Illinois · Senate Bill 1912 · 103rd General Assembly

INS-HEALTH CARE/RATE APPROVAL

SB 1912 Sponsored by Laura Fine Died in committee

  1. Introduced Feb 9, 2023
  2. In committee Feb 9, 2023
  3. Died  
  4. Passed the House  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Department of Insurance Law. Provides that the Department of Insurance shall establish the Office of the Healthcare Advocate. Provides that the Office shall be administered by the Chief Health Care Advocate, who shall report to the Director of Insurance. Amends the Illinois Insurance Code and the Health Maintenance Organization Act. Provides that all individual and small group accident and health policies…

Read the full title (258 words)

Amends the Department of Insurance Law. Provides that the Department of Insurance shall establish the Office of the Healthcare Advocate. Provides that the Office shall be administered by the Chief Health Care Advocate, who shall report to the Director of Insurance. Amends the Illinois Insurance Code and the Health Maintenance Organization Act. Provides that all individual and small group accident and health policies written subject to certain federal standards must file rates with the Department for approval. Provides that unreasonable rate increases or inadequate rates shall be modified or disapproved. Provides that when an insurer files a schedule or table of premium rates for individual or small group health benefit plans, the insurer shall post notice of the premium rate filings and a filing summary in plain language on the insurer's website. Provides that the Department shall post all insurers' rate filings and summaries on the Department's website. Provides that the Department shall open a 30-day public comment period on the date that a rate filing is posted on the website. Provides that the Department shall hold a public hearing during the 30-day comment period. Provides that the Director shall adopt affordability standards that must be considered in any decision to approve, disapprove, or modify rate filings. Provides that after the close of the public comment period, the Department shall issue a decision to approve, disapprove, or modify a rate filing, and post the decision on the Department's website. Provides that the Department shall adopt rules implementing specified procedures. Defines "inadequate rate", "plain language", and "unreasonable rate increase".

Every action

19 steps, oldest first, as the legislature records them.

Show the 11 earlier steps
  1. SenateFiled with Secretary by Sen. Laura Fine
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. CommitteeAssigned to Insurance · Senate Insurance
  5. SenateRule 2-10 Committee Deadline Established As March 24, 2023
  6. SenateSenate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine
  7. CommitteeSenate Committee Amendment No. 1 Referred to Assignments · Senate Assignments
  8. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Insurance · Senate Assignments
  9. SenateRule 2-10 Committee Deadline Established As March 31, 2023
  10. CommitteeSenate Committee Amendment No. 1 Assignments Refers to Insurance · Senate Assignments
  11. SenateAdded as Co-Sponsor Sen. Karina Villa
  1. CommitteeSenate Committee Amendment No. 1 Postponed - Insurance · Senate Insurance
  2. CommitteePostponed - Insurance · Senate Insurance
  3. CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
  4. CommitteeSenate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments · Senate Assignments
  5. SenateAdded as Co-Sponsor Sen. Kimberly A. Lightford
  6. SenateAdded as Co-Sponsor Sen. Julie A. Morrison
  7. SenateAdded as Chief Co-Sponsor Sen. David Koehler
  8. SenateSession Sine Die

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 4 cosponsors: 4 Democrats.

All 4 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.