Requires a group health plan, and a health insurance issuer offering group health insurance coverage in the group market or health insurance coverage in the individual market, for plan years beginning on or after January 1, 2010, to provide premium discounts for healthy behavior and improvements toward healthy behavior.
Requires the Secretary of Health and Human Services (HHS), acting through the Director of the Centers for Disease Control and Prevention (CDC), to conclude a rulemaking procedure to determine the appropriate premium discount applicable to each healthy behavior and each improvement toward healthy behavior.
Describes "healthy behavior" (and improvements toward such behavior) as indicated by factors related to smoking, blood pressure, body mass index, lipoprotein levels, and hemoglobin A1c levels.
Requires any healthy behavior or improvement toward healthy behavior to be supported by medical test result information which is certified by a licensed physician, and the individual to whom it relates, as being complete, accurate, and current. Imposes civil penalties for false certifications.