4th Quarter - Report

LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK) for LIVE OAK BANK

Period 4th Quarter 2025 Filed Jan 15, 2026 Signed by Elizabeth Dawn Thompson

Official filing
Firm
LIVE OAK BANKING COMPANY (FORMERLY KNOWN AS LIVE OAK BANK)
Client
LIVE OAK BANK
Income
—
Expenses
$180,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

- S. 1582, GENIUS Act - Executive Order 12331, Guaranteeing Fair Banking for All Americans

LobbyistCovered position, as disclosed
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: Treasury, Dept of; Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 1582 (119th)

Budget/Appropriations BUD

- H.R. 1, One Big Beautiful Bill Act implementation - Issues related to B&I and REAP appropriations for FY26 - FY26 Budget discussions, specifically FSGG Appropriations Act and H.R. 5371, Continuing Appropriations and Extensions Act, 2026

LobbyistCovered position, as disclosed
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: Office of Management & Budget (OMB); HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 1 (119th), H.R. 5371 (119th)

Small Business SMB

- S. 1555 and H.R. 3174, Made in America Manufacturing Finance Act of 2025 - Issues related to SBAs potential Standard Operating Procedures SOP technical changes - Issues related to USDA/SBA Memorandum of Understanding update - Issues related to E-Tran and technology at SBA

LobbyistCovered position, as disclosed
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: Small Business Administration (SBA); HOUSE OF REPRESENTATIVES; SENATE; Agriculture, Dept of (USDA)

Bills named: H.R. 3174 (119th), S. 1555 (119th)

Agriculture AGR

- Issues related to Farm Bill, specifically REAP, B&I, and Rural Development; Continuing Resolution (CR), including Farm Bill extension - Issues related to USDA Rural Development reorganization - Executive Order 14315, Ending Market Distorting Subsidies for Unreliable, Foreign-Controlled Energy Sources

LobbyistCovered position, as disclosed
DEBRA NESBITT —
ELIZABETH DAWN THOMPSON —

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Agriculture, Dept of (USDA)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.