INDEPENDENT COMMUNITY BANKERS OF AMERICA for INDEPENDENT COMMUNITY BANKERS OF AMERICA

Banking BAN

H.R. 113 Consolidated Appropriations Act H.R. 388 Financial Reporting Threshold Modernization H.R. 442 Financial Protection for Our Military Families Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 1038 Treasury Dept. to take greater role in Anti-Money Laundering/CFT policy and examinations H.R. 1039 Streamline Currency Transaction Reports and Suspicious Activity Reports H.R. 1595 SAFE Banking Act H.R. 2513 Reforms collection of beneficial ownership information for corporations and LLCs H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard-CECL Consumer Impact and Study Act of 2019 H.R. 3642 Improving Credit Reporting for All Consumers Act H.R. 5315 Expanding Opportunity in Minority Depository Institutions Act H.R. 5322 Ensuring Diversity in Community Banking Act of 2019 H.R. 6249 Coronavirus Accounting Relief Act H.R. 6364 SECURE Notarization Act H. R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository Institutions substantially affected by COVID-19, and for other purposes. H.R. 6395 National Defense Authorization Act for Fiscal Year 2021 H.R. 6776 JOBS Credit Act of 2020 H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Payment Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7668 FY2021 FSGG Appropriations (Banking amendment provisions) H.R. 7709 Jobs and Neighborhood Enhancement Act H.R. 7777 The Paycheck Protection Small Business Forgiveness Act H.R. 7894 The Paycheck Protection Program Small Business Enhancement Act H.R. 7993 Promoting and Advancing Communities of Color Through Inclusive Lending Act H.R. 8215 Improving Digital Identity Act of 2020 H.R. 8337 Continuing Appropriations Act 2021 (Banking amendment provisions) H.R. 8410 Promoting and Advancing Capital in Underbanked Communities Act H.R. 8631 EIDL Forgiveness Act H.R. 8675 Preventing Regulatory Penalties for PPP Lenders Act H.J. Res 90 Providing for Congressional disapproval of the OCC rule relating to Community Reinvestment Act Regulation S. 1200 SAFE Banking Act S. 1233 Community Bank Access to Capital Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 2563 Illicit Cash Act S. 2839 Eliminating Corporate Shadow Banking Act of 2019 S. 3502 Community Bank Regulatory Relief Act S. 3533 SECURE Notarization Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 3774 Community Capital Investment Act S. 3841 To protect 2020 recovery rebates for individuals from assignment or garnishment S. 3962 Asset Growth Restriction Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4049 National Defense Authorization Act for Fiscal Year 2021. Section 2885 creates parity between credit unions and banks located on bases. S. 4116 Reauthorize lending under the Payment Protection Program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4159 E-SIGN Modernization Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4255 Jobs and Neighborhood Enhancement Act S. 4614 Postal Banking Act S. 4914 Prioritized Paycheck Protection Program Act S. 4626 SAFE Data Act S. 4644 - A bill to amend the Federal Deposit Insurance Act to ensure that certain custodial deposits of well capitalized insured depository institutions are not considered to be funds obtained by or through deposit brokers S. 4818 HEROES Small Business Lifeline Act S. 4875 Good Faith PPP Borrowers and Lenders Act S. 4885 EIDL Protection Act S. 4927 EIDL Forgiveness Act Bank Capital and Accounting Relief Bank Secrecy Act/Anti-Money Laundering Rules/Legislation, including Beneficial Ownership Issue Bank Secrecy Act Filing Deadline Extension Request During COVID-19 Emergency Brokered Deposits Call Report Streamlining Cannabis Banking CARES Act, Economic Impact Payments CARES Act, Paycheck Protection Program Implementation Community Bank Access to Capital Community Bank Leverage Ratio Community Development Financial Institutions (CDFI) Fund Appropriations Community Reinvestment Act Modernization Credit Union Business Lending Powers Credit Union Field of Membership Rules Credit Union Growth/Powers/Abusive Behavior Credit Union Acquisitions of Community Banks Credit Union Supplemental Capital Current Expected Credit Losses (CECL) Customer Data Access Customer Due Diligence Rule Cybersecurity Data Security, Breaches and Privacy De novo bank formation Equal treatment between community banks and credit unions when assessing rent and related charges on military bases Exclusion of Paycheck Protection Program Loans from Calculation of Bank Asset Thresholds Faster Payments/Federal Reserve Real Time Gross Settlement System Figure Bank, N.A. Charter Application Fintech Regulatory Requirements Flood Insurance Reauthorization Industrial Loan Corporation Loophole Reforms/Rakuten Deposit Insurance Applications Innovation Initiatives (FinTech/Banking Relationships) Interest Rate Caps Loan Modifications: Regulatory Treatment Main Street Lending Program Minority Depository Institutions Issues Money Transmission Mortgage servicer liquidity facility OCC Proposed Payments Charter Postal Banking Regulatory Burden Relief for Community Banks Regulatory and Tax Relief for Community Banks SBA 7(a) Loan Program Funding and Terms Troubled Debt Restructuring

Contacted: SENATE; Federal Housing Finance Agency (FHFA); White House Office; Small Business Administration (SBA); Federal Deposit Insurance Corporation (FDIC); Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Federal Reserve System; HOUSE OF REPRESENTATIVES

Bills named: S. 3502 (116th), S. 4927 (116th), H.R. 1038 (116th), H.R. 6821 (116th), S. 4159 (116th), H.R. 6249 (116th), H.R. 7010 (116th), S. 4049 (116th), S. 3533 (116th), H.R. 6800 (116th), H.R. 113 (116th), H.R. 8337 (116th), H.R. 8215 (116th), H.R. 2513 (116th), H.R. 925 (116th), S. 4885 (116th), H.R. 7894 (116th), S. 4818 (116th), H.R. 8410 (116th), H.R. 8675 (116th), H.R. 7413 (116th), H.R. 1039 (116th), S. 4614 (116th), H.R. 6385 (116th), S. 1200 (116th), S. 2563 (116th), S. 4644 (116th), H.R. 7993 (116th), S. 4255 (116th), H.R. 1595 (116th), S. 3962 (116th), H.R. 3182 (116th), S. 1564 (116th), H.R. 5315 (116th), S. 4875 (116th), S. 2839 (116th), S. 4116 (116th), H.R. 388 (116th), S. 4914 (116th), S. 4171 (116th), H.R. 8631 (116th), S. 3612 (116th), H.R. 442 (116th), H.R. 6776 (116th), H.R. 7777 (116th), S. 3841 (116th), H.R. 6364 (116th), S. 4626 (116th), H.J.Res. 90 (116th), S. 1233 (116th), S. 4014 (116th), S. 4117 (116th), H.R. 7709 (116th), S. 3774 (116th), H.R. 3642 (116th), H.R. 7668 (116th), S. 3548 (116th), H.R. 5322 (116th), H.R. 748 (116th), H.R. 6395 (116th)

Agriculture AGR

HR 1872 The Enhancing Credit Opportunities for Rural America (ECORA) Act S. 1641 ECORA Enhancing Credit Opportunities in Rural America Act Enhancements to Paycheck Protection Program for farmers by allowing gross income calculations Enhancing USDA loan programs Oppose Farm Credit System (FCS) expansion efforts Oppose Livestock Dealer Trust legislation Paycheck Protection Program Producer Flexibility Act Regulatory Oversight of Farm Loans - Support forbearance Support and Recommendations - USDA OneRD

Contacted: White House Office; Consumer Financial Protection Bureau (CFPB); Federal Reserve System; Office of the Comptroller of the Currency (OCC); Federal Deposit Insurance Corporation (FDIC); Small Business Administration (SBA); Federal Housing Finance Agency (FHFA); HOUSE OF REPRESENTATIVES; SENATE; Agriculture, Dept of (USDA); Treasury, Dept of

Bills named: S. 1641 (116th), H.R. 1872 (116th)

Insurance INS

H.R. 3167 National Flood Insurance Program Reauthorization

Contacted: White House Office; SENATE; Treasury, Dept of; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Office of the Comptroller of the Currency (OCC); Small Business Administration (SBA); Consumer Financial Protection Bureau (CFPB); HOUSE OF REPRESENTATIVES; Federal Reserve System

Bills named: H.R. 3167 (116th)

Accounting ACC

H.R. 133 Consolidated Appropriations Act H.R. 748 CARES Act H.R. 925 Updated HEROES Act H.R. 3182 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard H.R. 6249 Coronavirus Accounting Relief Act H.R. 6385 To provide temporary relief from troubled debt restructuring disclosures, to delay the implementation of certain accounting standards for depository institutions substantially affected by COVID-19, and for other purposes. H.R. 7914 Eliminating CECL Accounting Standards Act S. 1564 Requires agency study of Current Expected Credit Loss standard and delays effective date of standard S. 3502 Community Bank Regulatory Relief Act, Accounting Provisions S. 3548 CARES Act, Accounting Provisions Accounting for Paycheck Protection Program Loan Processing Fees Current Expected Credit Losses (CECL) Standard

Contacted: Federal Reserve System; Treasury, Dept of; White House Office; HOUSE OF REPRESENTATIVES; Federal Housing Finance Agency (FHFA); Office of the Comptroller of the Currency (OCC); SENATE; Federal Deposit Insurance Corporation (FDIC); Agriculture, Dept of (USDA); Consumer Financial Protection Bureau (CFPB); Small Business Administration (SBA)

Bills named: H.R. 6385 (116th), H.R. 3182 (116th), H.R. 7914 (116th), H.R. 748 (116th), H.R. 925 (116th), H.R. 133 (116th), H.R. 6249 (116th), S. 3548 (116th), S. 1564 (116th), S. 3502 (116th)

Taxation/Internal Revenue Code TAX

H.R. 133 Consolidated Appropriations Act H.R. 748 CARES Act, Tax Provisions H.R. 925 Updated HEROES Act H.R. 1872 Enhancing Credit Opportunities in Rural America Act H.R. 6776 JOBS Credit Act of 2020 H.R. 7894 PPP Small Business Enhancement Act S. 3612 Small Business Expense Protection Act of 2020 Credit Union Tax Exemption Deductibility of Expenses Covered by PPP Loans

Contacted: Federal Deposit Insurance Corporation (FDIC); SENATE; White House Office; HOUSE OF REPRESENTATIVES; Consumer Financial Protection Bureau (CFPB); Agriculture, Dept of (USDA); Small Business Administration (SBA); Federal Reserve System; Treasury, Dept of; Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA)

Bills named: H.R. 1872 (116th), H.R. 7894 (116th), H.R. 6776 (116th), H.R. 925 (116th), H.R. 133 (116th), S. 3612 (116th), H.R. 748 (116th)

Small Business SMB

H.R. 133 Consolidated Appropriations Act H.R. 748 CARES Act H.R. 925 Updated Heroes Act H.R. 6800 HEROES Act H.R. 6821 Small Business Expense Protection Act of 2020 H.R. 7010 Paycheck Protection Program Flexibility Act of 2020 H.R. 7413 Calculate PPP Forgiveness Act H.R. 7777 PPP Small Business Forgiveness Act H.R. 7894 Paycheck Protection Program Small Business Enhancement Act H.R. 8631 EIDL Forgiveness Act S. 3548 CARES Act S. 3612 Small Business Expense Protection Act of 2020 S. 4014 Prioritized Paycheck Protection Program Act S. 4116 Reauthorize lending under the payment protection program S. 4117 The Paycheck Protection Program Small Business Forgiveness Act S. 4171 Calculate PPP Forgiveness Act of 2020 S. 4297 EIDL Forgiveness Act S. 4827 EIDL Forgiveness Act S. 4848 HEROS Small Business Lifeline Act S 4885 EIDL Advance Protection Act CARES Act, Paycheck Protection Program Implementation PPP Forgiveness Process PPP Modifications to Program SBA 7(a) Program Funding and Terms SBA COVID-19 Lending Programs

Contacted: Federal Reserve System; Consumer Financial Protection Bureau (CFPB); White House Office; Small Business Administration (SBA); Office of the Comptroller of the Currency (OCC); Federal Housing Finance Agency (FHFA); Agriculture, Dept of (USDA); Treasury, Dept of; HOUSE OF REPRESENTATIVES; Federal Deposit Insurance Corporation (FDIC); SENATE

Bills named: H.R. 7010 (116th), S. 4116 (116th), H.R. 133 (116th), S. 3548 (116th), H.R. 7777 (116th), S. 4014 (116th), S. 4848 (116th), H.R. 7894 (116th), S. 4297 (116th), S. 4117 (116th), S. 3612 (116th), H.R. 8631 (116th), H.R. 7413 (116th), S. 4827 (116th), H.R. 6800 (116th), S. 4171 (116th), H.R. 6821 (116th), H.R. 748 (116th), H.R. 925 (116th)

Housing HOU

Fannie Mae and Freddie Mac Guarantee Fees Federal Home Loan Bank Membership Government Sponsored Enterprises Qualified Mortgage Patch Government Sponsored Enterprises Reform and Recapitalization GSE Adverse Market Fee Housing Finance Reform Mortgage and Rental Relief Options Under CARES Act

Contacted: Federal Reserve System; White House Office; Small Business Administration (SBA); Agriculture, Dept of (USDA); HOUSE OF REPRESENTATIVES; Treasury, Dept of; Office of the Comptroller of the Currency (OCC); SENATE; Federal Deposit Insurance Corporation (FDIC); Federal Housing Finance Agency (FHFA); Consumer Financial Protection Bureau (CFPB)