Illinois · House Bill 3607 · 104th General Assembly

INS CD-LIMIT COST SHARING

HB 3607 Sponsored by Camille Y. Lilly In committee

  1. Introduced Feb 7, 2025
  2. In committee Feb 18, 2025
  3. Passed the House Next
  4. Passed the Senate  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident or health insurance that is issued, amended, delivered, or renewed on or after January 1, 2027 shall not charge insured persons a copayment as a method of cost-sharing or include a deductible greater than $1,000. Provides that yearly out-of-pocket expenses for insured persons must be less than or equal to $1,500. Amends the…

Read the full title (113 words)

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident or health insurance that is issued, amended, delivered, or renewed on or after January 1, 2027 shall not charge insured persons a copayment as a method of cost-sharing or include a deductible greater than $1,000. Provides that yearly out-of-pocket expenses for insured persons must be less than or equal to $1,500. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.

Every action

12 steps, oldest first, as the legislature records them.

  1. HouseFiled with the Clerk by Rep. Camille Y. Lilly
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. CommitteeAssigned to Insurance Committee · House Insurance
  5. CommitteeDo Pass / Short Debate Insurance Committee; 011-006-000 · House Insurance
  6. HousePlaced on Calendar 2nd Reading - Short Debate
  7. HouseSecond Reading - Short Debate
  8. HouseHeld on Calendar Order of Second Reading - Short Debate
  9. CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules
  10. CommitteeApproved for Consideration Rules Committee; 005-000-000 · House Rules
  11. HousePlaced on Calendar 2nd Reading - Short Debate
  12. CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules

Roll calls

1 recorded vote: 0 on the floor, 1 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Mar 20, 2025 House Insurance Insurance - Do Pass
Members

Yes · 11

No · 6

 Passed 11–6

Sponsors

The member who introduced it.

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.