4th Quarter - Report

FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Firm
Client
Income
—
Expenses
$280,000
Expense method
A: Lobbying Disclosure Act definitions

What was lobbied

4 issue areas, each in the filer's own words, with who lobbied on it and where.

Banking BAN

H.R. 4367 / S. 3204, To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine (all provisions). H.R. 4014 / S. 2099, To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection (all provisions). H.R. 1838, Swaps Bailout Prevention Act (all provisions). H.R. 5817, Eliminate Privacy Notice Confusion Act (all provisions). Basel III, issues related to capital standards, regulatory activity, rule making and implementation, risk weighting, capital and standardized approach, lending (home equity, mortgages and commercial lending), and risk management (no specific bill). Issues related to trade finance, general discussions (no specific bill). Issues related to lending, mortgage lending, qualified mortgages, qualified residential mortgages, small business lending, student loans and auto lending (no specific bill). Issues related to government sponsored enterprise (GSE) reforms (no specific bill). Issues related to credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill). Issues related to bank and card fees (no specific bill). Issues and general discussions related to administration's budget, Troubled Asset Relief Program (TARP), and financial crisis responsibility fee/bank tax (no specific bill). Issues related to Transaction Account Guarantee (TAG) expiration (no specific bill). Issues related to the Volcker Rule, liquidity management, liability management; rule making and regulatory implementation (no specific bill). H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker Rule, Financial Stability Oversight Council, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, readmittance, 716, push-out, Title VII (swaps/derivatives), overdraft, pre-paid cards, examinations and other banking and financial services related provisions. S. 3414, Cybersecurity Act of 2012 (all provisions). Issues related to cybersecurity and general discussions (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: SENATE; Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Federal Reserve System; HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Office of the Comptroller of the Currency (OCC)

Bills named: S. 3414 (112th), S. 3204 (112th), S. 2099 (112th), H.R. 4014 (112th), H.R. 4173 (112th), H.R. 1838 (112th), H.R. 4367 (112th), H.R. 5817 (112th)

Defense DEF

S. 3254, National Defense Authorization Act for Fiscal Year 2013, provisions related to pay-day lending and Military Lending Act of 2007.

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Office of the Comptroller of the Currency (OCC); Treasury, Dept of; SENATE; HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); Federal Reserve System

Bills named: S. 3254 (112th)

Budget/Appropriations BUD

Issues related to fiscal cliff, national budget and deficit (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Office of the Comptroller of the Currency (OCC); Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Commodity Futures Trading Commission (CFTC); Federal Reserve System; SENATE

Taxation/Internal Revenue Code TAX

Issues related to tax reform general discussions covering individual and corporate tax reform, including bank tax (no specific bill). H.R. 8, American Taxpayer Relief Act of 2012 (all provisions). Issues related to federal income tax code for municipal bonds and bondholders, discussions covering exemptions and deductions (no specific bill).

LobbyistCovered position, as disclosed
ERIC G RIZZO —
THOMAS J RUEBEL —

Contacted: Federal Reserve System; Office of the Comptroller of the Currency (OCC); Commodity Futures Trading Commission (CFTC); Federal Deposit Insurance Corporation (FDIC); HOUSE OF REPRESENTATIVES; Treasury, Dept of; SENATE

Bills named: H.R. 8 (112th)

Shown as published by the Senate Office of Public Records and the House Clerk under the Lobbying Disclosure Act. The official filing is the record; open it for the full form.