Stop Debt Collection Abuse Act of 2019
Latest action · Dec 15, 2020 Placed on the Union Calendar, Calendar No. 538.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedSep 19, 2019
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Stop Debt Collection Abuse Act of 2019
This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.
A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.
A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.
The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.
Cosponsors 1
Members who signed on, in the order they did. All signed on Sep 19, 2019.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-AR | J. French Hill | Original | Sep 19, 2019 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Sep 19, 2019Markup Nov 14, 2019Reported Dec 15, 2020 |
Actions 7
Everything that happened, newest first.
- Dec 15, 2020Reported (Amended) by the Committee on Financial Services. H. Rept. 116-654.
- Dec 15, 2020Placed on the Union Calendar, Calendar No. 538.
- Nov 14, 2019Committee Consideration and Mark-up Session Held.
- Nov 14, 2019Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.
- Nov 13, 2019Committee Consideration and Mark-up Session Held.
- Sep 19, 2019Introduced in House
- Sep 19, 2019Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 165, no. 151, September 19, 2019, page H7836.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| Serial No. 116-54 | EXAMINING LEGISLATION TO PROTECT CONSUMERS AND SMALL BUSINESS OWNERS FROM ABUSIVE DEBT COLLECTION PRACTICES397 pages | Financial Services Committee | Sep 26, 2019 |
Related bills 2
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 2516 | Stop Debt Collection Abuse Act of 2019 | Related bill | Sep 19, 2019 |
| HR 2572 | Stop Debt Collection Abuse Act of 2021 | Reintroduced Bill | Apr 15, 2021 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
- Short Title(s) as Introduced
- Stop Debt Collection Abuse Act of 2019
- Short Title(s) as Reported to House
- Stop Debt Collection Abuse Act of 2019
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 2
Each version as it was printed, newest first.
- Dec 15, 2020Reported in House
- Sep 19, 2019Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
