Illinois · House Bill 3554 · 104th General Assembly

COLLECTION AGENCY ACT

  1. Introduced Feb 7, 2025
  2. In committee Feb 18, 2025
  3. Passed the House Next
  4. Passed the Senate  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings…

Read the full title (120 words)

Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes.

Every action

20 steps, oldest first, as the legislature records them.

Show the 12 earlier steps
  1. HouseFiled with the Clerk by Rep. Margaret Croke
  2. HouseFirst Reading
  3. CommitteeReferred to Rules Committee · House Rules
  4. CommitteeAssigned to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  5. HouseHouse Committee Amendment No. 1 Filed with Clerk by Rep. Margaret Croke
  6. CommitteeHouse Committee Amendment No. 1 Referred to Rules Committee · House Rules
  7. CommitteeHouse Committee Amendment No. 1 Rules Refers to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  8. CommitteeHouse Committee Amendment No. 1 Adopted in Financial Institutions and Licensing Committee; by Voice Vote · House Financial Institutions & Licensing
  9. CommitteeDo Pass as Amended / Short Debate Financial Institutions and Licensing Committee; 008-004-000 · House Financial Institutions & Licensing
  10. HousePlaced on Calendar 2nd Reading - Short Debate
  11. HouseSecond Reading - Short Debate
  12. HouseHeld on Calendar Order of Second Reading - Short Debate
  1. HouseHouse Floor Amendment No. 2 Filed with Clerk by Rep. Margaret Croke
  2. CommitteeHouse Floor Amendment No. 2 Referred to Rules Committee · House Rules
  3. HouseChief Sponsor Changed to Rep. Harry Benton
  4. HouseAdded Chief Co-Sponsor Rep. Margaret Croke
  5. CommitteeHouse Floor Amendment No. 2 Rules Refers to Financial Institutions and Licensing Committee · House Financial Institutions & Licensing
  6. CommitteeHouse Floor Amendment No. 2 Recommends Be Adopted Financial Institutions and Licensing Committee; 011-000-000 · House Financial Institutions & Licensing
  7. CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules
  8. CommitteeHouse Floor Amendment No. 2 Rule 19(c) / Re-referred to Rules Committee · House Rules

Roll calls

2 recorded votes: 0 on the floor, 2 in committee. Each shows how every member voted.

Committee votes

DateWhereQuestionResult
Mar 18, 2025 House Financial Institutions & Licensing Financial Institutions & Licensing - Do Pass As Amended
Members

Yes · 8

No · 4

Passed 8–4
Apr 8, 2025 House Financial Institutions & Licensing House Floor Amendment No. 2 - Financial Institutions & Licensing - Recommends Be Adopted
Members

Yes · 11

Not voting · 1

Passed 11–0

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Democrat.

All 1 cosponsor

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.