Debt Collection Practices Harmonization Act
Latest action · Dec 16, 2020 Placed on the Union Calendar, Calendar No. 542.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJul 24, 2019
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Debt Collection Practices Harmonization Act
This bill applies certain consumer protections regarding debt collection to debt owed to a state. It also specifies that existing limits on civil damages awarded for abusive practices by a debt collector must be adjusted for inflation.
A court may award injunctive relief for certain debt collection violations.
The Department of the Treasury may not contract with any debt collector or other private party to recoup overpayments of certain disaster assistance made to an individual or household by the Federal Emergency Management Agency (FEMA), except in cases of fraud or deceit.
Cosponsors 4
Members who signed on, in the order they did. Signatures ran from Sep 25, 2019 to Sep 26, 2019.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-NY | Alexandria Ocasio-Cortez | Sep 25, 2019 | |
| D-MA | Ayanna Pressley | Sep 26, 2019 | |
| D-GA | David Scott | Sep 26, 2019 | |
| D-MO | Emanuel Cleaver | Sep 26, 2019 |
Committees 1
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Jul 24, 2019Markup Nov 14, 2019Reported Dec 16, 2020 |
Actions 7
Everything that happened, newest first.
- Dec 16, 2020Reported (Amended) by the Committee on Financial Services. H. Rept. 116-658.
- Dec 16, 2020Placed on the Union Calendar, Calendar No. 542.
- Nov 14, 2019Committee Consideration and Mark-up Session Held.
- Nov 14, 2019Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 23.
- Nov 13, 2019Committee Consideration and Mark-up Session Held.
- Jul 24, 2019Introduced in House
- Jul 24, 2019Referred to the House Committee on Financial Services.
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Constitutional authority
The sponsor’s statement, as printed in the Congressional Record, vol. 165, no. 125, July 24, 2019, page H7378.
Printed hearings 2
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| Serial No. 116-54 | EXAMINING LEGISLATION TO PROTECT CONSUMERS AND SMALL BUSINESS OWNERS FROM ABUSIVE DEBT COLLECTION PRACTICES397 pages | Financial Services Committee | Sep 26, 2019 |
| Serial No. 116-14 | BREXIT AND OTHER INTERNATIONAL DEVELOPMENTS AFFECTING U.S. DERIVATIVES MARKETS81 pages | Agriculture Committee | Jun 26, 2019 |
Related bills 2
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| HR 1521 | Debt Collection Practices Harmonization Act | Reintroduction of | Mar 13, 2017 |
| HR 2628 | Debt Collection Practices Harmonization Act | Reintroduced Bill | Apr 16, 2021 |
Titles 3
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local government, to index award amounts under such Act for inflation, to provide for civil injunctive relief for violations of such Act, and for other purposes.
- Short Title(s) as Introduced
- Debt Collection Practices Harmonization Act
- Short Title(s) as Reported to House
- Debt Collection Practices Harmonization Act
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 2
Each version as it was printed, newest first.
- Dec 16, 2020Reported in House
- Jul 24, 2019Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
