Credit Access and Inclusion Act
Latest action · Jun 27, 2013 Referred to the House Committee on Financial Services.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedJun 27, 2013
- Passed HouseNot reached
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) a consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) information solely as to transactions or experiences between the consumer and the person furnishing the information; (3) public record information; and (4) information about the performance of a consumer making payments under a real property lease or pursuant to a utility or telecommunications service contract.
Defines "utility or telecommunication service" as an entity that provides utility services to the public through pipe, wire, landline, wireless, cable, or other connected facilities, or radio, electronic, or similar transmission, including the extension of such facilities.
Cosponsors 12
Members who signed on, in the order they did. Signatures ran from Jun 27, 2013 to Jul 8, 2014, with 7 there on the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| D-TX | Al Green | Original | Jun 27, 2013 |
| R-OH | James B. Renacci | Original | Jun 27, 2013 |
| D-MN | Keith Ellison | Original | Jun 27, 2013 |
| D-MA | Michael E. Capuano | Original | Jun 27, 2013 |
| D-TX | Ruben Hinojosa | Original | Jun 27, 2013 |
| R-WI | Sean P. Duffy | Original | Jun 27, 2013 |
| R-NC | Walter B. Jones | Original | Jun 27, 2013 |
| D-IL | Bobby L. Rush | Sep 16, 2013 | |
| D-IL | Cheri Bustos | Feb 27, 2014 | |
| R-NC | Robert Pittenger | Feb 27, 2014 | |
| D-WI | Gwen Moore | Jul 8, 2014 | |
| D-AZ | Raúl M. Grijalva | Jul 8, 2014 |
Actions 2
Everything that happened, newest first.
- Jun 27, 2013Introduced in House
- Jun 27, 2013Referred to the House Committee on Financial Services.
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 1613 | Credit Access and Inclusion Act | Identical bill | Oct 30, 2013 |
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
Text 1
Each version as it was printed, newest first.
- Jun 27, 2013Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov.