Illinois · Senate Bill 2878 · 104th General Assembly

INS-DENTAL COVERAGE REIMBURSE

SB 2878 Sponsored by Julie A. Morrison In committee

  1. Introduced Jan 16, 2026
  2. In committee Jan 16, 2026
  3. Passed the Senate Next
  4. Passed the House  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept…

Read the full title (186 words)

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

Every action

14 steps, oldest first, as the legislature records them.

Show the 6 earlier steps
  1. SenateFiled with Secretary by Sen. Julie A. Morrison
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Insurance · Senate Insurance
  5. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
  6. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  1. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Insurance · Senate Assignments
  2. SenateSenate Committee Amendment No. 1 Adopted
  3. CommitteeDo Pass as Amended Insurance; 012-000-000 · Senate Insurance
  4. SenatePlaced on Calendar Order of 2nd Reading February 19, 2026
  5. SenateSecond Reading
  6. SenatePlaced on Calendar Order of 3rd Reading March 5, 2026
  7. CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
  8. SenateAdded as Co-Sponsor Sen. Sue Rezin

Roll calls

2 recorded votes: 0 on the floor, 2 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Feb 17, 2026 Senate Insurance Insurance - Do Pass As Amended
Members

Yes · 12

Not voting · 2

 12–0
Feb 17, 2026 Senate Insurance Senate Committee Amendment No. 1 - Insurance - Be Adopted
Members

Yes · 12

Not voting · 2

 12–0

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Republican.

All 1 cosponsor

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.