INS CD-AUTOMOBILE THEFT

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.

Every action

17 steps, oldest first, as the legislature records them.

1. Apr 9, 2025SenateAdded as Chief Co-Sponsor Sen. Mike Simmons
2. Apr 10, 2025SenateSecond Reading
3. Apr 10, 2025SenatePlaced on Calendar Order of 3rd Reading April 11, 2025
4. Apr 11, 2025SenateRule 2-10 Third Reading Deadline Established As May 9, 2025
5. May 9, 2025SenateRule 2-10 Third Reading Deadline Established As May 23, 2025
6. May 23, 2025SenateRule 2-10 Third Reading Deadline Established As June 1, 2025
7. Jun 2, 2025CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
8. Jul 2, 2025CommitteeSenate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments · Senate Assignments

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Democrat.

• Julie A. MorrisonD Primary sponsor · District 29