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SB 547

California Senate bill in Session 2025-2026.

Status: enacted. Latest action: October 10, 2025.

Commercial property insurance cancellation and nonrenewal.

Bill ID CA-2025-2026-SB-547
Session 2025-2026
Status enacted
Senate enacted 2025-10-10
Business / Commerce Insurance / Consumer Protection
Summary

Existing law generally regulates classes of insurance, including commercial property insurance. Existing law prohibits an insurer from canceling or refusing to renew a policy of residential property insurance for a property located in a ZIP Code within or adjacent to the fire perimeter for one year after the declaration of a state of emergency, if the cancellation or nonrenewal is based solely on the fact that the insured structure is located in an area in which a wildfire has occurred, except as specified. This bill would extend that prohibition against cancellation or nonrenewal and its exceptions to a policy of commercial property insurance, except as specified.

Sponsor
Pérez
Official Source Back to Bills
Actions Timeline
Date Event Detail
2025-02-20 Introduced Bill introduced
2025-10-10 Status enacted
2025-10-10 Latest Action Chaptered by Secretary of State. Chapter 544, Statutes of 2025.
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