HR 3948 · 116th Congress 2019–2021, ended

Debt Collection Practices Harmonization Act

Fact sheet

Latest action · Dec 16, 2020 Placed on the Union Calendar, Calendar No. 542.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJul 24, 2019
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Debt Collection Practices Harmonization Act

This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation.

A court may award injunctive relief for certain debt collection violations.

The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA), except in cases of fraud or deceit.

Cosponsors 4

Members who signed on, in the order they did. Signatures ran from Sep 25, 2019 to Sep 26, 2019.

SeatCosponsorSigned on
D-NYAlexandria Ocasio-CortezSep 25, 2019
D-MAAyanna PressleySep 26, 2019
D-GADavid ScottSep 26, 2019
D-MOEmanuel CleaverSep 26, 2019

Actions 7

Everything that happened, newest first.

  1. Dec 16, 2020Placed on the Union Calendar, Calendar No. 542.
  2. Dec 16, 2020Reported (Amended) by the Committee on Financial Services. H. Rept. 116-658.
  3. Nov 14, 2019Committee Consideration and Mark-up Session Held.
  4. Nov 14, 2019Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.
  5. Nov 13, 2019Committee Consideration and Mark-up Session Held.

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 2

Each version as it was printed, newest first.

  1. Dec 16, 2020Reported in House
  2. Jul 24, 2019Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.