Illinois · House Bill 4532 · 103rd General Assembly

INS CD-PET INSURANCE

HB 4532 Sponsored by Joyce Mason Died in committee

  1. Introduced Jan 19, 2024
  2. In committee Jan 31, 2024
  3. Died  
  4. Passed the Senate  
  5. To the governor  
  6. Became law  

What it does

The legislature's own summary of the bill, or its official long title.

Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt…

Read the full title (182 words)

Amends the Illinois Insurance Code. Creates the Pet Insurance Article of the Code. Defines terms. Requires a pet insurer to disclose coverage exclusions, limitations, waiting periods, and other information. Provides that pet insurance applicants shall have the right to examine and return the policy, certificate, or rider to the company or an agent or insurance producer of the company within 30 days of its receipt and to have the premium refunded if, after examination of the policy, certificate, or rider, the applicant is not satisfied for any reason. Provides that a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions with appropriate disclosure to the consumer. Provides that a pet insurer may issue policies that impose waiting periods upon effectuation of the policy that do not exceed 30 days for illnesses or orthopedic conditions not resulting from an accident. Prohibits waiting periods for accidents. Provides that no pet insurer or insurance producer shall market a wellness program as pet insurance. Sets forth provisions concerning wellness programs sold by a pet insurer or insurance producer.

Every action

8 steps, oldest first, as the legislature records them.

  1. HouseFiled with the Clerk by Rep. Joyce Mason
  2. HouseAdded Chief Co-Sponsor Rep. Kelly M. Cassidy
  3. HouseFirst Reading
  4. CommitteeReferred to Rules Committee · House Rules
  5. CommitteeAssigned to Insurance Committee · House Insurance
  6. CommitteeTo Insurance Main Subcommittee · House Insurance Main Subcommittee
  7. CommitteeRule 19(a) / Re-referred to Rules Committee · House Rules
  8. HouseSession Sine Die

Roll calls

No recorded votes on this bill yet.

Sponsors

The member who introduced it, joined by 1 cosponsor: 1 Democrat.

All 1 cosponsor

From Illinois's official records (www.ilga.gov), checked Nov 13, 2026. Text links go to the official versions; LegiList does not copy bill text.