HR 2824 · 116th Congress 2019–2021, ended

Fair Access to Credit Scores Act of 2019

Fact sheet

Latest action · May 17, 2019 Referred to the House Committee on Financial Services.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedMay 17, 2019
  2. Passed HouseNot reached
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

Fair Access to Credit Scores Act of 2019

This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1) the consumer's current credit score, (2) any other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.

Consumer reporting agencies shall maintain such scores or predictors in a consumer's file for at least one year after the data is generated.

Cosponsors 2

Members who signed on, in the order they did. All signed on May 17, 2019.

SeatCosponsorSigned on
D-FLAl Lawson, Jr.OriginalMay 17, 2019
D-DCEleanor Holmes NortonOriginalMay 17, 2019

Actions 2

Everything that happened, newest first.

  1. May 17, 2019Introduced in House
  2. May 17, 2019Referred to the House Committee on Financial Services.

Subjects

Assigned by the Library of Congress. Policy area: Finance and Financial Sector.

Text 1

Each version as it was printed, newest first.

  1. May 17, 2019Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.