3rd Quarter - Report

INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Firm
Client
Income
—
Expenses
$866,841
Expense method
A: Lobbying Disclosure Act definitions

Versions of this report

Every filing the register holds for this firm, client and period, oldest first. The most recent one is the version LegiList counts.

Filing Filed Amount Counted
3rd Quarter - Report Oct 20, 2025 $866,841 Replaced
3rd Quarter - Report (this page) Oct 20, 2025 $866,841 Yes

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Agriculture AGR

HR 1822 The ACRE Act H.R. 3633, the CLARITY Act S 838 The ACRE Act S. 2100, Modernizing Agricultural and Manufacturing Bonds Act Digital assets The FARM Act Farm, Food, and National Security Act of 2024 (Commodity title; crop insurance and USDA Guar. Loans) Opposition to Farm Credit System Provisions

LobbyistCovered position, as disclosed
ANNE BALCER —
STEPHEN KEEN —
JAMES KELLER —
SUSAN J KINNEY —
PAUL G MERSKI —
REBECA ROMERO RAINEY —
MARK K SCANLAN —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: H.R. 3633 (119th), H.R. 1822 (119th), S. 2100 (119th)

Banking BAN

H.R. 478 The Promoting New Bank Formation Act H.R. 940 The FAIR Exams Act H.R. 941 The Small LENDER Act H.R. 975 Credit Union Board Modernization Act H.R. 976 The 1071 Repeal to Protect Small Business Lending Act H.R. 1606 Making the CFPB Accountable to Small Businesses Act H.R. 1652 Rectifying UDAAP Act H.R. 1799 The Financial Reporting Threshold Modernization Act H.R. 1919 Anti-CBDC Surveillance State Act H.R. 1944 10 Percent Credit Card Interest Rate Cap Act H.R. 2808 The Homebuyers Privacy Protection Act H.R. 2392 Stablecoin Transparency and Accountability for a Better Ledger Economy Act of 2025 H.R. 2835 The Small Bank Holding Company Relief Act H.R. 2885 The Bank Loan Privacy Act H.R. 3234 Reciprocal Deposits H.R. 3380 TAILOR Act of 2025 H.R. 3390 Bringing the Discount Window into the 21st Century Act H.R. 3446 FDIC Board Accountability Act- Rep. Huizenga H.R. 3633 The CLARITY Act H.R. 3709 Advancing the Mentor-Protege Program for Small Financial Institutions Act H.R. 4437 SMART Act H.R. 4478 TRUST Act H.R. 5079 Widespread Information Management for the Welfare of Infrastructure and Government Act H.R. 5262 The Bank Competition Modernization Act H.R. 5276 The Community Bank LIFT Act H.R. 5263 The Bank Competition Modernization Act H.R. 5291 The Merchant Banking Modernization Act H.R. 5317 The Community Bank Deposit Access Act of 2025 H.R. 8071 Fair Exams Act S. 113 The Promoting New Bank Formation Act S. 394 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 427 The TAILOR Act S. 557 The 1071 Repeal to Protect Small Business Lending Act S. 1124 Anti-CBDC Surveillance State Act S. 1260 Rural Housing Service Reform Act of 2025 - SEC. 301. Native CDFI Relending Program S. 1467 Homebuyers Privacy Protection Act S. 1582 Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 S. 1880 CDFI Bond Guarantee Improvement Act S. 2296 National Defense Authorization Act S. 2352 The PROTECTED Act S. 2486 Protecting Access to Credit for Small Businesses Act S. 2663 Merchant Banking Modernization Act S. 2704 CDFI Fund Transparency Act S. 2999 Main Street Depositor Protection Act S.J. Res 18 CRA Resolution Disapproving of the CFPB Overdraft Rule Amendment 3640 to S. 2296 National Defense Authorization Act - CDFIs Amendment 3649 to the S. 2296 National Defense Authorization Act - Deposit Insurance Artificial Intelligence Bank Loan Privacy Act Central Bank Digital Currency CFPB 1033 Rule Community Bank Access to Capital Community Development Financial Institutions Certification Community Reinvestment Act Credit Card Competition Act/Credit Routing Credit Reporting Credit Union Acquisitions of Community Banks Credit Union Business Lending Powers Credit Union Field of Membership Rules Cybersecurity Information Sharing Act (CISA) Reauthorization Data Privacy De Novo Bank Formation Deposit Insurance Digital Assets Regulation EGRPRA Review Federal Reserve Master Accounts FHFA Capital Rules Flood Insurance Fraud and Scams Gramm-Leach-Bliley Act (GLBA) Industrial Loan Company Charter Policy Issues related to the Federal Home Loan Bank Act Minority Depository Institutions Mutual Bank Capital Certificates Regulatory Relief Responsible Financial Innovation Act Stablecoin Regulation

LobbyistCovered position, as disclosed
ANNE BALCER —
JENNA M BURKE —
MICHAEL EMANCIPATOR —
WALTER HAYNIE —
STEPHEN KEEN —
JAMES KELLER —
SUSAN J KINNEY —
MICHAEL MARSHALL —
SAM MAYPER —
PAUL G MERSKI —
AMBER MILENKEVICH New Jared Sutton, Senate Banking Committee; Evan Ashy, Congressman Cleo Fields
REBECA ROMERO RAINEY —
TIMOTHY ROY —
MARK K SCANLAN —
LILLIANE THOMAS —

Contacted: HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Federal Housing Finance Agency (FHFA); SENATE; Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC)

Bills named: S. 427 (119th), H.R. 4478 (119th), S. 1124 (119th), H.R. 1944 (119th), H.R. 8071 (119th), H.R. 3446 (119th), S. 113 (119th), S. 1467 (119th), S. 2999 (119th), H.R. 3380 (119th), H.R. 5262 (119th), H.R. 3633 (119th), H.R. 2808 (119th), H.R. 1919 (119th), H.R. 2835 (119th), S. 394 (119th), H.R. 976 (119th), H.R. 2885 (119th), H.R. 1799 (119th), S. 1880 (119th), H.R. 5291 (119th), H.R. 941 (119th), H.R. 5263 (119th), H.R. 5317 (119th), H.R. 478 (119th), H.R. 4437 (119th), H.R. 5276 (119th), S. 1260 (119th), S. 1582 (119th), S. 557 (119th), H.R. 1652 (119th), S. 2704 (119th), S. 2296 (119th), S. 2352 (119th), H.R. 1606 (119th), H.R. 3709 (119th), S. 2663 (119th), H.R. 940 (119th), S.J.Res. 18 (119th), H.R. 2392 (119th), H.R. 975 (119th), S. 2486 (119th), H.R. 3234 (119th), H.R. 5079 (119th), H.R. 3390 (119th)

Housing HOU

H.R. 2808 The Homebuyers Privacy Protection Act S. 1467 Homebuyers Privacy Protection Act S. 2651 ROAD to Housing Act of 2025 Credit Score Models Implementation FHFA FHLB System Review FHLB Reform GSEs: Reform, Recapitalization, PSPA Amendments, Climate Change Housing Finance Reform National Flood Insurance Reauthorization TILA-RESPA Integrated Disclosures Trigger Leads

LobbyistCovered position, as disclosed
ANNE BALCER —
WALTER HAYNIE —
STEPHEN KEEN —
SUSAN J KINNEY —
PAUL G MERSKI —
AMBER MILENKEVICH New Jared Sutton, Senate Banking Committee; Evan Ashy, Congressman Cleo Fields
REBECA ROMERO RAINEY —
TIMOTHY ROY —

Contacted: SENATE; Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES

Bills named: H.R. 2808 (119th), S. 2651 (119th), S. 1467 (119th)

Taxation/Internal Revenue Code TAX

H.R. 1 One Big Beautiful Bill Act. (tax provisions) H.R. 703 Main Street Tax Certainty Act H.R. 1822 ACRE act S. 213 Main Street Tax Certainty Act S. 838 ACRE act Corporate State and Local Tax Deduction Municipal Bond Interest Exclusion Tax Cuts and Jobs Act Extension

LobbyistCovered position, as disclosed
ANNE BALCER —
STEPHEN KEEN —
JAMES KELLER —
SUSAN J KINNEY —
PAUL G MERSKI —
AMBER MILENKEVICH New Jared Sutton, Senate Banking Committee; Evan Ashy, Congressman Cleo Fields
REBECA ROMERO RAINEY —
MARK K SCANLAN —

Contacted: HOUSE OF REPRESENTATIVES; SENATE

Bills named: S. 838 (119th), H.R. 703 (119th), H.R. 1822 (119th), S. 213 (119th), H.R. 1 (119th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.