HR 513 · 110th Congress 2007–2009, ended

National Heroes Credit Protection Act

Latest action · Nov 6, 2007 Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.

Progress

Where this bill reached, and when. A stage with no date was not reached; one that failed a vote and later carried shows the date it carried.

  1. IntroducedJan 17, 2007
  2. Passed HouseNov 5, 2007
  3. Passed SenateNot reached
  4. To the PresidentNot reached
  5. Became lawNot reached

Summary

National Heroes Credit Protection Act - Amends the Soldiers' and Sailors' Civil Relief Act of 1940 to authorize a member of the reserves who is deployed outside the United States for 180 days or more in support of a contingency operation (servicemember) to request that a consumer reporting agency (CRA) include in that servicemember's file a military service deployment explanation (explanation) with respect to an account that was opened by the servicemember before such deployment.

Requires: (1) a reseller of credit reporting information to include in any report on a servicemember any explanation placed in such servicemember's file by another CRA; and (2) any user of a consumer credit report containing such explanation to acknowledge the explanation.

Recorded votes 1

Newest first. Open one to see how every member voted.

Roll callQuestionResultDate
House 1035Passed349–0Nov 5, 2007

Cosponsors 22

Members who signed on, in the order they did. Signatures ran from Jun 20, 2007 to Nov 5, 2007.

SeatCosponsorSigned on
D-PAChaka FattahJun 20, 2007
D-ILDanny K. DavisJun 20, 2007
D-PAJohn P. MurthaJun 20, 2007
D-TXSolomon P. OrtizJun 20, 2007
D-LAWilliam J. JeffersonJun 20, 2007
D-GAJohn LewisJul 11, 2007
D-SCJohn M. Spratt, Jr.Jul 11, 2007
D-PAPatrick J. MurphyJul 11, 2007
D-TXSilvestre ReyesJul 11, 2007
R-PAJoseph R. PittsJul 18, 2007
R-MDRoscoe G. BartlettJul 18, 2007
D-ORDavid WuAug 2, 2007
D-HINeil AbercrombieAug 2, 2007
D-PATim HoldenAug 2, 2007
D-IABruce L. BraleySep 20, 2007
D-ILPhil HareSep 20, 2007
D-FLAlcee L. HastingsOct 16, 2007
R-FLCliff StearnsOct 16, 2007
D-OHZachary T. SpaceOct 16, 2007
D-CAZoe LofgrenOct 16, 2007
D-PAJason AltmireNov 5, 2007
D-GUMadeleine Z. BordalloNov 5, 2007

Committees 2

Where it was sent and what each committee and subcommittee did with it, in order.

ChamberCommitteeWhat it did
HouseVeterans' Affairs Committee
Referred Jan 17, 2007
Economic Opportunity Subcommittee
Referred Mar 2, 2007Hearings Jun 21, 2007Markup Oct 25, 2007Reported Oct 25, 2007
SenateVeterans' Affairs Committee
Referred Nov 6, 2007

Actions 15

Everything that happened, newest first.

  1. Nov 6, 2007Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.
  2. Nov 5, 2007Mr. Filner moved to suspend the rules and pass the bill, as amended.
  3. Nov 5, 2007Considered under suspension of the rules. (consideration: CR H12471-12472)
  4. Nov 5, 2007DEBATE - The House proceeded with forty minutes of debate on H.R. 513.
  5. Nov 5, 2007At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

In the Congressional Record 1

Days the Record’s own index lists this bill, newest first, with the pages and the members it names. Pages starting H are the House, S the Senate, E Extensions of Remarks.

WhereIn the RecordMembersDate
HouseDebate and remarks H12471, H12472Text printed H12471Recorded votes H12481enactBob Filner D-CA, Cliff Stearns R-FL, Robert A. Brady D-PANov 5, 2007

Research

What has been written about this bill: committee reports, cost estimates, the sponsor’s authority statement, printed hearings and the Congressional Research Service’s work.

Congressional Budget Office cost estimates 2

  1. Nov 2, 2007H.R. 513, National Heroes Credit Protection Act<p>Cost estimate for the bill as provided by the House Committee on Veterans' Affairs, Subcommittee on Economic Opportunity, on November 1, 2007</p>
  2. Nov 2, 2007H.R. 513, National Heroes Credit Protection ActCost estimate for the bill as provided by the House Committee on Veterans' Affairs, Subcommittee on Economic Opportunity, on November 1, 2007

Printed hearings 1

Hearings whose printed record names this bill, newest first: hearings on it, and wider hearings where it came up.

Titles 4

Every title it has carried, official and short, at each stage.

Official Title as Introduced
To amend the Servicemembers Civil Relief Act to enhance the protection of credit ratings of active duty military personnel who are activated for military service.
Official Titles as Amended by House
A bill to amend the Servicemembers Civil Relief Act to enhance the protection of credit ratings of members of the reserve component who serve on active duty in support of a contingency operation, and for other purposes.
Short Titles as Introduced
National Heroes Credit Protection Act
Short Titles as Passed House
National Heroes Credit Protection Act

Subjects

Assigned by the Library of Congress. Policy area: Armed Forces and National Security.

Text 3

Each version as it was printed, newest first.

  1. Nov 6, 2007Referred in Senate
  2. Nov 5, 2007Engrossed in House
  3. Jan 17, 2007Introduced in House

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Everything here is as published by Congress: the summary is the Congressional Research Service's, the action wording is the clerks', and the subjects are the Library of Congress's. How far it got is read from the actions themselves, taking the most recent one of each kind, so a bill that failed a vote and later passed is shown as having passed. Records come from this bill on Congress.gov and govinfo.gov; cost estimates are the Congressional Budget Office's, and the hearings are the printed hearings GovInfo publishes, which can appear months after the hearing.