HR 2978 · 119th Congress 2025–2027

GUARD Act

Fact sheet

Latest action · Sep 16, 2026 Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedApr 21, 2025
  2. Passed HouseSep 15, 2026
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. 

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Recorded votes 1

Newest first. Open one to see how every member voted.

Roll callQuestionResultDate
House 301Passed414–7Sep 15, 2026

Cosponsors 54

Members who signed on, in the order they did. Signatures ran from Apr 21, 2025 to Sep 14, 2026, with 2 there on the day it was introduced.

SeatCosponsorSigned on
D-NJJosh GottheimerOriginalApr 21, 2025
R-WIScott FitzgeraldOriginalApr 21, 2025
R-TXTroy E. NehlsAug 1, 2025
R-INJefferson ShreveSep 15, 2025
R-ALBarry MooreSep 26, 2025
R-PADaniel MeuserSep 26, 2025
R-TXRoger WilliamsSep 26, 2025
D-DESarah McBrideSep 26, 2025
D-NYLaura GillenOct 14, 2025
D-CAJosh HarderOct 24, 2025
D-ILEric SorensenNov 17, 2025
D-CAJulia BrownleyNov 17, 2025
R-KYAndy BarrNov 18, 2025
R-WIGlenn GrothmanNov 19, 2025
D-NYJohn W. MannionDec 9, 2025

Actions 18

Everything that happened, newest first.

  1. Sep 16, 2026Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627.
  2. Sep 15, 2026Considered as unfinished business.
  3. Sep 15, 2026Considered as unfinished business. (consideration: CR H5822)
  4. Sep 15, 2026Motion to reconsider laid on the table Agreed to without objection.
  5. Sep 15, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301).

Related bills 1

Companion bills and other measures the record links to this one.

BillTitleRelationshipLatest action
S 2544GUARD ActRelated billFeb 9, 2026

Subjects

Assigned by the Library of Congress. Policy area: Crime and Law Enforcement.

Text 3

Each version as it was printed, newest first.

  1. Sep 16, 2026Placed on Calendar Senate
  2. Sep 15, 2026Engrossed in House
  3. Apr 21, 2025Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.