Identity Theft Protection Act of 2007
Latest action · Dec 10, 2007 Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedAug 2, 2007
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report.
Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.
Prescribes procedures for removal and temporary suspension of a security freeze.
Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.
Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.
Permits a consumer reporting agency to charge a fee for placing or temporarily suspending a security freeze on a consumer report.
Prohibits a consumer reporting agency from charging a fee for placing, removing, or temporarily suspending a security freeze if a consumer: (1) has either filed a police report, or made a complaint to a police department concerning identity theft; or (2) has received notice that a breach of data security has occurred with respect to information required by law to be maintained securely and in confidence.
Exempts specified entities from this Act, including certain aggregators and other agencies acting only as resellers of credit information which do not maintain a permanent data base of consumer information from which new consumer reports are produced.
Cosponsors 1
Members who signed on, in the order they did. All signed on Aug 2, 2007.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-OH | Paul E. Gillmor | Original | Aug 2, 2007 |
Actions 3
Everything that happened, newest first.
- Dec 10, 2007Referred to the Subcommittee on Financial Institutions and Consumer Credit.
- Aug 2, 2007Introduced in House
- Aug 2, 2007Referred to the House Committee on Financial Services.
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Aug 2, 2007Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.