INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Banking BAN

Bank Secrecy Act and Anti-Money Laundering Issues Consumer Data Security Corporate Governance Requirements Credit Card Protections and Disclosures Credit Card/Debit Card Interchange Fees Critical Infrastructure Protection and Homeland Security Deposit Concentration Cap Federal Home Loan Bank System Issues ILC Applications by Commercial Companies Military Consumer Lending Rules Overdraft Protection Programs Payments System Issues Predatory Lending Issues Regulation of Industrial Loan Corporation holding companies Regulatory Relief Relief from Securities Law Requirements for Small Companies Sarbanes-Oxley Act Relief for Community Banks Separation of Banking and Commerce Subprime Lending HR 1852, Expanding American Homeownership Act of 2007 HR 2527, FDIC Enforcement Enhancement Act HR 3121, Flood Insurance Reform and Modernization Act of 2007 HR 2761, Terrorism Risk Insurance Revision and Extension Act of 2007 HR 1869, Communities First Act HR 1537, Credit Union Regulatory Improvement Act of 2007 HR 1849, Credit Union Small Business Lending Act HR 2727, Small Business SOX Compliance Extension Act HR 1332, Small Business Lending Improvements Act of 2007 HR 111, Community Choice in Real Estate Act HR 1508, Compete Act HR 1685, The Data Security Act of 2007 HR 958, The Data Accountability and Trust Act of 2007 HR 3316, Identity Theft Protection Act of 2007 HR 873, Credit Card Payment Fee Act of 2007 HR 1461, Credit Card Accountability Responsibility and Disclosure Act of 2007 HR 1510, Credit Card Repayment Act of 2007 HR 2146, Universal Default Prohibition Act of 2007 HR 2146, Universal Default Prohibition Act of 2007 HR 946, The Consumer Overdraft Protection Fair Practices Act of 2007 HR 890, Student Loan Sunshine Act HR 323, Seasoned Customer CTR Exemption Act of 2007 HR 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007 HR 2046, Internet Gambling Regulation and enforcement Act HR 23610, Skill Game Protection Act HR 1550, Regulatory Relief and Fairness Act HR 2895, National Affordable Housing Trust Fund Act of 2007 HR 1967, Financial Privacy Notice Relief Act of 2007 HR 3609, Emergency Home Ownership and Mortgage Equity Protection Act S 1256, Small Business Lending Reauthorization and Improvement Act S 869, Compete Act S 1260, The Data Security Act of 2007 S 495, The Personal Data Privacy and Security Act of 2007 S1178, The Identity Theft Prevention Act of 2007 S 1176, Credit Card Minimum Payment Warning Act of 2007 S 1309, Universal Default Prohibition Act of 2007 S 1395, Stop Unfair Practices in Credit Cards Act of 2007 S 486, Student Loan Sunshine Act S 1222, Stopping Mortgage Transactions which Operate to Promote Fraud, Risk, Abuse And Underdevelopment Act S 1100, Federal Housing Enterprise Regulatory Reform Act of 2007 S 947, 21st Century Housing Act S 1762, Higher Education Access S 1299, Borrower’s Protection Act of 2007 S 2452, Homeownership Preservation and Protection Act of 2007 S 2338, FHA Modernization Act of 2007 S. 2136, Helping Families Save Their Homes in Bankruptcy Act S. 2133, Homes Act S 413, Community Choice in Real Estate Act S 1356, Industrial Bank Holding Company Act of 2007 S 1405, Communities First Act HR 3012, Fair Mortgage Practices Act of 2007 HR 3316, Identity Theft Protection Act of 2007

Contacted: Federal Deposit Insurance Corporation (FDIC); White House Office; Office of Thrift Supervision (OTS); Federal Housing Finance Agency (FHFA); Internal Revenue Service (IRS); Office of the Comptroller of the Currency (OCC); Agriculture, Dept of (USDA); Small Business Administration (SBA); Farm Credit Administration; Housing & Urban Development, Dept of (HUD); Federal Reserve System; Office of Management & Budget (OMB); Natl Economic Council (NEC); HOUSE OF REPRESENTATIVES; SENATE; Securities & Exchange Commission (SEC); Treasury, Dept of

Bills named: H.R. 3121 (110th), H.R. 1852 (110th), H.R. 1461 (110th), H.R. 1685 (110th), H.R. 2146 (110th), H.R. 2527 (110th), H.R. 1508 (110th), H.R. 3316 (110th), H.R. 1537 (110th), H.R. 1967 (110th), H.R. 1510 (110th), S. 2136 (110th), H.R. 1849 (110th), H.R. 323 (110th), H.R. 1332 (110th), H.R. 1550 (110th), H.R. 1869 (110th), H.R. 3609 (110th), H.R. 2761 (110th), H.R. 946 (110th), H.R. 3915 (110th), S. 2133 (110th), H.R. 111 (110th), H.R. 2727 (110th), H.R. 890 (110th), H.R. 23610 (110th), H.R. 2895 (110th), H.R. 958 (110th), H.R. 3012 (110th), H.R. 873 (110th), H.R. 2046 (110th)

Agriculture AGR

HR 2419, Farm Bill Reauthorization S 2302 Food and Energy Security Act of 2007

Contacted: Small Business Administration (SBA); Natl Economic Council (NEC); Office of Thrift Supervision (OTS); Agriculture, Dept of (USDA); Federal Reserve System; Internal Revenue Service (IRS); White House Office; Securities & Exchange Commission (SEC); SENATE; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Office of Management & Budget (OMB); Farm Credit Administration; Housing & Urban Development, Dept of (HUD)

Bills named: H.R. 2419 (110th)

Taxation/Internal Revenue Code TAX

H.R. 1869 / S. 1405, Tax and regulatory relief H.R. 1365, Corporate AMT repeal H.R. 1112, AMT relief extension HR 2206, Small Business Tax Relief HR 3648, Mortgage Debt Tax Reform HR 4351, AMT Relief S 55/HR 1366, AMT Repeal H.R. 2380, Estate Tax Relief H.R. 2, S Corp. & Small Business Tax Relief H.R. 976, Small Business Tax Relief H.R. 2206, S Corp. & Small Business Tax Relief

Contacted: Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Agriculture, Dept of (USDA); Housing & Urban Development, Dept of (HUD); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Federal Housing Finance Agency (FHFA); Securities & Exchange Commission (SEC); Internal Revenue Service (IRS); Natl Economic Council (NEC); Office of the Comptroller of the Currency (OCC); Office of Thrift Supervision (OTS); White House Office; Office of Management & Budget (OMB); Farm Credit Administration; Federal Reserve System; SENATE

Bills named: H.R. 1365 (110th), H.R. 2380 (110th), H.R. 1112 (110th), S. 1405 (110th), H.R. 1869 (110th), H.R. 2206 (110th), H.R. 1366 (110th), H.R. 3648 (110th), H.R. 2 (110th), H.R. 976 (110th), H.R. 4351 (110th)

Small Business SMB

HR 3866, SBA Reforms H.R. 1332, SBA Program Reforms / Reauth. S. 1256, SBA Reforms / Reauthorization H.R. 1361 / S. 163, SBA Disaster Program Reforms H.R. 2829, SBA Appropriations

Contacted: HOUSE OF REPRESENTATIVES; Office of the Comptroller of the Currency (OCC); Office of Thrift Supervision (OTS); Internal Revenue Service (IRS); Securities & Exchange Commission (SEC); Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Natl Economic Council (NEC); White House Office; Farm Credit Administration; Federal Deposit Insurance Corporation (FDIC); SENATE; Federal Reserve System; Treasury, Dept of; Housing & Urban Development, Dept of (HUD); Small Business Administration (SBA); Office of Management & Budget (OMB)

Bills named: S. 1256 (110th), H.R. 2829 (110th), H.R. 1361 (110th), H.R. 1332 (110th), S. 163 (110th), H.R. 3866 (110th)