Emergency Reserve Fund Act of 2005 - Establishes the Emergency Reserve Fund under the office of the Secretary of the Treasury in order to provide financial resources to respond to domestic disasters and emergencies.
States that amounts in the Fund shall only be available to meet the emergency funding requirements for particular domestic disasters and security emergencies that are: (1) designated by a joint resolution of Congress; or (2) declared by the President pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act.
Includes among the list of permanent statutory appropriations those appropriations designed for the Emergency Reserve Fund.