs H. R. 233, the Tenant Income Verification Relief Act of 2015 all provisions Fair Housing/Disparate Impact Rural Housing Issues National Defense Authorization Act (NDAA) for Fiscal Year 2017 (Personnel, Family Housing) Military Housing Privatization Initiative / Basic Allowance for Housing H.R. 1491- Partnership to Strengthen Homeownership Act Housing Finance Proposals HUD Final Rule: Implementation of the Fair Housing Acts Discrimination Effects Federal Affordable Housing Programs HUD Fair Market Rents/Small Area Fair Rent Issues HUD Multifamily Transformation Initiative HUD Small Multifamily Building Programs Rental Assistance Demonstration Program FHA Multifamily Programs GSE Reform: Proposals to ensure liquidity in multifamily mortgage market in a post Fannie Mae / Freddie Mac environment FY 2017 Housing Appropriations - House and Senate: -Continuing Resolution/H.R.5325 - Continuing Appropriations and Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017, and Zika Response and Preparedness Act Commerce, Justice, Science and Related Agencies Appropriations Transportation, Housing, and Urban Development, and Related Agencies Act Appropriations Department of Defense Appropriations Agriculture Appropriations bill, Rural Housing Service (RHS), Housing issues, Appropriations Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations - Appropriations for HOME Investment Partnerships (HOME) program funding as it relates to the Low Income Housing Tax Credit Program - Cybersecurity Act of 2015 Omnibus, all provisions (the Act) FY2017Budget House and Senate: -Funding for the U.S. Census Bureau- Census/American Community Survey -Funding for the U.S. Bureau of Labor Statistics-data on labor, employment, American productivity statistics and information on economy and workforce funding - Funding for Housing - Transportation Housing Urban Development -HUD: Fair Market Rents -P.L. 114-201/H.R. 3700/S. 3083, the Housing Opportunity Through Modernization Act of 2015, all provisions - Rural Housing Issues: United States Department of Agriculture (USDA) Rural Housing Rental Assistance Agreements related to the funding. Section 521 issues - HUD: Affirmatively Furthering Fair Housing - H.R. 2997, Private Investment in Housing Act, all provisions - FHFA Comments: Commented on the Federal Housing Finance Agency (FHFA) multifamily production cap on the Government-Sponsored Enterprises (GSEs), Fannie Mae and Freddie Mac - H.R. 2243, the Equity in Government Compensation Act of 2015, all provisions -S. 2038, Jumpstart GSE Reform Act, all provisions -Proposals to expand the availability of affordable and workforce housing -S. 2006 the Regulatory Accountability Act of 2015 -Reviewed proposals for the sharing economy H.R.2205/S.961 - Data Security Act of 2015, all provisions H.R. 3765, ADA Education and Reform Act of 2015 HUD: Guidance for Public Housing Agencies (PHAs) and Owners of Federally-Assisted Housing on Excluding the Use of Arrest Records in Housing Decisions HUD: Section 8 Policy Renewal Guidebook FEMA/HUD: Reducing Flood Risk to Residential Buildings That Cannot Be Elevated FEMA P-1037 / September 2015 FHFA: Federal Housing Finance Agency (FHFA) 2016 Scorecard multifamily FHFA: Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Macs regulator Duty to Serve guidance S. 1484, Financial Regulatory Improvement Act of 2015, Title VII- Taxpayer Protections and Market Access for Mortgage Finance, provisions relating to multifamily housing finance. HUD: Bed Bug Policy House Financial Services Committee: H.R. 2901, the Flood Insurance Market Parity and Modernization Act HUD: Federal Housing Administration (FHA) multifamily mortgage insurance rates in order to spur the financing of affordable housing and energy-efficient apartments. HUD: Median zip code rents HUD: Limited English Proficiency Commented on the Senate Appropriations, Subcommittee on Transportation, Housing and Urban Development, and Related Agencies hearing entitled Housing Vulnerable Families and Individuals: Is There a Better Way? Submitted a statement for the House Budget Committee, hearing on Restoring the Trust for Families and Working-Age Americans. HUD: Guidance on Application of Fair Housing Act Standards to the Enforcement of Local Nuisance and Crime-Free Housing Ordinances Against Victims of Domestic Violence, Other Crime Victims, and Others Who Require Police or Emergency Services HUD: Quid Pro Quo and Hostile Environment Harassment and Liability for Discriminatory Housing Practices under the Fair Housing Act. S.3219, Housing Accountability Act of 2016, all provisions

Contacted: HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC); Homeland Security, Dept of (DHS); Army, Dept of (Corps of Engineers); U.S. Postal Service (USPS); Environmental Protection Agency (EPA); Federal Reserve System; Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD); Office of Management & Budget (OMB); Federal Emergency Management Agency (FEMA); Federal Housing Finance Agency (FHFA); SENATE; Treasury, Dept of

Bills named: H.R. 2243 (114th), H.R. 3700 (114th), S. 3219 (114th), H.R. 233 (114th), H.R. 3765 (114th), S. 2038 (114th), H.R. 2205 (114th), S. 1484 (114th), S. 2006 (114th), S. 3083 (114th), H.R. 5325 (114th), H.R. 1491 (114th), H.R. 2997 (114th), H.R. 2901 (114th), S. 961 (114th)

Taxation/Internal Revenue Code TAX

Tax Reform Promoted comprehensive approach to tax reform that avoids enacting reform for C corporations at the expense of flow-through entities or otherwise disadvantaging multifamily real estate relative to other asset classes. Support maintaining current law regarding: (1) the tax treatment of carried interest; (2) the full deductibility of business interest; (3) the Low-Income Housing Tax Credit (while also increasing program resources) and tax-exempt private activity housing bonds; (4) the permanent estate tax rules enacted in January 2013; (5) Section 1031 like-kind exchanges; (6) the 27.5-year depreciation period for multifamily buildings; (7) depreciation recapture; and (8) the deductibility of state and local real estate taxes. We oppose proposals increasing taxes on capital gains. Finally, we favor: (1) repealing or reforming FIRPTA rules to incent foreign investment in U.S. real estate; and (2) expanding incentives for energy efficiency in commercial buildings (i.e., Internal Revenue Code Section 179D). House Republican Tax Reform Blueprint, A Better Way: A Pro-Growth Tax Code for All Americans, all provisions. Rep. Renacci, Simplifying America's Tax System Act of 2016, all provisions. Discussion Draft released by Senator Wyden, Cost Recovery Reform and Simplification Act of 1986, to amend the Internal Revenue Code of 1986 to modify rules relating to cost recovery, all provisions. Discussion Draft released by Senator Wyden, Modernization of Derivatives Tax Act of 2016, to amend the Internal Revenue Code of 1986 to modernize the tax treatment of derivatives and their underlying investments, and for other purposes, all provisions. Energy H.R. 5167, Technologies for Energy Security Act, to amend the Internal Revenue Code of 1986 to extend the credit for residential energy efficient property and the energy credit, Section 3: Extension of Energy Credit. Supported multi-year extension of Section 179D Energy Efficient Commercial Buildings Deduction (with the bipartisan refinements to the provision included in S. 1946, the Tax Relief Extension Act of 2015). Supported extension of the Section 45L New Energy Efficient Home Credit and the Section 48 Energy Credit. Low-Income Housing Tax Credit (LIHTC) S. 2962, Affordable Housing Credit Improvement Act of 2016, to amend the Internal Revenue Code of 1986 to reform the low-income housing tax credit, and for other purposes, all provisions. S. 3237, Affordable Housing Credit Improvement Act of 2016, to amend the Internal Revenue Code of 1986 to reform the low-income housing tax credit, and for other purposes, all provisions. Workforce Housing S. 3384, Middle-Income Housing Tax Credit Act of 2016, to amend the Internal Revenue Code of 1986 to provide a credit for middle-income housing, all provisions. Housing Affordability tax incentives (including developer tax incentives and bond preservation possibilities) S. 3175, First-Time Homebuyer Credit Act of 2016, to amend the Internal Revenue Code of 1986 to create a refundable first-time homebuyer tax credit, all provisions. Carried Interest H.R. 2889/S.1686, Carried Interest Fairness Act of 2015, to amend the Internal Revenue Code of 1986to provide for the proper tax treatment of personal service income earned in pass-thru entities, all provisions. Partnership Audits P.L. 114-74, Bipartisan Budget Act of 2015, Section 1101, partnership audits and adjustments. Tax Regulations Department of the Treasury, Internal Revenue Service REG-108060-15, Treatment of Certain Interests in Corporations as Stock or Indebtedness Department of the Treasury, Internal Revenue Service REG-163113-02, Estate, Gift, and Generation-Skipping Taxes; Restrictions on Liquidation of an Interest

Contacted: Environmental Protection Agency (EPA); Federal Reserve System; Treasury, Dept of; Small Business Administration (SBA); SENATE; Housing & Urban Development, Dept of (HUD); Federal Emergency Management Agency (FEMA); Federal Housing Finance Agency (FHFA); Army, Dept of (Corps of Engineers); Homeland Security, Dept of (DHS); Office of Management & Budget (OMB); U.S. Postal Service (USPS); HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC)

Bills named: S. 3384 (114th), S. 3237 (114th), S. 2962 (114th), S. 3175 (114th), H.R. 2889 (114th), H.R. 5167 (114th), S. 1946 (114th), S. 1686 (114th)

Financial Institutions/Investments/Securities FIN

GSE Reform: Proposals to ensure liquidity in multifamily mortgage market in a post Fannie Mae / Freddie Mac environment Public Proposals for the Future of the Housing Finance System H.R.1491, Partnership to Strengthen Homeownership Act of 2015 H.R. 2243, the Equity in Government Compensation Act of 2015, all provisions S. 2038, Jumpstart GSE Reform Act, all provisions S. 1484, Financial Regulatory Improvement Act of 2015, TITLE VII-Taxpayer Protections and Market Access for Mortgage Finance, provisions relating to multifamily housing finance. H.R. 2767 Protecting American Taxpayers and Homeowners Act, all provisions, from the 113th Congress. FHFA: Federal Housing Finance Agency (FHFA) 2016 multifamily lending caps for Government Sponsored Enterprises

Contacted: Army, Dept of (Corps of Engineers); Environmental Protection Agency (EPA); Treasury, Dept of; U.S. Postal Service (USPS); Housing & Urban Development, Dept of (HUD); Federal Reserve System; Homeland Security, Dept of (DHS); SENATE; Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Federal Emergency Management Agency (FEMA); Federal Communications Commission (FCC)

Bills named: S. 1484 (114th), H.R. 2243 (114th), H.R. 2767 (114th), H.R. 1491 (114th), S. 2038 (114th)

Telecommunications TEC

Federal policies impacting availability and reliability of voice, video and data services to multifamily housing communities, including but not limited to inside wiring, broadband and cellular services. FCC rulemaking on Protecting and Promoting the Open Internet/Network Neutrality. H.R. 1409 Open Internet Act of 2015 H.R. 1212 Internet Freedom Act H.R. 279 To amend the Communications Act of 1934 to limit the authority of the Federal Communications Commission over providers of broadband Internet access service. H.R. 2666/S.2283 The No Rate Regulation of Broadband Internet Access Act H.R. 1641, Federal Spectrum Incentive Act of 2015 H.R. 4596, Small Business Broadband Deployment Act S. 2555, MOBILE Now Act S. 2644, The FCC Reauthorization Act of 2016

Contacted: Federal Housing Finance Agency (FHFA); Army, Dept of (Corps of Engineers); Office of Management & Budget (OMB); Federal Reserve System; Small Business Administration (SBA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC); Federal Emergency Management Agency (FEMA); SENATE; Environmental Protection Agency (EPA); U.S. Postal Service (USPS); Homeland Security, Dept of (DHS); Treasury, Dept of

Bills named: H.R. 1641 (114th), H.R. 2666 (114th), H.R. 1409 (114th), H.R. 1212 (114th), S. 2283 (114th), S. 2644 (114th), H.R. 4596 (114th), H.R. 279 (114th), S. 2555 (114th)

Copyright/Patent/Trademark CPT

Federal policies on patent enforcement and litigation impacting the multifamily housing industry. S. 632 STRONG Patents Act of 2015 H.R. 9 Innovation Act S.1137 - PATENT Act H.R. 2045, The Targeting Rogue and Opaque Letters Act of 2015 S.2733, The Venue Equity and Non-Uniformity Elimination Act of 2016

Contacted: Homeland Security, Dept of (DHS); Federal Emergency Management Agency (FEMA); Treasury, Dept of; SENATE; Federal Housing Finance Agency (FHFA); Housing & Urban Development, Dept of (HUD); Army, Dept of (Corps of Engineers); Small Business Administration (SBA); Federal Reserve System; Environmental Protection Agency (EPA); HOUSE OF REPRESENTATIVES; Office of Management & Budget (OMB); Federal Communications Commission (FCC); U.S. Postal Service (USPS)

Bills named: S. 632 (114th), H.R. 2045 (114th), S. 1137 (114th), S. 2733 (114th), H.R. 9 (114th)

Postal POS

Federal policies affecting mail and parcel delivery service to multifamily housing communities. U.S. Postal Service reform issues impacting the multifamily housing industry FY 2017 Financial Services and General Government Appropriations--provisions relating to United States Postal Service H.R. 1837, Secure Delivery for America Act H. Res. 12, A resolution expressing the sense of the House of Representatives that the United States Postal Service should take all appropriate measures to ensure the continuation of its 6-day mail delivery service, all provisions S. 2051, Improving Postal Operations, Service, and Transparency Act of 2015, all provisions H.Res. 54, Expressing the sense of the House of Representatives that the United States Postal Service should take all appropriate measures to restore service standards in effect as of July 1, 2012, all provisions S. 1742, Rural Postal Act of 2015, all provisions H.R. 5707, the Postal Service Financial Improvement Act of 2016, H.R. 5714, the Postal Service Reform Act

Contacted: U.S. Postal Service (USPS); Office of Management & Budget (OMB); Treasury, Dept of; Federal Reserve System; Environmental Protection Agency (EPA); Homeland Security, Dept of (DHS); Small Business Administration (SBA); Army, Dept of (Corps of Engineers); SENATE; Federal Communications Commission (FCC); Federal Emergency Management Agency (FEMA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA)

Bills named: S. 1742 (114th), H.Res. 54 (114th), H.R. 5707 (114th), S. 2051 (114th), H.R. 5714 (114th), H.R. 1837 (114th), H.Res. 12 (114th)

Insurance INS

Public policies affecting risk management for flood, terrorism, disaster, cyber, and other lines of insurance utilized by multifamily firms. National Flood Insurance Program policies, guidance, and requirements affecting existing and future multifamily and single family properties. Public Law No: 113-89, the Homeowner Flood Insurance Affordability Act of 2014 Public Law No. 112-141, the Biggert-Waters Flood Insurance Reform Act of 2012 H.R. 3456, the Flood Insurance Mitigation and Policyholder Protection Act of 2015 H.R. 3583, the Promoting Resilience and Efficiency in Preparing for Attacks and Responding to Emergencies (PREPARE) Act. H.R. 2901/S.1679, the Flood Insurance Market Parity and Modernization Act FY 2017 Budget/Appropriations for NFIP/FEMA in House and Senate Federal Flood Risk Management Standard (Exec. Order 13690) and impact on FHA Multifamily H.R. 6196, the Repeatedly Flooded Communities Preparation Act H.R.5953, National Flood Insurance Program Debt Forgiveness Act of 2016

Contacted: Housing & Urban Development, Dept of (HUD); SENATE; Treasury, Dept of; Army, Dept of (Corps of Engineers); HOUSE OF REPRESENTATIVES; U.S. Postal Service (USPS); Environmental Protection Agency (EPA); Federal Emergency Management Agency (FEMA); Office of Management & Budget (OMB); Federal Reserve System; Federal Communications Commission (FCC); Federal Housing Finance Agency (FHFA); Small Business Administration (SBA); Homeland Security, Dept of (DHS)

Bills named: S. 1679 (114th), H.R. 5953 (114th), H.R. 3583 (114th), H.R. 2901 (114th), H.R. 3456 (114th), H.R. 6196 (114th)

Energy/Nuclear ENG

PL 94-385, Energy Conservation and Production Act, Section 6833 & 6836 H.R.1273, Energy Savings and Building Efficiency Act of 2015 Energy Conservation Standards for Residential Furnaces Building Performance Benchmarking Building Energy Codes H.R.2177 -- Energy Savings and Industrial Competitiveness Act of 2015 H.R. 8 North American Energy Security and Infrastructure Act of 2015 H.R. 2029, Consolidated Appropriations Act of 2016 S. 2012 Energy Policy Modernization Act of 2015

Contacted: Treasury, Dept of; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Federal Communications Commission (FCC); Office of Management & Budget (OMB); HOUSE OF REPRESENTATIVES; Housing & Urban Development, Dept of (HUD); Army, Dept of (Corps of Engineers); Federal Reserve System; U.S. Postal Service (USPS); Homeland Security, Dept of (DHS); Federal Housing Finance Agency (FHFA); SENATE; Environmental Protection Agency (EPA)

Bills named: H.R. 1273 (114th), H.R. 2177 (114th), S. 2012 (114th), H.R. 2029 (114th), H.R. 8 (114th)

Immigration IMM

Issues related to comprehensive immigration reform as they pertain to the multifamily industry. Issues related to worker eligibility and visa programs; E-Verify Program, H2-B Temporary Non-Agricultural Worker Program, EB-5 Immigrant Investor Program, and proposals for new temporary worker program. H.R. 1147, the Legal Workforce Act HR 4238, The immigration and Nationality Act (113th Congress) HR 616, The American Entrepreneurship and Investment Act of 2015 Bill Number TBD, Re-authorization of EB-5 Immigrant Investor Program

Contacted: Army, Dept of (Corps of Engineers); Federal Communications Commission (FCC); Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); Federal Housing Finance Agency (FHFA); Environmental Protection Agency (EPA); U.S. Postal Service (USPS); Treasury, Dept of; Federal Reserve System; Federal Emergency Management Agency (FEMA); SENATE; Office of Management & Budget (OMB); HOUSE OF REPRESENTATIVES; Small Business Administration (SBA)

Bills named: H.R. 616 (114th), H.R. 4238 (114th), H.R. 1147 (114th)

Labor Issues/Antitrust/Workplace LBR

H.R. 4773 / S. 2707, Protecting Workplace Advancement and Opportunity Act, To require the Secretary of Labor to nullify the proposed rule regarding defining and delimiting the exemptions for executive, administrative, professional, outside sales, and computer employees, to require the Secretary of Labor to conduct a full and complete economic analysis with improved economic data on small businesses, nonprofit employers, Medicare or Medicaid dependent health care providers, and small governmental jurisdictions, and all other employers, and minimize the impact on such employers, before promulgating any substantially similar rule, and to provide a rule of construction regarding the salary threshold exemption under the Fair Labor Standards Act of 1938, and for other purposes, all provisions. H.R. 5813, Overtime Reform and Enhancement Act, to direct the Secretary of Labor to revise rules relating to changes to the exemptions from overtime pay requirements for certain employees to provide a gradual schedule for such changes, and for other purposes, all provisions H.R. 6094, to provide for a 6-month delay in the effective date of a rule of the Department of Labor relating to income thresholds for determining overtime pay for executive, administrative, professional, outside sales, and computer employees, all provisions. H.R. 5926, Making appropriations for the Departments of Labor, Health and Human Services, and Education, and related agencies for the fiscal year ending September 30, 2017, and for other purposes, Section 111: funding to implement, administer, or enforce Labor Department overtime rule, Section 410: funding to investigate or enforce National Labor Relations Board joint employer rule. Department of Labor, Final Rule, Defining and Delimiting the Exemptions for Executive, Administrative, Professional, Outside Sales and Computer Employees, 29 CFR 541, RIN 1235-AA11

Contacted: Federal Reserve System; Federal Communications Commission (FCC); HOUSE OF REPRESENTATIVES; SENATE; Office of Management & Budget (OMB); Army, Dept of (Corps of Engineers); Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); Federal Emergency Management Agency (FEMA); Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Homeland Security, Dept of (DHS); U.S. Postal Service (USPS); Environmental Protection Agency (EPA)

Bills named: H.R. 5926 (114th), H.R. 6094 (114th), H.R. 4773 (114th), S. 2707 (114th), H.R. 5813 (114th)

Homeland Security HOM

Federal policies affecting data security, breach and privacy policies affecting owners, developers, managers and suppliers of the multifamily industry. S. 177, Data Security and Breach Notification Act of 2015, all provisions S. 547/ H.R. 1053, the Commercial Privacy Bill of Rights Act of 2015, all provisions S. 961, Data Security Act of 2015, all provisions S. 1027, the Data Breach Notification and Punishing Cyber Criminals Act of 2015, all provisions S. 1158/ H.R. 2977, Consumer Privacy Protection Act of 2015, all provisions H.R. 104, Cyber Privacy Fortification Act of 2015 H.R. 580, Data Accountability and Trust Act, all provisions H.R. 1704, Personal Data Notification and Protection Act, all provisions H.R. 1770, Data Security and Breach Notification Act 0f 2015, all provisions H.R. 2205, Data Security Act of 2015, all provisions Implementation of Public Law No: 114-113, specifically the Cybersecurity Information Sharing, National Cybersecurity Advancement, Federal Cybersecurity Workforce Assessment, and other Cyber Matters, H.R. 3664, Promoting Good Cyber Hygiene Act of 2015, all provisions H.R. 4187, Secure and Protect Americans' Data Act, all provisions

Contacted: Federal Reserve System; U.S. Postal Service (USPS); HOUSE OF REPRESENTATIVES; Federal Communications Commission (FCC); Housing & Urban Development, Dept of (HUD); Environmental Protection Agency (EPA); Treasury, Dept of; Small Business Administration (SBA); Federal Emergency Management Agency (FEMA); Homeland Security, Dept of (DHS); Office of Management & Budget (OMB); Federal Housing Finance Agency (FHFA); Army, Dept of (Corps of Engineers); SENATE

Bills named: H.R. 580 (114th), H.R. 104 (114th), H.R. 2977 (114th), H.R. 1704 (114th), S. 1158 (114th), H.R. 4187 (114th), S. 1027 (114th), S. 177 (114th), S. 961 (114th), H.R. 2205 (114th), H.R. 1053 (114th), S. 547 (114th), H.R. 1770 (114th), H.R. 3664 (114th)

Clean Air and Water (quality) CAW

Rule to define scope of waters protected under the Clean Water Act (final) FY 2016 Interior, Environment and Related Agencies Appropriations Bill

Contacted: Environmental Protection Agency (EPA); Small Business Administration (SBA); Army, Dept of (Corps of Engineers); Housing & Urban Development, Dept of (HUD); Federal Reserve System; Treasury, Dept of; Federal Housing Finance Agency (FHFA); U.S. Postal Service (USPS); Federal Emergency Management Agency (FEMA); SENATE; HOUSE OF REPRESENTATIVES; Homeland Security, Dept of (DHS); Office of Management & Budget (OMB); Federal Communications Commission (FCC)