FIFTH THIRD BANCORP for FIFTH THIRD BANCORP

Banking BAN

H.R. 1309, Systemic Risk Designation Improvement Act of 2015 (all provisions). General discussions and issues related to cyber-security, privacy and data breach, and information sharing. General discussions related to the definition of traditional banking (no specific bill). Discussions related to a draft bill covering non-bank assests at as a SIFI threshold and/or designation. Issues related to bank fees, card fees and rate caps, and credit card interchange and debit card interchange (Senator Durbin amendment, electronic debit card transactions) (no specific bill). General discussions and issues related to policy development, legislative and regulatory implementation, process, systems and structures, general discussions and issues related to product new development, Volcker rule, CCAR and capital planning, resolution planning and stress test, living wills, bank liquidity (LCR), CLO, end user margins, point/fees and Basel, SIFI designation, corporate governance and general banking matters (no specific bill). H.R. 4173 (111th Congress, P.L. 111-203): Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act); regulatory implementation discussions covering rules and regulations, including discussions with the Consumer Financial Protection Bureau (for which there is no CFPB listing on Line 17 available), on structure, regulatory implementation, oversight, process, enforcement and compliant handling. General discussions covering the Dodd-Frank Act and provisions (Act repeal, amending and technical fixes), Volcker rule, Financial Stability Oversight Council, Office of Financial Research, systemically important financial institutions designations, prudential regulations, mortgage regulations (qualified mortgages, qualified residential mortgages), corporate governance, enhanced prudential standards (165/166), stress testing, capital planning, living will, remittance, 716/push-out, Title VII (swaps/derivatives), Title II, section 1071, overdraft, pre-paid cards, examinations and other banking and financial services related provisions. Issues related to cyber-security, data breach and privacy, protecting consumer information, general discussions (no specific bill).

Contacted: HOUSE OF REPRESENTATIVES; Government Accountability Office (GAO); SENATE

Bills named: H.R. 1309 (114th), H.R. 4173 (114th)

Taxation/Internal Revenue Code TAX

General discussions and issues related to tax reform, the bank tax, new market tax credits, and Sec. 1031 like kind exchanges (no specific bill).

Contacted: Government Accountability Office (GAO); SENATE; HOUSE OF REPRESENTATIVES

Health Issues HCR

General discussions and issues related to HSAs, ACA and cadillac tax (no specific bill).

Contacted: Government Accountability Office (GAO); SENATE; HOUSE OF REPRESENTATIVES

Labor Issues/Antitrust/Workplace LBR

General discussions and issues related to DOL fudiciary standards (no specific bill).

Contacted: HOUSE OF REPRESENTATIVES; SENATE; Government Accountability Office (GAO)