Requires the following entities to amend their rules in substantially the same manner: (1) the Securities and Exchange Commission; (2) the Commodity Futures Trading Commission; (3) the Federal Reserve System; (4) the Federal Home Loan Bank Board; and (5) the National Credit Union Administration.
Provides exceptions to the rules amended under this Act, including for: (1) charitable, political opinion polling, or other nonprofit activities; and (2) calls made with the consumer's prior written or verbal permission.