FHA Refinance Program Termination Act
Latest action · Mar 14, 2011 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedFeb 28, 2011
- Passed HouseMar 10, 2011
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
FHA Refinance Program Termination Act - Rescinds and permanently cancels all unexpended funding remaining available and allocated for the Federal Housing Administration (FHA) Refinancing Program of the Making Home Affordable initiative of the Secretary of the Treasury (under which borrowers owing more on their mortgage than the value of their home are provided opportunities to refinance into a FHA loan). Terminates the program.
Requires all such unobligated balances so rescinded and permanently canceled to be retained in the general fund of the Treasury for reducing the debt of the federal government.
Directs the Secretary of Housing and Urban Development (HUD) to study: (1) the extent to which the FHA Refinancing Program is used by homeowners who are active duty members of the Armed Forces (or their spouses or parents), veterans, Gold Star-eligible widows, parents, or next of kin of Armed Forces members who died in military operations, or members or veterans with service-connected injuries (and their survivors and dependents); and (2) the impact of the program on such homeowners.
Directs the HUD Secretary to publish a statement on the HUD website as to: (1) termination of the FHA Short [sic] Refinance Program; and (2) the availability of a Member of Congress to assist any borrower having trouble paying a mortgage and needing help contacting the borrower's lender or servicer to negotiate or acquire a loan modification.
Recorded votes 4
Newest first. Open one to see how every member voted.
| Roll call | Question | Result | Date |
|---|---|---|---|
| House 171 | On Passage | Passed256–171 | Mar 10, 2011 |
| House 170 | On Motion to Recommit with Instructions | Failed185–243 | Mar 10, 2011 |
| House 169 | On Agreeing to the Amendment | Agreed to278–147 | Mar 10, 2011 |
| House 168 | On Agreeing to the Amendment | Failed184–243 | Mar 10, 2011 |
Cosponsors 2
Members who signed on, in the order they did. All signed on Feb 28, 2011.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-IL | Judy Biggert | Original | Feb 28, 2011 |
| R-AL | Spencer Bachus | Original | Feb 28, 2011 |
Committees 2
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Feb 28, 2011Hearings Mar 2, 2011Markup Mar 3, 2011Reported Mar 7, 2011 |
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Mar 14, 2011 |
Actions 41
Everything that happened, newest first.
- Mar 14, 2011Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Mar 10, 2011Considered under the provisions of rule H. Res. 150. (consideration: CR H1678-1704; text of Section 1 as reported in House: CR H1686; text of Section 2 as reported in House: CR H1690; text of Section 3 as reported in House: CR H1690)
- Mar 10, 2011Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
- Mar 10, 2011House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 150 and Rule XVIII.
- Mar 10, 2011The Speaker designated the Honorable Charles F. Bass to act as Chairman of the Committee.
- Mar 10, 2011GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 830.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Maloney amendment number 9 under the five minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Fitzpatrick amendment number 11 under the five minute rule.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Lynch amendment number 3 under the five-minute rule.
- Mar 10, 2011POSTPONED PROCEEDINGS - At the conclusion of debate on the Lynch amendment, the Chair put the question on adoption of the amendment and by voice vote announced the noes had prevailed. Mr. Frank (MA) demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Paulsen amendment number 4 under the five minute rule.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 12 under the five minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - The Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 5 under the five minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H.Res. 150, the Committee of the Whole proceeded with debate on the Loretta Sanchez amendment in the nature of a substitute number 15 under the five minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Inslee amendment number 14 under the five-minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Holt amendment number 8 under the five-minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Garamendi amendment number 7 under the five-minute rule, pending reservation of a point of order.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on pro forma amendments under the five-minute rule.
- Mar 10, 2011DEBATE - Pursuant to the provisions of H. Res. 150, the Committee of the Whole proceeded with debate on the Waters amendment number 6, as modified, under the five-minute rule.
- Mar 10, 2011POSTPONED PROCEEDINGS - The Chair put the question on adoption of the Waters amendment and by voice vote, announced that the ayes had prevailed. Mrs. Biggert demanded a recorded vote and the Chair postponed further proceedings on the question of adoption of the amendment until later in the legislative day.
- Mar 10, 2011UNFINISHED BUSINESS - The Chair announced that the unfinished business was the question of adoption of amendments which had been debated earlier and on which further proceedings had been postponed.
- Mar 10, 2011The House rose from the Committee of the Whole House on the state of the Union to report H.R. 830.
- Mar 10, 2011The previous question was ordered pursuant to the rule. (consideration: CR H1702)
- Mar 10, 2011The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
- Mar 10, 2011Mr. Deutch moved to recommit with instructions to Financial Services. (consideration: CR H1702-1704; text: CR H1702)
- Mar 10, 2011DEBATE - The House proceeded with 10 minutes of debate on the Deutch motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with amendments which provide a continuation of the provisions of the program for senior homeowners.
- Mar 10, 2011The previous question on the motion to recommit with instructions was ordered without objection. (consideration: CR H1703)
- Mar 10, 2011On motion to recommit with instructions Failed by recorded vote: 185 - 243 (Roll no. 170).
- Mar 10, 2011Passed/agreed to in House: On passage Passed by recorded vote: 256 - 171 (Roll no. 171).
- Mar 10, 2011Motion to reconsider laid on the table Agreed to without objection.
- Mar 10, 2011The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 830.
- Mar 9, 2011Rule H. Res. 150 passed House.
- Mar 8, 2011Rules Committee Resolution H. Res. 150 Reported to House. Rule provides for consideration of H.R. 830 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be read by section. Specified amendments are in order. It shall be in order to consider as an original bill for the purpose of amendment under the five-minute rule the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill.
- Mar 7, 2011Reported (Amended) by the Committee on Financial Services. H. Rept. 112-25.
- Mar 7, 2011Placed on the Union Calendar, Calendar No. 13.
- Mar 3, 2011Committee Consideration and Mark-up Session Held.
- Mar 3, 2011Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 22.
- Mar 2, 2011Committee Hearings Held.
- Feb 28, 2011Introduced in House
- Feb 28, 2011Referred to the House Committee on Financial Services.
In the Congressional Record 4
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| House · Extensions | Debate and remarks E464, H1735, H1739 | Al Green D-TX, Ed Pastor D-AZ, Edolphus Towns D-NY | Mar 11, 2011 |
| House | Debate and remarks H1675, H1676, H1678–H1704Amendments H1686, H1690, H1691, H1692, H1693, H1694, H1695, H1696, H1697, H1700Motions H1702Recorded votes H1701, H1703, H1704Deutch motion to recommit (preserve assistance for senior citizens)enactWaters amendment (post announcement on Dept. of HUD website stating termination of Program and direct homeowners to contact their Member of Congress for loan modification assistance)Rulings of the chair H1688, H1693, H1695, H1696, H1697, H1698 | Barney Frank D-MA, Brad Miller D-NC, Carolyn B. Maloney D-NY (amendment), Chris Van Hollen D-MD, David N. Cicilline D-RI, Eddie Bernice Johnson D-TX, Erik Paulsen R-MN (amendment), Francisco "Quico" Canseco R-TX, Jay Inslee D-WA (amendment), Jerry McNerney D-CA, John D. Dingell D-MI, John Garamendi D-CA (amendment), John Lewis D-GA, Joseph J. Heck R-NV, Judy Biggert R-IL, Karen Bass D-CA, Kevin Yoder R-KS, Loretta Sanchez D-CA (amendment), Maxine Waters D-CA (amendment), Mazie K. Hirono D-HI, Michael G. Fitzpatrick R-PA (amendment), Michael G. Grimm R-NY, Robert J. Dold R-IL, Rush Holt D-NJ (amendment), Sheila Jackson Lee D-TX, Spencer Bachus R-AL, Stephen F. Lynch D-MA (amendment), Theodore E. Deutch D-FL (motion) | Mar 10, 2011 |
| House | Debate and remarks H1628, H1629, H1631, H1635, H1636, H1637, H1638, H1639Text printed H1635Amendments H1639, H1666, H1667, H1668Recorded votes H1640, H1641consideration (H. Res. 150), previous question | Albio Sires D-NJ, Carolyn B. Maloney D-NY (amendment), Colleen Hanabusa D-HI, Donna F. Edwards D-MD, Erik Paulsen R-MN (amendment), Henry C. "Hank" Johnson, Jr. D-GA, Jared Polis D-CO (amendment), Jay Inslee D-WA (amendment), John Garamendi D-CA (amendment), Judy Biggert R-IL, Loretta Sanchez D-CA (amendment), Maxine Waters D-CA (amendment), Michael G. Fitzpatrick R-PA (amendment), Rob Bishop R-UT, Robert E. Andrews D-NJ, Robert J. Dold R-IL, Rush Holt D-NJ (amendment), Sanford D. Bishop, Jr. D-GA, Theodore E. Deutch D-FL (amendment) | Mar 9, 2011 |
| House | Amendments H1621, H1622 | Dennis A. Cardoza D-CA (amendment), Stephen F. Lynch D-MA (amendment), Tom Cole R-OK (amendment) | Mar 8, 2011 |
Research
What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.
Committee report
Congressional Budget Office cost estimate
- Mar 7, 2011H.R. 830, FHA Refinance Program Termination Act of 2011Cost estimate for the bill as ordered reported by the House Committee on Financial Services on March 3, 2011
Constitutional authority
The sponsor’s statement, as printed in the page H1391.
Printed hearings 1
Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.
| Number | Hearing | Committee | Held |
|---|---|---|---|
| — | DEPARTMENTS OF TRANSPORTATION, AND HOUSING AND URBAN DEVELOPMENT, AND RELATED AGENCIES APPROPRIATIONS FOR 2012649 pages | Appropriations Committee | Mar 10, 2011–May 25, 2011 |
CRS reports 1
Congressional Research Service work that CRS links to this bill or the law it became, newest first.
Cite it 1
Products on other subjects that cite it, usually among other measures.
| Product | Title | Kind | Published |
|---|---|---|---|
| R40210 | Preserving Homeownership: Foreclosure Prevention Initiatives Archived | Report | Mar 28, 2017 |
Amendments 11
Amendments offered to this bill.
| Amendment | Description | Offered by | Status |
|---|---|---|---|
| HAmdt 175 | An amendment numbered 9 printed in the Congressional Record to add a section which lists the number of underwater mortgages in 43 states and the District of Columbia. | Carolyn B. Maloney D-NY | Mr. Bachus raised a point of order against the Maloney amendment (A001). Mr. Bachus stated that the amendment was not germane and violated clause 7 of Rule XVI. The Chair sustained the point of order. |
| HAmdt 176 | An amendment numbered 11 printed in the Congressional Record to require any unexpected balances for the FHA Refinance Program that are rescinded and canceled under the bill to be retained in the general fund of the Treasury for reducing the debt of the federal government. | Michael G. Fitzpatrick R-PA | On agreeing to the Fitzpatrick amendment (A002) Agreed to by voice vote. |
| HAmdt 177 | An amendment numbered 3 printed in the Congressional Record to strike language in the bill terminating the Mortgagee Letter 2010-23, which provided guidance for the FHA Refinance Program. The amendment also strikes language which prohibits the Secretary of Housing and Urban Development from issuing any regulation, order, or notice that is based on or substantially similar to such Mortgagee Letter. | Stephen F. Lynch D-MA | On agreeing to the Lynch amendment (A003) Failed by recorded vote: 184 - 243 (Roll no. 168). |
| HAmdt 178 | An amendment numbered 4 printed in the Congressional Record to include military servicemembers and veterans who have service-connected injuries, as well as survivors and dependents of such individuals, in a study on use of the FHA Refinance program. | Erik Paulsen R-MN | On agreeing to the Paulsen amendment (A004) Agreed to by voice vote. |
| HAmdt 179 | An amendment numbered 12 printed in the Congressional Record to modify the bill's required study by the Housing and Urban Development Department on the FHA Refinance Program's use by, and effects on, certain homeowners to include a study on the need and appropriate guidelines for a replacement mortgage insurance program. | Jay Inslee D-WA | Mrs. Biggert raised a point of order against the Inslee amendment (A005). Mrs. Biggert stated that the amendment was not germane. The Chair sustained the point of order. |
Related bills 2
Companion bills and other measures the record links to this one.
Titles 4
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To rescind the unobligated funding for the FHA Refinance Program and to terminate the program.
- Short Titles as Introduced
- FHA Refinance Program Termination Act
- Short Titles as Reported to House
- FHA Refinance Program Termination Act
- Short Titles as Passed House
- FHA Refinance Program Termination Act
Subjects
Assigned by the Library of Congress. Policy area: Housing and Community Development.
Text 4
Each version as it was printed, newest first.
- Mar 14, 2011Referred in Senate
- Mar 10, 2011Engrossed in House
- Mar 7, 2011Reported in House
- Feb 28, 2011Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.