DEFECT Act (Delaying Enrollment in Federal Exchanges to Certify Trust) of 2013 - Prohibits the enrollment of any individual in a qualified health plan offered through a state Health Benefit Exchange or the Small Business Health Options Program (SHOP Exchange) under the Patient Protection and Affordable Care Act until one year after publication in the Federal Register of final rules that establish procedures for: (1) verification of eligibility for participation in an Exchange and for the premium tax credit and cost-sharing reduction, and (2) reporting by individuals and large employers who provide minimum essential health care coverage.