Illinois · House Bill 3754 · 104th General Assembly

INS CD-OUTSTANDING BALANCE

HB 3754 Sponsored by Mary Gill In committee

  1. Introduced Feb 7, 2025
  2. In committee Feb 18, 2025
  3. Passed the House Next
  4. Passed the Senate  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Accident and Health Insurance Article of the Illinois Insurance Code. Provides that when an insured person or policyholder requests, in writing, from the insurance issuer a confirmation of the current outstanding balance due from the insured person or policyholder, the insurance issuer may charge a fee of no more than $40 to provide that information. Requires the fee to be reasonably related to the work…

Read the full title (216 words)

Amends the Accident and Health Insurance Article of the Illinois Insurance Code. Provides that when an insured person or policyholder requests, in writing, from the insurance issuer a confirmation of the current outstanding balance due from the insured person or policyholder, the insurance issuer may charge a fee of no more than $40 to provide that information. Requires the fee to be reasonably related to the work and time required to confirm the total balance owed. Sets forth requirements that must be met before an insurance issuer may turn an outstanding balance over to a collection agent, including requiring a written communication to the insured person or policyholder from whom money is owed, requiring the insurer to allow the insured person or policyholder 7 calendar days after receipt of the written communication to either confirm receipt of the written communication and agree to pay or to request a different time frame, and the insurer to attempt in good faith to agree on a time frame for all outstanding moneys owed to be paid. Provides that if an agreement to pay is not reached within 7 calendar days after receipt of the written notice or payment is not made by the agreed-upon time frame, the insurance issuer may turn the delinquent account over to a collection agent.

Every action

13 steps, oldest first, as the legislature records them.

Show the 5 earlier steps
  1. HouseFiled with the Clerk by Rep. Mary Gill
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. CommitteeAssigned to Insurance Committee · House Insurance
  5. CommitteeDo Pass / Short Debate Insurance Committee; 017-000-000 · House Insurance
  1. HousePlaced on Calendar 2nd Reading - Short Debate
  2. HouseSecond Reading - Short Debate
  3. HouseHeld on Calendar Order of Second Reading - Short Debate
  4. HouseHouse Floor Amendment No. 1 Filed with Clerk by Rep. Mary Gill
  5. CommitteeHouse Floor Amendment No. 1 Referred to Rules Committee · House Rules
  6. CommitteeHouse Floor Amendment No. 1 Rules Refers to Insurance Committee · House Insurance
  7. CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules
  8. CommitteeHouse Floor Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee · House Rules

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Mar 20, 2025 House Insurance Insurance - Do Pass
Members

Yes · 17

 Passed 17–0

Sponsors

The member who introduced it.

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.