INS OUT-OF-NETWORK EMERGENCY
- Introduced Feb 7, 2025
- In committee Feb 18, 2025
- Passed the House Next
- Passed the Senate
- To the governor
- Became law
What it does
The legislature's own summary of the bill, or its official long title.
Amends the Illinois Insurance Code. Provides that any group or individual policy of accident and health insurance or managed care plan amended, delivered, issued, or renewed on or after January 1, 2027 shall provide coverage for emergency medical services delivered by an out-of-network provider on the same terms as coverage that would be provided for an in-network provider. Provides that this requirement does not…
Read the full title (123 words)
Amends the Illinois Insurance Code. Provides that any group or individual policy of accident and health insurance or managed care plan amended, delivered, issued, or renewed on or after January 1, 2027 shall provide coverage for emergency medical services delivered by an out-of-network provider on the same terms as coverage that would be provided for an in-network provider. Provides that this requirement does not apply if the services rendered are not covered for in-network providers. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.
Every action
10 steps, oldest first, as the legislature records them.
- HouseFiled with the Clerk by Rep. Harry Benton
- HouseFirst Reading
- CommitteeReferred to Rules Committee · House Rules
- CommitteeAssigned to Insurance Committee · House Insurance
- CommitteeDo Pass / Short Debate Insurance Committee; 011-006-000 · House Insurance
- HousePlaced on Calendar 2nd Reading - Short Debate
- HouseSecond Reading - Short Debate
- HouseHeld on Calendar Order of Second Reading - Short Debate
- HouseAdded Co-Sponsor Rep. Camille Y. Lilly
- CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules
Roll calls
1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.
Committee votes
| Date | Where | Question | Result |
|---|---|---|---|
| Mar 20, 2025 | House Insurance | Insurance - Do Pass | Passed 11–6 |
Sponsors
The member who introduced it, joined by 1 cosponsor: 1 Democrat.
-
Harry BentonD Primary sponsor · District 97
All 1 cosponsor
From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.