RELIEF Act
Latest action · Aug 10, 2020 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedAug 10, 2020
- Passed SenateNot reached
- Passed HouseNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Rent Emergencies Leave Impacts on Evicted Families Act or the RELIEF Act
This bill generally revises housing protections established in response to the COVID-19 (i.e., coronavirus disease 2019) pandemic, including by expanding protections for renters and mortgage holders, providing consumer protections regarding credit reports and utility access, and increasing oversight regarding housing protections. Among other things, the bill
- prohibits all evictions and foreclosures for one year;
- prohibits increases in rent;
- provides an 18-month grace period for missed rent payments;
- prohibits landlords and mortgage servicers from reporting missed payments to credit reporting agencies;
- establishes a credit facility to provide landlords with low-cost, long-term loans to compensate for losses due to reduction in rent payments;
- establishes a program to assist low-income households in paying utility bills; and
- provides congressional oversight regarding rental property assistance.
The bill also generally revises bankruptcy provisions, including by excluding COVID-19 aid from property subject to bankruptcy proceedings.
Cosponsors
Members who signed on, in the order they did.
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Aug 10, 2020 |
Actions 2
Everything that happened, newest first.
- Aug 10, 2020Introduced in Senate
- Aug 10, 2020Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
CRS reports 1
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 1
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R47417 | Electric Utility Disconnections | Report | Jan 31, 2023 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 6835 | To require residential mortgage servicers receiving certain emergency relief under the CARES Act to provide reports on loan-level data, and for other purposes. | Related bill | May 12, 2020 |
Titles 4
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- A bill to provide mortgage relief and to provide eviction relief for renters related to the COVID-19 pandemic, and for other purposes.
- Short Title(s) as Introduced
- RELIEF Act
- Rent Emergencies Leave Impacts on Evicted Families Act
- Short Title(s) as Introduced for portions of this bill
- COVID–19 Mortgage Relief Act
Subjects
Assigned by the Library of Congress. Policy area: Housing and Community Development.
- Administrative law and regulatory procedures
- Banking and financial institutions regulation
- Bankruptcy
- Cardiovascular and respiratory health
- Civil actions and liability
- Congressional oversight
- Consumer credit
- Consumer Financial Protection Bureau
- Emergency medical services and trauma care
- Energy assistance for the poor and aged
- Federal Reserve System
- Financial services and investments
- Government information and archives
- Government lending and loan guarantees
- Housing and Community Development
- Housing and community development funding
- Housing finance and home ownership
- Infectious and parasitic diseases
- Interest, dividends, interest rates
- Landlord and tenant
- Lawyers and legal services
- Low- and moderate-income housing
- Public utilities and utility rates
- Securities
- Water use and supply
Text 1
Each version as it was printed, newest first.
- Aug 10, 2020Introduced in Senate
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
