To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses.
Latest action · Oct 21, 2009 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Progress
Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.
- IntroducedOct 8, 2009
- Passed HouseOct 20, 2009
- Passed SenateNot reached
- To the PresidentNot reached
- Became lawNot reached
Summary
(This measure has not been amended since it was introduced. The summary of that version is repeated here.)
Amends the Fair Credit Reporting Act with respect to the duties of users of consumer reports who take adverse actions on the basis of information contained in such reports.
Excludes any health care practice, accounting practice, or legal practice with 20 or fewer employees from the meaning of creditor subject to Red Flag Guidelines regarding identity theft promulgated by the proper federal financial regulatory agency.
Excludes any other business which the Federal Trade Commission (FTC) determines: (1) knows all its customers or clients individually; (2) only performs services in or around the residences of its customers; or (3) has not experienced incidents of identity theft, and identity theft is rare for businesses of that type. States that such exclusion shall no longer apply to any business that can no longer meet such eligibility criteria.
Recorded votes 1
Newest first. Open one to see how every member voted.
| Roll call | Question | Result | Date |
|---|---|---|---|
| House 790 | On Motion to Suspend the Rules and Pass | Passed400–0 | Oct 20, 2009 |
Cosponsors 4
Members who signed on, in the order they did. Signatures ran from Oct 8, 2009 to Oct 15, 2009; 2 are original cosponsors, there from the day it was introduced.
| Seat | Cosponsor | Signed on | |
|---|---|---|---|
| R-ID | Michael K. Simpson | Original | Oct 8, 2009 |
| R-GA | Paul C. Broun | Original | Oct 8, 2009 |
| R-NY | Christopher J. Lee | Oct 15, 2009 | |
| R-TX | Ron Paul | Oct 15, 2009 |
Committees 2
Where it was sent and what each committee and subcommittee did with it, in order.
| Chamber | Committee | What it did |
|---|---|---|
| House | Financial Services Committee | Referred Oct 8, 2009 |
| Senate | Banking, Housing, and Urban Affairs Committee | Referred Oct 21, 2009 |
Actions 10
Everything that happened, newest first.
- Oct 21, 2009Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Oct 20, 2009Mr. Adler (NJ) moved to suspend the rules and pass the bill.
- Oct 20, 2009Considered under suspension of the rules. (consideration: CR H11467-11469)
- Oct 20, 2009DEBATE - The House proceeded with forty minutes of debate on H.R. 3763.
- Oct 20, 2009At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
- Oct 20, 2009Considered as unfinished business. (consideration: CR H11479-11480)
- Oct 20, 2009Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 400 - 0 (Roll no. 790). (text: CR H11467)
- Oct 20, 2009Motion to reconsider laid on the table Agreed to without objection.
- Oct 8, 2009Introduced in House
- Oct 8, 2009Referred to the House Committee on Financial Services.
In the Congressional Record 2
Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.
| Where | In the Record | Members | Date |
|---|---|---|---|
| Extensions | Debate and remarks E2670 | Daniel B. Maffei D-NY | Oct 29, 2009 |
| House | Debate and remarks H11467–H11469Text printed H11467Recorded votes H11479provide | Christopher J. Lee R-NY, John H. Adler D-NJ, Michael K. Simpson R-ID, Paul C. Broun R-GA | Oct 20, 2009 |
Related bills 1
Companion bills and other measures the record links to this one.
| Bill | Title | Relationship | Latest action |
|---|---|---|---|
| S 3416 | A bill to amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses. | Identical bill | May 25, 2010 |
Titles 1
Every title it has carried, official and short, at each stage.
- Official Title as Introduced
- To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses.
Subjects
Assigned by the Library of Congress. Policy area: Finance and Financial Sector.
- Accounting and auditing
- Administrative law and regulatory procedures
- Banking and financial institutions regulation
- Computer security and identity theft
- Consumer affairs
- Consumer credit
- Federal Trade Commission (FTC)
- Finance and Financial Sector
- Health personnel
- Lawyers and legal services
- Small business
Text 3
Each version as it was printed, newest first.
- Oct 21, 2009Referred in Senate
- Oct 20, 2009Engrossed in House
- Oct 8, 2009Introduced in House
Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.
