Illinois · Senate Bill 1287 · 103rd General Assembly

DENTAL LOSS RATIO ACT

SB 1287 Sponsored by Laura Fine Died in committee

  1. Introduced Feb 3, 2023
  2. In committee Feb 3, 2023
  3. Died  
  4. Passed the House  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Creates the Dental Loss Ratio Act. Sets forth provisions concerning dental loss ratio reporting. Provides that a health insurer or dental plan carrier that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, beginning July 1, 2023, annually submit to the Department of Insurance a dental loss ratio filing. Provides a formula for calculating minimum dental loss…

Read the full title (203 words)

Creates the Dental Loss Ratio Act. Sets forth provisions concerning dental loss ratio reporting. Provides that a health insurer or dental plan carrier that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, beginning July 1, 2023, annually submit to the Department of Insurance a dental loss ratio filing. Provides a formula for calculating minimum dental loss ratios. Sets forth provisions concerning minimum dental loss ratio requirements. Provides that the Department may adopt rules to implement the Act. Provides that the Act does not apply to an insurance policy issued, sold, renewed, or offered for health care services or coverage provided as a function of the State of Illinois Medicaid coverage for children or adults or disability insurance for covered benefits in the single specialized area of dental-only health care that pays benefits on a fixed benefit, cash payment-only basis. Defines terms. Amends the Dental Service Plan Act. Provides that a dental service plan corporation shall not disburse during any one year (rather than shall not disburse during any one year, except upon the approval of the Director of Insurance) a sum greater than 20% of payments received from subscribers during that year as administrative expenses. Effective immediately.

Every action

12 steps, oldest first, as the legislature records them.

  1. SenateFiled with Secretary by Sen. Laura Fine
  2. SenateFirst Reading
  3. CommitteeReferred to Assignments · Senate Assignments
  4. SenateAdded as Chief Co-Sponsor Sen. Julie A. Morrison
  5. SenateAdded as Chief Co-Sponsor Sen. Linda Holmes
  6. SenateSponsor Removed Sen. Linda Holmes
  7. CommitteeAssigned to Insurance · Senate Insurance
  8. SenateAdded as Co-Sponsor Sen. Laura M. Murphy
  9. SenateRule 2-10 Committee Deadline Established As March 24, 2023
  10. SenateRule 2-10 Committee Deadline Established As March 31, 2023
  11. CommitteeRule 3-9(a) / Re-referred to Assignments · Senate Assignments
  12. SenateSession Sine Die

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 2 cosponsors: 2 Democrats.

All 2 cosponsors

From Illinois's official records (www.ilga.gov), checked Nov 2, 2026. Text links go to the official versions; LegiList does not copy bill text.