HB 1048 HD1

Hawaii House bill in Session 2026.

Status: in_committee. Latest action: February 11, 2025.

Department of Commerce and Consumer Affairs; Division of Financial Institutions; Installment Lender; Lender.

Bill ID HI-2026-HB-1048
Session 2026
Status in_committee
Committee CPC, FIN
House in_committee 2025-02-11
Summary

Replaces the term "consumer loan"" with the defined term ""installment loan"" for consistency throughout the installment loan chapter. Clarifies who is subject to the installment loan chapter. Requires loan maintenance fees to be prorated daily. Allows lenders to charge a convenience fee of up to $5 for debit card payments. Requires paper receipts only for in-person or cash payments and removes consumer names from receipts. Repeals the requirement for lenders to wait three days after a consumer fully repays a loan before issuing a new installment loan. Sunsets 6/30/2028. Effective 7/1/3000. (HD1)"

Sponsor
Nadine K. Nakamura
Official Source Back to Bills
Actions Timeline
Date Event Detail
0000-00-00 Introduced Bill introduced
2025-02-11 Status in_committee
2025-02-11 Latest Action Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Ward excused (2).
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