Revises provisions relating to insurance. (BDR 57-697)

Existing law entitles an insured to reimbursement for treatment by a chiropractic physician if a policy of individual health insurance, policy of group health insurance, nonprofit corporation contract for hospital, medical and dental services or evidence of coverage of a health maintenance organization provides coverage for treatment of an illness which is within the authorized scope of practice of a qualified chiropractic physician. Existing law also contains similar provisions applicable to: (1) a person who performs acupuncture; (2) a licensed psychologist; (3) a licensed marriage and family therapist or licensed clinical professional counselor; (4) a licensed associate in social work, social worker, master social worker, independent social worker or clinical social worker; (5) a licensed podiatrist; (6) a licensed clinical drug and alcohol counselor; and (7) certain registered nurses under certain circumstances. (NRS 608.1575, 689A.0475-689A.0495, 689B.038-689B.0397, 689B.045, 689B.049, 695B.1951-695B.199, 695C.1765-695C.179) Sections 1-16, 17-24 and 25-33 of this bill revise those provisions to entitle the insured or the provider who provided treatment to the insured, as applicable, to reimbursement for the treatment provided. Existing law authorizes a person insured under a policy of individual health insurance or policy of group or blanket health insurance to assign his or her right to benefits, under certain circumstances, to the provider of health care who provided the services covered by the policy. (NRS 689A.135, 689B.040, 689B.100) Sections 16.5 and 24.5 of this bill similarly authorize a person insured under a contract for hospital, medical or dental services issued by a nonprofit hospital, medical or dental services corporation or a health care plan issued by a health maintenance organization to make such an assignment.