HR 2191 · 112th Congress 2011–2013, ended

Home Inspection Act of 2011

Introduced Jun 15, 2011 Originated House Sponsor Wm. Lacy Clay D-MO

Latest action · Jul 19, 2011 Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

IntroducedJun 15, 2011
Passed HouseNot reached
Passed SenateNot reached
To the PresidentNot reached
Became lawNot reached

Summary

Home Inspection Act of 2011 - Directs the Bureau of Consumer Financial Protection (CFPB) of the Federal Reserve System to prescribe regulations to prohibit any lender from making any federally related mortgage loan under which a home inspection is conducted in connection with settlement of the mortgage loan unless the inspection is conducted by a home inspector licensed, certified, approved, or otherwise regulated by the inspector's home state or the state in which the real property is located.

Amends the Real Estate Settlement Procedures Act of 1974, as amended by the Dodd-Frank Wall Street Reform and Consumer Protection Act, to direct the CFPB to include home inspection information in settlement forms.

Cosponsors 18

Members who signed on, in the order they did. All signed on Jun 15, 2011.

Seat	Cosponsor		Signed on
D-FL	Alcee L. Hastings	Original	Jun 15, 2011
D-IN	André Carson	Original	Jun 15, 2011
D-CA	Barbara Lee	Original	Jun 15, 2011
D-MS	Bennie G. Thompson	Original	Jun 15, 2011
D-IL	Bobby L. Rush	Original	Jun 15, 2011
D-IA	Bruce L. Braley	Original	Jun 15, 2011
D-LA	Cedric L. Richmond	Original	Jun 15, 2011
D-PA	Chaka Fattah	Original	Jun 15, 2011
D-IL	Danny K. Davis	Original	Jun 15, 2011
D-NJ	Donald M. Payne	Original	Jun 15, 2011
D-MO	Emanuel Cleaver	Original	Jun 15, 2011
D-FL	Frederica S. Wilson	Original	Jun 15, 2011
D-NC	G. K. Butterfield	Original	Jun 15, 2011
D-VA	Gerald E. Connolly	Original	Jun 15, 2011
D-MI	Hansen Clarke	Original	Jun 15, 2011
D-CA	Karen Bass	Original	Jun 15, 2011
D-TX	Sheila Jackson Lee	Original	Jun 15, 2011
D-MA	Stephen F. Lynch	Original	Jun 15, 2011

Committees 1

Where it was sent and what each committee and subcommittee did with it, in order.

Chamber	Committee	What it did
House	Financial Services Committee	Referred Jun 15, 2011
	Consumer Protection and Financial Institutions Subcommittee	Referred Jul 19, 2011

Actions 3

Everything that happened, newest first.

Jul 19, 2011Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 15, 2011Introduced in House
Jun 15, 2011Referred to the House Committee on Financial Services.

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Constitutional authority

Congress has the power to enact this legislation pursuant to the following: The Commerce Clause (Art. I & 8, cl. 3) of the United States Constitution provide that the Congress shall have the power to regulate interstate and foreign commerce.

The sponsor’s statement, as printed in the page H4278.

Titles 2

Every title it has carried, official and short, at each stage.

Official Title as Introduced: To require that any home inspection conducted in connection with a purchase of residential real property that involves a federally related mortgage loan be conducted by a State-licensed or State-certified home inspector to determine the existence of structural, mechanical, and electrical safety defects, and to require inclusion in the standard settlement statement of information regarding any home inspection conducted in connection with settlement.
Short Titles as Introduced: Home Inspection Act of 2011

Subjects

Assigned by the Library of Congress. Policy area: Housing and Community Development.

Text 1

Each version as it was printed, newest first.

Jun 15, 2011Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.